Uyini isakhiwo dolobha?

Ukuthuthukiswa ngempumelelo ibhizinisi, ukusebenza esitebeleni omuhle ezezimali nezomnotho imisebenzi yayo ngokuyinhloko kuxhomeke kulokho isakhiwo inhlokodolobha ibhizinisi.

Esikhathini izincwadi sezomnotho siyini, gama elivame ukuqondwa ngayo dolobha isakhiwo isilinganiso phakathi izikweletu (waboleka), kanye nezinhlangano nokulingana, okuyizinto ezidingekayo ukuze kube nentuthuko zayo esimeme. On kanjani le nhloko-dolobha isilinganiso elilungile kuncike ukuqaliswa jikelele eside isu lenhlangano.

Isakhiwo nomqondo isakhiwo dolobha wenhlangano kuhlanganisa izikweletu kanye nokulingana.

Equity kuhlanganisa izimpahla wenhlangano, okuyinto ezisetshenziswa ke ukudala ezinye impahla inhlangano futhi okungokwendlela ke ngelungelo ubunikazi. Isakhiwo inhlokodolobha impahla zihlanganisa izingxenye elandelayo:

- dolobha olwengeziwe (emelelwa ukubaluleka impahla elenziwe ngaphezu abasunguli izimali akha inhloko-dolobha ogunyaziwe; kuba izindleko, okuyinto akhiwa phezu revaluation kwempahla ngenxa yezinguquko inani layo, kanye nezinye izimali);

- inqolobane dolobha (lena ingxenye yenkampani nokulingana, lapho ukhululeka inzuzo okuholela ukukhokha ukulahlekelwa okungase kube khona noma ukulahlekelwa);

- agcinwayo nomholo (inqwaba luyindlela eyinhloko yenhlangano mafa abake le inzalo enkulu ngemuva kokukhokha isethi kwentela engenayo futhi emva Kwabelwa nezinye izidingo ukuthi wafika);

- elikhethekile injongo Isikhwama (ingxenye yenzuzo net ukuthi inhlangano sihlose yokukhiqiza noma yentuthuko yezenhlalakahle);

- Okunye izinqolobane (reserves ezinjalo ziyadingeka uma izindleko ezinkulu oluzayo, okuyinto afakiwe izindleko imikhiqizo noma amasevisi).

Loan dolobha azomelwa yi bazibandakanye imali izinsiza noma ezinye amagugu impahla esekelwe bebuyile, okuyizinto ezidingekayo ukuze imali ukuthuthukiswa inhlangano. Ngokuvamile, lezi zihlanganisa ukubolekisa eside ebhange kanye loans phezu izibopho.

Kufanele kuqashelwe ukuthi elilungile dolobha ohlakeni lwale nhlangano - kuba isilinganiso ukulingana izikweletu, elikwaziyo wengeze ukubaluleka jikelele yenhlangano.

Ngo umkhuba kwezomnotho, asikho isincomo ezicacile mayelana nokuthi ukwakha engcono dolobha isakhiwo. Ngakolunye uhlangothi kucatshangwa ukuthi isilinganiso izikweletu izindleko zemali yokuqhuba ibhizinisi ingaphansi okungelona olwabo. Ngakho-ke, okwandisa isabelo nezindleko eziphansi ezikweletini dolobha kuzodala ukwehla kwesamba isilinganiso izindleko zemali yokuqhuba ibhizinisi. Nokho, ngo-umkhuba, kulesi simo ongeza nokuncipha ukubaluleka niqinile, okuyinto incike sesilinganiso sentengo zokuqhuba umsebenzi wenkampani siqu.

Futhi ukuheha naleyo ebolekisayo enezinto eziningi ukulinganiselwa, kanye nokukhula izikweletu oluthinta ngqo ikhono hamba ayinamali. Ngaphezu kwalokho, ekhona izikweletu kakhulu imingcele inkululeko yanoma isinyathelo lapho sisebenzelana izimali.

Ngakho-ke, isakhiwo inhlangano inhlokodolobha - kuba isici ngempela eziyinkimbinkimbi futhi akuqinisekile yengxenye zezimali webhizinisi, esidinga ukuba indlela abanekhono futhi olunzulu kuso.