Yikuphi okungcono - izimali zakho noma waboleka?

Ekufezeni imisebenzi kwezomnotho, inkampani ngayinye kufanele abe inhloko-dolobha ukutshala kwetinhlavu amafa. Lihlanganisa inani wonke amafa impahla kanye ifomu okungezona izinto. ubunjalo Multidimensional ka "dolobha" libhekene nomqondo eziningi izincazelo, kodwa kulokhu kuzoxoxwa kuzinhlobo capital okuqondene ibhizinisi ukuthi ukukhiqiza izimali zabo siqu futhi ukuboleka.

Nezikweletu dolobha kusho bakhangwa izimali (imali ebolekiswayo ebhange, ukuhweba credit, Leasing zezimali, isidoda noma nenye impahla) kwi ukubuya isisekelo, ngosizo lapho ngezimali ibhizinisi. amafomu akhe angamalangabi nezikweletu zezimali ukuthi ibhizinisi kumele sibuyisele ngesikhathi. Ngo isikhathi, angase short-term - enyakeni owodwa, kanye nasesikhathini eside - esingaphezu konyaka.

izimali siqu zinezikhathi yokuthi basonta ubunikazi inkampani futhi esetshenziselwa ukuthuthukiswa yayo. Banezinhliziyo kungenzeka ephakeme ukwenza izinzuzo kunoma yiliphi ibhizinisi, ngoba ukusetshenziswa kwalo akanayo ukukhokha inzalo emalini ebolekwe. Amafa elakhiwe ngezindleko zabo bayimpahla net inkampani lecinisekisa kwato zezimali.

Imithombo eyinhloko izimali kungamathonya zangaphakathi nezangaphandle. K zangaphandle zihlanganisa: inhlokodolobha ogunyaziwe (isamba semali anikezwe umnikazi ukuze bafeze imisebenzi); usizo repayable zezimali ibhizinisi; Luhambo we share capital ezengeziwe nokunye.

Isakhiwo imithombo ezifuywayo zihlanganisa: inzuzo esele ngesikhathi ibhizinisi; ukwehla njll

Ukusebenza eziphakeme ibhizinisi incike isakhiwo capital baqashwe. Lesi sakhiwo - isilinganiso izimali siqu waboleka abahilelekile futhi kuthinte ukubuya ku-amafa, ukuzinza kanye solvency wenkampani futhi inquma isilinganiso degree of ingozi, kanye nokwenza inzuzo ngesikhathi ukuthuthukiswa inkampani.

Ngakho-ke, uma inkampani isebenzisa izimali ayo kuphela, it has amandla amakhulu zezimali. Nokho, kukhawulela ijubane efanayo ukukhula, asikwazanga yakha isamba esengeziwe sika-amafa, awusebenzisi ukubuya inzuzo ngokutshalwa kwezimali.

I ibhizinisi isebenzisa izikweletu kuphela, isethubeni elikhulu ekuthuthukiseni kanye nokwenzeka ukukhula inzuzo, kodwa lokhu kakhulu edonsa ubungozi kwezezimali kanye ezikweletini, okwandisa ne Ingxenye izimali ezibolekwe mass ingqikithi dolobha.

Ekusebenteni, singabona ukuthi akukho iresiphi olulodwa olinganise lapho ukusebenzisa izimali zabo siqu futhi ukuboleka. Nokho, kukhona ke ezicini eziningana, uma kubhekwa ukuthi ungakwazi ngenjongo ekwakheni isakhiwo, ukuhlinzeka izimo ezidingekile umsebenzi ngempumelelo yebhizinisi.