DuPont ifomula - ukubala isibonelo

Nomthandazo Model kubhekwa eyodwa yezindlela eziphumelela kakhulu isici ukuhlaziywa. Kwahlongozwa ngo-1919 ngochwepheshe lenkampani efanayo. Nakuba kanye esakazwa inzuzo kwempahla inzuzo kanye yokuthengisa. It is kule imodeli, lezi yizinkomba babebhekwa njengabangakufanelekeli ndawonye okokuqala, imodeli kwadingeka isakhiwo esingunxantathu.

Ngokuvamile Dupont ifomula esetshenziswa isici ukuhlaziywa uqhutshwa ngosizo silula. Phezulu unxantathu kuyinto Coefficient ekhombisa inzuzo inhlokodolobha Imininingwane, kungalesi scheme, inkomba main, okusho imali emalini etshalwe inkampani kusho. Ngezansi nemingcele yohlobo ngokwesimo, okuyi-margin inzuzo (ukubuya ekuthengisweni) futhi befa inzuzo. Nomthandazo ifomula kusho ukuthi nenzuzo yokutjala kuyoba ulingana umkhiqizo inzuzo ezivela yokuthengisa of izimpahla zamanje.

Nomthandazo imodeli

Injongo eyinhloko yawo Dupont imodeli ukuhlonza izinto ezingaphazamisa kuncuma kusebenta kahle ibhizinisi, ukuhlola degree kwethonya lezi zici phezu izitayela ngokuphathelene izinguquko zabo nokubonwa. Ngokuyisisekelo isetshenziswa ukuhlola izingozi ngokuya kokubili dolobha ukuthi isetshenziselwa ukuthuthukisa kwenhlangano kanye nezinye amaphrojekthi utshalomali. Ngezansi, sicabanga nemingcele eziyisisekelo imodeli.

Inzuzo zokuqhuba umsebenzi wenkampani

Ukuze abanikazi ungase uthole inzuzo utshalomali, badinga ukwenza iminikelo enhlokodolobha ogunyaziwe. Izibalo zibonisa ukuthi formula Dupont, siyavuma ukuthi ngenxa yalokhu kufanele anikele izindlela obumba inhlokodolobha inkampani, kodwa ngesikhathi esifanayo abanazo iza ilungelo ingxenye yenzuzo yenkampani. Kubo inzuzo, ukuthi zivezwe nokulingana, kanjalo azakhele inqubo ebalulekile bamasheya. Kodwa isicelo sale imodeli kufaka ukunqunywa kwemingcele. engenayo Real ungenziwa kuphela uthole yokuthengisa, amafa kanye uzuza Ungasingenisi. Ngesisekelo le nkomba Akunakwenzeka ukuhlola yebhizinisi yenkampani. Kufanele futhi acabangele yokuthi inkampani ngokuyinhloko inhlokodolobha waboleka.

Ukuze isici ukuhlaziywa ufeza ababalulekile Dupont ifomula Ngokwesibonelo, uma sicabanga ibhizinisi yasebhange, njengoba naleyo ebolekisayo kuyisisekelo wakha ibhizinisi. Lokhu kusho ukuthi esithwele langempela aphume imisebenzi yasebhange eyenziwa ngezithukuthuku imali, futhi indima nokulingana - wasekela ukonga, ngamanye amazwi, lo isiqinisekiso sokuthi ibhange uyakwazi ukugcina zezimali zalo. Okungukuthi, le nkomba ungakwazi ukuphendula kuphela imibuzo ehlobene ukulingana, okuyinto inhlangano eyenza ukuba baphathi.

izinqubo yamanje kwempahla

fa inzuzo okubhekiselwa kulo ngokuthi inkomba ebonisa inani inzuzo yebhizinisi, okuyinto izimali amafa kwenhlangano, isikhathi esithile. Ngamanye amazwi, kuba ukulinganisa nokuvama ukusetshenziswa wonke amafa wherein nanso is mehluko, ngawo akhiwa emithonjeni. Futhi uyakwazi ukubonisa lokho izimali babe izinkampani kusuka izimali atshalwe amafa.

buyela yokuthengisa

Uma Ukubalwa isici main kuthathwe Dupont ifomula, lesi sibalo isetshenziswa njengoba inkomba main lapho ukuhlolwa kwenziwa kahle kwenhlangano, engesiyo imali enkulu kakhulu ku ukulingana kwezimali ezimpahleni ezingasuki phansi. Eqinisweni, uma inani le-zihilela iphansi ngesikhathi ukubala, kuvela ukuthi yokugcizelela namandla ezezimali anoma inkampani ngokuthola ukubuya iphakeme kakhulu phezu nokulingana. Kulesi indlela kungenzeka ngomqondo ovulekile ukuhlola isimo samanje izindaba inkampani.

Futhi ezingaba ngu-inzuzo yokuthengisa libonisa ngokucacile kangakanani inkampani kwadingeka inzuzo net inani amayunithi komkhiqizo ithengiswe. Uma usebenzisa i-Dupont ifomula, lesi sibalo kusivumela ukubala inani umholo ophelele, okuyinto inhlangano ngemva kwaso ngeke akhokhele zonke izindleko zezinto umkhiqizo, nokukhokha zonke izintela futhi inzalo emalini ebolekwe. Ngosizo le nkomba lembula izici ezibaluleke kakhulu, okuwukuthi ukufezwa imikhiqizo kanye inani kwemali esetshenziswe umkhiqizo wabo.

Buyela ku-amafa. ifomula Dupont

Le nkomba ibonisa ukuphumelela imisebenzi yenkampani. Isetshenziselwa njengoba izinkomba zokuveza indlela yokusebenza ukuthi Ungabonisa kahle nge etshaliwe. Zivela lokhu, siphawula ukuthi kungase kubuye Imininingwane zamafa izonqunywa izici ezimbili - i-inzuzo kanye nzuzo. Zonke ndawonye kwakha imodeli okuguquliwe esetshenziswa ezitatimendeni zezimali.

asizakale zezimali

asizakale lwezezimali liyadingeka ukuze correlate isikweleti sakhe futhi nokulingana, kanye ukubonisa nethonya layo inzuzo net inkampani. Kufanele kuqashelwe ukuthi ayanda Ingxenye ukubolekisa, kancane kuyoba inzuzo net, njengoba ukwanda inani izindleko isithakazelo. Uma inkampani has a iphesenti eliphezulu ukubolekisa, ibizwa ngokuthi nasekuthengeni. Ngakolunye uhlangothi, inhlangano ayinayo inhloko-dolobha extra kubhekwa ngizimele ngokwezimali. Ngakho, indima asizakale zezimali ukucacisa ukuzinza kanye riskiness lebhizinisi, kanye ithuluzi kulinganiswa nekusebenta loan. Kumele kukhunjulwe ukuthi ukubuya on ukulingana kuyinto encike ngqo kwi isigwedlo.

Nomthandazo imodeli (ifomula):

Roe = NPM * Tat

Umehluko phakathi ukubuya zamafa inani ukubaluleka loan uyalingana Ukuzilungiselela umehluko.

Isilinganiso izindleko nentshisekelo ngenanele dolobha, kubandakanya intela ilingana izindleko zemali yokuqhuba ibhizinisi.

Sikhishwe yokuthi asizakale zezimali kungandisa ukubuya ku-equity, futhi kwandisa yabanikazi bamasheya. Lokhu ifomula uthi Dupont, isibonelo sokubala okumelelwe asizakale zezimali. Lokhu kwenza kube nokwenzeka ukuba nokwandisa isakhiwo kwempahla. Kufanele kuqashelwe ukuthi i-ukwanda okwengeziwe enhlokodolobha kufanele kwenziwe nje isigwedlo izohlala omuhle. Futhi iyoba value omubi, njengoba nje ukubaluleka loan idlula ukubuya ku nokulingana. Nomthandazo ifomula sikubonisa ngokucacile ukubaluleka le nkomba. Kubalulekile nikhumbula ukuzinza kwezezimali uma inani izikweletu idlula embundwini edingekayo, inkampani ulinde ezikweletini.

Sebenzisa loans umngcele

Ukuze kugujwe lesi umngcele, ifomula Dupont kubonisa ukuthi umehluko phakathi ukulingana ukubaluleka illiquid, ezimpahleni ezingasuki phansi kumele ibe yangempela. Ikhumbula lezi zimiso, ungakha uhlelo inqubomgomo yebhizinisi. Ukuze nenzuzo irekhodi yokuthengisa - Ukucabangela inqubomgomo zamanani, ukulawula ukuphathwa izindleko, nokwenza yokuthengisa nokunye okuningi.

Ifa inzuzo sizothinta ukuphathwa, inqubomgomo esikweletu uhlelo lokulawula yokusungula. Isakhiwo dolobha kuzothinta zonke izindawo utshalomali nezintela.

kokuhlaziywa obuphelele

Buyela ku nokulingana yisikali sokuthi nekusebenta yokuphathwa kwezimali. Lokhu value incike izinqumo ezithathiwe maqondana ezindaweni eyinhloko inkampani. Uma lokhu ipharamitha washintsha, kusho ukuthi ukusebenza kahle ibhizinisi ezikhulayo noma falling. Esebenzisa nembuyiselo emafeni kwasuka nekusebenta ukutshalwa kwezimali, ngoba zihlobene imisebenzi eyisisekelo kanye zezimali, kanye phakathi yokuthengisa namafa.

core ukuphathwa kwebhizinisi ukuqeqesheka

Ukuze okuhlola ukusebenza imisebenzi ukuphathwa core esetshenziswa inkomba inzuzo yokuthengisa. Le nkomba kungashintshwa ngaphansi umthelela izici zangaphandle, futhi kucatshangelwa izidingo inkampani kwangaphakathi.

Njengoba isibonelo, cabanga ushintsho nenzuzo, ecabangela izici ezihlukahlukene kabanzi:

• Inzuzo yokuthengisa kungase kwandise uma sicabangela iqiniso lokuthi ijubane ngenzuzo kungaba ngokushesha kunokuba izinga izindleko, lesi simo kungenzeka uma anda umthamo wokuthengisa, noma ushintshe ububanzi yabo. Lona umkhuba omuhle yentuthuko inkampani.
• Izindleko ziyancipha ngokushesha kunokuba izimali. Lokhu kungase kuphakame isimo uma ukwanda kwamanani for imikhiqizo noma ushintshe isakhiwo nokusetshenziswa. Kulokhu, inkomba inzuzo ukhula, kodwa kwanciphisa inani lenzuzo ngokuqinisekile leyo akuyona nomthelela omuhle kakhulu ekuthuthukiseni inkampani.

• Kukhona ukwanda izimali kanye ukwehla izindleko, lesi simo ungakwazi belingisa amanani aphezulu, izinguquko limile noma izindleko ngesilinganiso.
• Izindleko zikhule ngokushesha kunokuba izimali. Isizathu kungaba kwamandla emali, amanani aphansi, izindleko ephakeme, izinguquko yokuthengisa ukuxubana. Isimo ngempela okungekuhle, kudingeka zamanani ukuhlaziywa.
• Revenue uwela izindleko ngokushesha, kungaba kuphela kuthinte nokuncipha yokuthengisa amavolumu. Lapha ukuhlaziya ezibalulekile zenqubomgomo nokumaketha.