Umthetho umshwalense

umthetho Insurance - omunye amagatsha komthetho esiqubukile ngokuqondene nesidingo bahlanganise ubudlelwano obusemthethweni phakathi kwesamba kanye umshwalense. Ngaphambi ufake isihloko kanye indlela yokulawulwa kwezimboni umkhakha, kubalulekile ukuchaza umqondo wegama elithi "umshuwalense."

Lobu buhlobo yakhelwe bavikele izithakazelo ngabanye nezinhlangano ezingokomthetho we Russian Federation noma izikhonzi Russian Federation, nomasipala zayo, ezivela umcimbi kwesamba kwenzeka ngenxa imali izimali abake umshuwalense by izinkampani zomshuwalense kanye nezinye izindlela.

Ngokucacile of ubudlelwano umshwalense itholakala lokuthi ukuthi zenzeka ngesisekelo umthetho ecatshangelwayo, kusukela izinkampani zomshuwalense umshuwalense Ukusabalala imicimbi, okuyinto, nakuba kungenzeka, kodwa uma futhi lapho kwenzeke, ukuthi kuyoba umonakalo alwaziwa.

Umcabango

umthetho Insurance - uhlelo imithetho eklanyelwe ukulawula ubudlelwane kwezimali kwetinhlavu kanye nokusetshenziswa Isikhwama umshwalense ukuvikela izithakazelo impahla ngabanye nezinhlangano ezingokomthetho ngokusebenzisa isinxephezelo umonakalo ezivela okuvela umcimbi insured noma ezinye kuchazwe ngaphambili izenzakalo kuye kwaba nethonya elibi endleleni siqu futhi impahla sphere umshwalense.

Isihloko umthetho yomshuwalense kanye nezindlela

Lawa nobudlelwane bokuhlalisana ukuthi kwavela phakathi kwesamba kanye umshwalense ngokuqondene ukuqaliswa ukulondeka nesivikelo sakhe.

Umthetho umshwalense ihlanganisa izindlela kuphoqelekile futhi dispositive. Ngakho, ngokwesibonelo, indlela saziso (izidingo ukusebenza saziso) isetshenziswa Ingxenye 1 st.390 Civil Code, equkethe ilungiselelo inkontileka umshwalense kumele ngempela kwenziwe ngokubhala. indlela Dispositive (kukhona choice) isetshenziswa, isibonelo, ingxenye 3 st.943 Civil Code, othi amaqembu inkontileka singavumelana ukuchibiyela izimiso ezithile kule imithetho umshwalense.

uhlelo

uhlelo umthetho Umshwalense inezingxenye 2: jikelele futhi ekhethekile. Owokuqala uqukethe kwezinkambiso usethe ukuba alawule zonke izikhungo komthetho umshwalense: imigomo, izinqubomgomo, ukukhishwa kwamalayisensi umshwalense, layo isiqondiso isimo. Eyesibili kubandakanya nemithethonqubo kohlobo oluthile lomshuwalense:

• izingozi ibhizinisi ;
• impahla;
• yangasese;
• zifakwe ebhange;
• impilo
• et al.

Umshwalense uMthetho futhi izimiso zalo zisebenza

Lezi zihlanganisa:

• khona isithakazelo insurable. Kufanele ngabe inkontileka noma ngesikhathi umcimbi insured. Kungase kungabi izinjongo umshwalense ingozi icala futhi balahlekelwa impahla yabo. Uhlu izithakazelo, lapho umshwalense akuvunyelwe, efakwe ohlwini e st.928 Civil Code;
• umshwalense ingozi. Izinkokhelo enzelwa umcimbi insured iphutha, okungase noma kungenzeki;
• kulingana emiholweni. Ukuze uthole isikhathi esithile kufanele sizuze kulingana kwezomnotho inani umshuwalense nokunxeshezelwa ngenxa lemali ikhokhwe emva umcimbi insured;
• trust esiphezulu amaqembu. Kusho ukuthi ekuphetheni inkontileka, kufanele udalule zonke izimo okungase kube efanele;
• nokukhokhwa umshwalense isinxephezelo. Lokhu kusho ukuthi umshwalense kumele bakhokhele e nenani okulahlekile wahlupheka, okusho ukuthi ubuyele abanezikhalo sezimali pholisi kokuqala;
• ubuhlobo esiyimbangela iye yabangela ukulahlekelwa kanye nemicimbi yayo. Ingabe kubaluleke kakhulu ngokona. Imiphumela kufanele kwenzeke ngenxa ke umcimbi kwesamba.

imithombo

umthetho Umshwalense kusekelwe izenzo zomthetho abasemazingeni ahlukahlukene. Imithombo: kuMthethosisekelo, Civil Code, uMthetho "Ngo Inhlangano of Insurance Business in the Russian Federation", imithetho kahulumeni, izimiso kamongameli kanye nabanye.