Yenkomba ukondla obushade naye emuva kwesehlukaniso. Inani eliphansi lesondlo

izibopho Isondlo, abazali abaningi zokugcina isikhathi eside ngokwanele. okuqukethwe Material kungaba kusuka ekuzalweni kuya engu-ke umntwana, futhi ngezinye izikhathi ngemva kwalokho. Ngakho-ke izenzo indexation yesondlo, okuzoxoxwa ngayo kulesi sihloko.

eziyisisekelo

Isimo somnotho e-lizwe njalo ukushintshwa. Ngenxa yalokhu, kungase kube ezahlukene izindleko ezinkulu zokuphila, isilinganiso iholo. Inani ukondla obushade naye emuva kwesehlukaniso, inkantolo noma isivumelwano akwanele wokugcinwa evamile ingane.

Ukuvikela amalungelo abantwana indexation of nesondlo iye kwetfulwa, okuyinto eyenziwa njalo. Ngosizo izingane idluliselwe inemali eyanele ukuze bavuselele ukuphila kwabo. Ngokwe-amalungiselelo Code Umndeni futhi ngacula indexation we ukondla obushade naye emuva kwesehlukaniso. Kuyinto indlela ukwandisa izinkokhelo ngesisekelo amanani ukwenyuka. Kukhona amafomula ezikhethekile lapho inqubo wenziwa.

ngezizathu

Ngokomthetho Kwenziwa indexation we ukondla obushade naye emuva kwesehlukaniso njengoba esonto. Uma izimali ezikhokhwa njengoba Ingxenye nomholo, isidingo salokhu inqubo, akukho. Lokhu kungenxa yokuthi inkokhelo nayo enezikhombo. Khona-ke imali izonyuka kanye yokukhokha umzali ezithuthukisiwe.

Ngaphambi 2016 inani ukwesekwa kunqunywa isamba amaholo. Manje incike izindleko zokuphila. Kusukela ngaleso sikhathi, le indexation yesondlo wenziwa lapho beshintsha amaholo ophilayo evunyiwe izingane.

ubuncane

Ukondla obushade naye emuva kwesehlukaniso ingakhokhelwa:

• Amaphesenti;
• nani;
• ngefomu kuhlanganiswe.

Isamba semali yesondlo e 2017 ngeke ifane kuye okuyinto uhlelo kwencazelo izinkokhelo ehleliwe. Ngokusho Article 81 Ikhodi Family, ukugcinwa kwengane ingakhokhelwa olinganise ezilandelayo:

• 25% - ingane 1;
• 33% - 2;
• 50% - 3 noma ngaphezulu.

Inani elincane losekelo e 2017, uma umkhaya owodwa ingane, 25% of the imali we lokukhokha komunye oyedwa. umumo okungaguquki ekhethiwe, uma:

• Inkokhelo Amaphesenti kuzibandlulule izithakazelo amaqembu;
• kusho ekhishwe injalo zemvelo noma izimali zakwamanye amazwe;
• yomkhokhi waqaphela njengoba abangasebenzi;
• engenayo simo esishubile;
• Salary idluliswe ngokwethukela.

Inani elincane losekelo e 2017, e-value okuqinile kungasethiwe, njengasekuqaleni. Ngokusho umkhuba zokwahlulela, ikakhulukazi ukuthi kunqunywa izindleko zokuphila. Kodwa lokhu akusho ukuthi izinkokhelo kuyoba kulinganiswe nakho, angase ucishe.

max.

Inani eliphakeme ihlukile kuye ngokuthi indlela sibalo:

1. Ubuningi ngu mhlangano akugcini, njengoba kungenzeka imuphi usayizi kunqunywa phakathi kwezinhlangano. Into esemqoka ukuthi ayiphuli ilungelo izithakazelo amaqembu.
2. Uma kukhethwe kulesi sibalo ukwabelana, izingane ezintathu ikhokhwe akukho ngaphezu kuka-50% wemali engenayo. Kodwa inani zingandiswa ngokugunyazwa zokwahlulela, uma kucatshangelwe isimo sezimali amaqembu, kunoma iziphi izimo.
3. Lapho ukwabela izinkokhelo ifomu esiqinile akukho esiphezulu. Inkantolo usetha imali flat. Kuthathwa ngokuthi ezingeni wengane kufanele igcinwe ezingeni elifanayo njengakuqala.

Ngakho-ke, esiphezulu esimweni ngasinye sihlukile. Umthetho uthi nesondlo akukwazi ezingaphezu kuka-70% wemali engenayo. Lo mthetho usebenza izinkokhelo izingane ezincane.

Imigomo yokukhokha

I-oda nokulandelela ngokuya yokukhokha amiswa idokhumenti esiphezulu noma sivumelwano. Uma inkantolo yenza isinqumo, wena-ke kufanele ukhokhe nesondlo njalo ngenyanga. Izinhlaka bavumelana imigomo izinkokhelo zingase zingafani, ngoba imvamisa zingahluka:

• wekota;
• njalo ezinyangeni eziyisithupha;
• ngonyaka;
• ngesikhathi esifanayo.

Imvamisa lezinkokhelo kunqunywa kubazali babo. Noma ngabe umuntu unquma, akufanele ukuthi kuphula uthando lwezingane.

Esithinta inani nesondlo?

Lapho ukwabela inani lokuqukethwe ezinganeni inenani imali ezingeni futhi amaholo emsebenzini esifundeni. On the Isamba semali yesondlo ifomu okuqinile kuthintwa:

1. Lizinga lekuphila kunqunywa ikota ngalinye kuzo zonke izifunda. Uma ngenxa yanoma yisiphi isizathu akukho ulwazi mayelana le nkomba, ukusetshenziswa obaluleke kakhulu ezweni.
2. Inani labantu abanale ukunikeza lokukhokha komunye oyedwa. Ngokwesibonelo, inani izinkokhelo encishisiwe ekuzalweni enye ingane, uma imali engenayo akwanele wonke umuntu. Ngokuvamile, usayizi izinkokhelo is elibuyekeziwe ukuze singathwesi iphule amalungelo lothile.
3. Baqasheke lokukhokha komunye oyedwa. Uma usufinyelele impilo noma ukukhubazeka wabonakala, kungase kubangele ukwehla kwe-izinkokhelo.
4. Impahla, imali. Ngokwesibonelo, engaphansi ine efulethini ukuthi aqashiwe. Nyanga zonke enendawo engenayo. Izimali esichithwa emincane. Impahla ingathathwa zibe akhawunti uma akusiyo inzuzo.

Ekusunguleni lemali yokukhokha kubonelelwe imali izindlela zangaphandle, kanye ezingeni yokuphila yangaphambili.

Lubhekele nangenkomba

Inqubo kuyadingeka ukwandisa izinkokhelo uma kukhona ukukhula amaholo abonakalayo. Uma umamukeli akadingi njalo amangalele enkantolo. Isondlo sengane emalini engenayo umuntu ngokusemthethweni ukusebenza. Ngaphandle bailiffs obhekene nangenkomba ewela inhlangano lapho abamangalelwa baqashwe noma ngitadisha.

Uma esifundeni kushintsha inani ubuncane ukudla ke yezinkampani yomkhokhi ezimali kumele ngokuzimela sithole ukuthi izakhamuzi ezikhathazekile yezinguquko ahlelwe izimali. Yenkomba kwenziwa uma kudingeka. Ukwandisa inani ukwesekwa ngomyalo inhlangano. Ichaza isizinda. Inhlangano ngokwayo kungase kwandise inani ezibanjwayo, kodwa kuphela uma imali ayeqi ayizinkulungwane 25. Ruble. Kungenjalo, ushintshe inani ikani enkantolo futhi bailiffs.

Izici nezinqubo

Indlela ikhomba inani lemali yesondlo? Uma isivumelwano senziwa phakathi kwabazali, le indexation akufani njengoba ne isinqumo senkantolo. Khona-ke le nqubo wenziwa ngaphansi kwemigomo ye idokhumenti. Uma ayifani, bese nangenkomba kuyafana ekumisweni amacala enkantolo.

Uma inkokhelo kuquntwe yikhotho ke recalculate nesondlo ngokuzenzakalelayo. Noma kungekho senzo liyadingeka. Lokhu ilawulwa bailiffs neenkhungo wathumela imiBhalo ngokubulawa. Yenkomba kwenziwa ngokulandela eziningi nenani ubuncane ukudla.

Kukangaki recalculated?

Nquma ukuthi izoshintsha izindleko zokuphila cishe akunakwenzeka, ngakho ukuvama nangenkomba ayifakiwe. Lokhu kuthonywa ukuvama izinguquko kule Inkomba. Futhi isibonisa indlela kuhulumeni. Yekuchumana yalezi zinguquko ngokuvamile yanyatheliswa ngo abezindaba, zincwadi kuyi-Internet kanye accounting izingodo.

Ngokulandela umthetho, indexation yesondlo kumele kwenziwe ngemva ukwanda ubuncane ukudla ezingeni esifundeni yokuhlala. Uma lokhu ipharamitha engekho, khona-ke inani is kunakwe kuleli zwe. Le nkampani, nesebenzela lokukhokha komunye oyedwa kumelwe ukulawula izinkokhelo, okwandisa uma kudingeka.

ukubala

inkokhelo Kusebenza lemali wakhona bezinga ukwanda. Ukuze sithole Coefficient, okuyinto ngokobungako, kubalulekile ukuze usethe isilinganiso ubudala kuya Inkomba entsha. Lo mphumela isetshenziswa lemali yesondlo, ngefomu ethile okuqinile.

Ngaphezu kwalokho, i-indexation badinga ukwazi Amazwi aleso sinqumo senkantolo. INkantolo kunqunywa ukondla obushade naye emuva kwesehlukaniso inani elimisiwe esekelwe izindleko zokuphila. Ngo samanje imigomo ifomula:

• Usayizi izinkokhelo evunywe enkantolo;
• irekhodi elidala ongaphakeme;
• usayizi omusha ubuncane;
• usuku indinganiso entsha.

Ukuze anqume inani ukondla obushade naye emuva kwesehlukaniso emva kokufakwa ohlwini kuyadingeka ukuze uhlukanise ephansi entsha phezu ubudala, bese uphindaphinde yi ngenxa yemali aliyikuhamba kuso.

Indlela ikhomba esikhathini esidlule?

Umthetho kuchazwe yisimiso ukulinganiselwa - iminyaka engu-3. Izimali eqoqwe nesikhathi sangaphambilini, nayo enezikhombo. Uma ukuhlolwa icala kunqunywa ukuthi nesondlo ingakhokhwa ngenxa ummangalelwa, ke uphoqa wuliswa. Kuyinto 0.5% isamba semali esele nsuku zonke.

Izinkokhelo ezifakwe ngenxa kwenkathi ngayinye, konke kuncike kulokho okungenani ngaleso sikhathi kwaba. Uma izinkokhelo kungukuthi ngokobungako ngenxa yokuntuleka amadokhumenti wezomthetho, izinhlawulo liyakushunyayelwa eziphoqelelwe.

Ukondla obushade naye emuva kwesehlukaniso emva kweminyaka 18

Isahluko 13 SC Ikhodi Uvikela izimiso imali yesondlo ingane ukuqinisekisa izingane. Baveza ukuthi izinkokhelo ezinjalo zenziwa iminyaka engu-18. Ngaphambili, ukukhanselwa singenzeka kunoma ukuqashelwa ingane anekhono, ezifana umshado, lapho kukhululwa.

abafundi ukondla obushade naye emuva kwesehlukaniso emva kweminyaka 18 kuhlinzekelwe ezimweni ezehlukile. Lokho kubhaliwe eNcwadini ka Article 85 we RF IC. Izinkokhelo uqhubeke uma kwenzeka ukuthi ingane wabhalisa ehhovisi esikoleni esigcwele. izidingo ukondla obushade naye emuva kwesehlukaniso uma kunesidingo kuzo ukusekelwa ngezinto ezibonakalayo. Kuphela ngokuzenzakalelayo emva kweminyaka engu-18, kungukuthi kuvuselelwe. Ukuze uphinde izinkokhelo ezitholakale okuqukethwe, kuzomele niye enkantolo ngukulungisiswa.

Inani usizo angathunyelwa njengoba amaphesenti noma a inani elimisiwe. Izinkokhelo ayavalwa nge impumelelo engu 23 noma ekupheleni ukuqeqeshwa. Kungenzeka ukuvumelana yokukhokha kanye ngaphandle kokuba kuqulwe amacala ngokuzithandela. Kuyinto kudingekile kuphela ukwenza isivumelwano. It notarized. Ukondla obushade naye emuva kwesehlukaniso emva kweminyaka 18 asikwazi ukuba ngaphansi kuka-30% of the ubuncane ukudla. Inani izinkokhelo angase ukwandisa noma ukunciphisa, uma isinqumo senkantolo.

Ngokusho Article 85 of RF IC ukwesekwa ingane unelungelo izingane omdala ekhubazekile, ngakho izinkokhelo ifakwa maqondana nezingane ezikhubazekile. Badinga ukunakekelwa njalo, kodwa ngoba ingaqukatha sifo ngokwabo. Ukukhubazeka kufanele ezihlukile kwezisemthethweni. Thola usizo can umzali othwala ukunakekelwa ingane.

Yenkomba ngaphansi zonke izinhlobo ukondla obushade naye emuva kwesehlukaniso izinkokhelo, ukuvumela ukugcina amalungelo nezifiso abamukeli. Kuzoba anele ukuphila okuvamile, ngoba izimali kumelwe zivumelane nalokho okufunwa yesimanje.