Njengomkhaya abasha ukuze uthole indawo: a izincomo ezimbalwa

Yiqiniso, ngamunye elalisanda kumiswa "cell ongcono" ukuba amaphupho "ekhoneni". Nokho, ngenxa yezindleko okusezingeni eliphezulu kwezindlu akuyona wonke umuntu angakwazi uyithenga. Nokho, lapho ezwa lo mbhangqwana njengesipho lomshado akuvezwe okhiye indlu. Kodwa ezimweni eziningi izozuza ngokwabo ngokwakho square metres yabo.

Umbhangqwana osanda kushada ikakhulukazi isidingo kwezezindlu zabo

Sikhishwe yokuthi umhlabathi njalo anda ngenani, ukuthengwa amafulethi babé yini umthwalo osindayo isikhathi umfana kanye nentombazane eyayinamandla ubuhlobo nje okusemthethweni.

Yiqiniso, bona, umbuzo ngendlela imikhaya abasha ukuze uthole indawo, kubaluleke kakhulu. Okufanele ukwenze uma kungekho isifiso ukuqasha ifulethi? Imibhangqwana eminingi kungukuthi kokuba nakancane ukuthi womkhaya osemncane uthole indawo, ukhethe bengatshelekwa. Yebo, lokhu ikhambi lenkinga. Kodwa futhi, kuzomele ube nomholo ezinhle, ukuze ngemuva kokwenza loan abe imali ukuhlangabezana nezidingo zomkhaya eziyisisekelo. Ngeshwa, ezweni lethu usayizi amaholo nezifundiswa abasha, njengoba besho, hhayi mkhulu kakhulu, ngakho-ke i-mortgage loans ungakwazi kuphela akwazi ukuhlula izintandokazi zakho. Njengomkhaya abasha ukuze uthole indawo okwamanje?

can ngayo ukunikezwa isimo kanjani

Ake bathemba usizo lukahulumeni. Kodwa izikhulu Okwamanje, ukuxazulula umbuzo ngendlela imikhaya abasha ukuze uthole indawo, uhlelo federal ngokukhethekile. Ibizwa ngokuthi "Ezezindlu imikhaya abasha." Ukuqaliswa Its kwenziwa yombuso kanye amabhajethi lesifunda. Ngezinye efanayo izikhulu isikhathi izimali zabelwe okungatholakala wachitha kuphela ukuthengwa amafulethi.

Umxhaso is adluliselwe ku-akhawunti ye-abazothenga lesi efulethini. Ubukhulu bayo imayelana amathathu amaphesenti angu yentengo, inqobo nje uma inkokhelo social yakhelwe iminyaka eyishumi.

Abanye bangase babuze: "Kungenzeka yini ukuba uthole indawo ngesikhathi esasikhona kwamaSoviet?" Yebo, leli lungelo livikeleke umthetho. Kodwa udinga ukuba umbhangqwana ukuwa esigabeni izakhamuzi abadinga izindlu ezingcono. Ngaphezu kwalokho, kuyomelwe agijime round lenqwaba izimo, ukuqoqa ulwazi oluningi futhi imibhalo ehlukahlukene. Ungakhohlwa futhi ukuthi uhlu lwabalindele izindlu kusukela uhulumeni itotoba - mhlawumbe uthola ukuthi unakekelwa ngesisa square metres engamashumi amathathu kuphela. Kungcono ukuba ubhekane namaqiniso futhi uzame ukuthola amafulethi nge uxhaso izikhulu.

Izimfuneko izicelo izindlu izibonelelo

Ubani bangalindela ukuba iqhaza kuhlelo soxhaso, iqalwa uhulumeni? Ngokwesibonelo, e yaseTyumen kuyinto Indoda nomfazi abanamathela bangaphansi imashumi mathathu ezelwe, futhi enomzali oyedwa abasha. Kufanele kugcizelelwe ukuthi umthetho kucace kutsi lowo nalowo eyisakhamuzi efulethini, bangathembela endaweni ezingekho ngaphezu nambili square metres.

Ngaphezu kwalokho, kufanele kuphawulwe ukuthi umbhangqwana kufanele kube inombolo ethile eminyakeni wahlala endaweni yesifunda lapho isimiso sikahulumeni usebenza. Yiqiniso, acabangele usayizi nomholo emkhayeni - ke kufanele kube ngokwanele ukuba isifundazwe sikhokhele izindleko isilinganiso "square metres".

Kanjani ukuze uthole efulethini kamasipala uhlelo uhulumeni? Abantu abasanda kushada kufanele babhale isicelo ehambisana, okuyinto kufanele ahanjiswe kungakapheli izinyanga eziyisishiyagalolunye kusukela osukwini lokukhishwa isitifiketi eqinisekisa ilungelo imali yoxhaso.

Ezisanda wenza indoda nomfazi kufanele sikhumbule futhi ukuthi abantu ilungelo lokuthola izindlu ngokusebenzisa ngezimali isabelomali ingasetshenziswa kuphela phakathi neminyaka emithathu kusukela umshado olusemthethweni.