Kabusha Pension: izindaba zakamuva. Pension kabusha eRussia

Pension kabusha ku Russian Federation - kuba iphuzu elibalulekile, okuyinto ekhathaza bonke abantu. Phela, zonke wentela kufanele udlulisele imali ethile kule Pension Fund yeRussia. Futhi ngesinye isikhathi, eba nethuba ukuthola imali emuva, kuphela ngesimo impesheni. ERussia, lo uhlelo ukusekela abantu ababehambe ngeholide, njalo ukuhlupheka izinguquko ezithile. Yiziphi izindaba ingazwiwa ingxenye labantu? Hlobo luni Imininingwane angabhekwa ushintsho yangempela, futhi yini - izinganekwane nokuhleba? Manje eziningi inkulumo kwenzekani impesheni. Ngakho-ke, kufanele wazi kahle ukuthi ukulungiselela.

Khansela impesheni ekusebenzeni

Izindaba lokuqala oholele negagasi ukunganeliseki phezu ingxenye labantu - iyona ukuqedwa kwezimpesheni impesheni ukusebenza. Pension kabusha eRussia lolu hlobo kusho ukuthi izakhamuzi ngubani emva kokufinyelela eminyakeni ewu lapho ungakwazi umhlalaphansi, qhubeka nomsebenzi, uzoma ukuhlinzeka uxhaso kuhulumeni.

Ngamanye amazwi, uqede impesheni kwabahola impesheni ukusebenza. Kunezinhlobo ezimbili ezahlukeneyo of cazelo izindaba. Lithi kuqala ukuthi isimo izobe seyisebenza ngo 2016 futhi uzoqhubeka ebasiza kuphela kulabo uhola ngaphezu kwesigidi ngonyaka. It kuvela ama-ruble ayizigidi 83 ngenyanga. Ngakho izakhamuzi ngeke kufanele ukhokhe impesheni. Esikhathini kabusha impesheni yesibili libonisa ukumisa izinkokhelo ngumbuso zonke izakhamuzi-impesheni abaqhubeka ukusebenza. Kwalona engenayo noma isipiliyoni indima ngeke udlale.

Okwamanje, kube lenguquko ezibhekwa inganekwane. Futhi uma impesheni izakhamuzi ukusebenza izosuswa, sisondelene kuyoba inguqulo yokuqala izenzakalo. Kuze kube manje, bonke abantu abaye efinyelela eminyakeni yobudala umhlalaphansi eRussia ku ezahlukene ukwesekwa osayizi wezimali kusuka isimo.

Okuvumelekile izinkokhelo

izindaba Landelayo futhi kuziwa impesheni ukusebenza. Abanye bathi abantu ufuna ukunciphisa ukusekelwa ngokwezimali, uma abantu baqashwe ngokusemthethweni. Eqinisweni, zihlela ukunciphisa inkokhelo yemali remitted impesheni.

Izindaba ekutjhugululweni impesheni yalolu hlobo - lokukhohlisa. Manje laseRussia lasebenza ngempela uhlelo, ozokusiza ukubala imali. Kodwa akukho kanzima futhi azikho imikhawulo. Ingabe imihlomulo yempesheni ngeke ibe ngaphansi ubuncane ukudla umuntu ngamunye. Ngakho-ke, kungase kube yinto esabekayo izindaba okunjalo akukhona kunomvuzo. Uhulumeni, kunalokho, cabanga indlela yokulondoloza ngisho ukwandisa impesheni.

Ukumiswa indexation

Kule ngxoxo akugcini lapho. Pension kabusha ngoba impesheni ukusebenza ngo-2016 namanje aphethwe. Kodwa namanje akusilo obonakalayo futhi. Into wukuthi eRussia sihlinzekela indexation esiyisibopho impesheni. Kodwa impesheni ukusebenza ngeke uthole izinkokhelo okukhonjiwe. Kunalokho, babeka uxhaso isimo ngaphandle kwanoma iziphi izithuthukisi.

Lokho okwamanje izakhamuzi wezwe abaye sokumpeshena futhi bayaqhubeka besebenza, ukuthola impesheni, okuyinto isifakwe ekupheleni 2015. abasenakuphumula nangenkomba.

indexation saziso

Noma kunjalo, lokhu akusho ukuthi izinguquko yempesheni eRussia abolishes ngokuphelele ukwanda impesheni akhokhe ukheshi. Lena akuyona ngakho. Ngemva ukumiswa indexation usebenza kuphela izakhamuzi abazisebenzayo. Zonke bazothola i impesheni lenyuka eRussia. Okwamanje, bonke izinkokhelo ezifakwe yi-4%. Ngo-2016, yizakhamizi ezimbalwa ukwanda 2-ngeshumi lemali ekhokhwe emkhakheni isimo ukuze kokuthatha umhlalaphansi. Futhi lo mthetho iye wahlangana ngokugcwele. It kuvela ukuthi impesheni Awunawo izici. I indexation esifanayo, zonke izinzuzo ezifanayo. Ngisho inqubo ukuqokwa ukusekelwa ngokwezimali ayizange ithuthuke.

ubudala

Izindaba ekutjhugululweni impesheni kuleli zwe akugcini lapho. Ngokuphathelene isihloko njalo kukhona imibuzo. Sekuyisikhathi eside eRussia ukuhlela ukukhulisa engu umhlalaphansi. Ingabe kuyiqiniso lokhu? Yebo, ukukhulisa engu umhlalaphansi iminyaka eminingana manje sekube inkulumo. Manje abesifazane Russian Unelungelo anakekele ukuphumula esizifanele eminyakeni 55, amadoda uthole ithuba 60. Kodwa, njengoba umkhuba ibonisa, abantu abaningi musa ziyeke ukusebenza ngisho ngemva kweminyaka emihlanu.

Lokhu kwaholela ekubeni umqondo ukuthi izakhamuzi zakuqala khulu ukuya ngeholide. Emazweni amaningi, iminyaka yomhlalaphansi iphezulu kakhulu. Futhi kuyasiza ubuyise isabelomali isimo. New kabusha impesheni eqala ukwenyuka kancane engu umhlalaphansi. Ngakho, abesifazane ufuna ukunweba ikhono ukusebenza eminyakeni engu-60 kanye namadoda 65, ngokulandelana.

Nemiphumela "yobudala kabusha"

Imiphi imiphumela kungaholela ukwandisa engu umhlalaphansi? Manje e-Russia, abaningi bahlale unganelisekile ngaleli themba. Kuye isengakasetjentiswa, kodwa ukuthi ngelinye ilanga izindaba lizofika ezaziwayo. I perturbation kubangelwa yokuthi uhulumeni waseRussia wazama ukuba alingane kwamanye amazwe futhi azibonisi isikhathi isilinganiso kwezinga lokuphila kwabantu e lizwe. Ngakho, abesifazane ngokwesilinganiso bukhoma 77 futhi amadoda - kuze kube iminyaka engu-65. Ngakho, cishe, amadoda amaningi ngeke uthole kokukhokhwa kwempesheni, uma ziphathelene yobudala okwandisa, okuyinto ngokusemthethweni yayekwa ngeholide. Ngenxa yalesi sizathu emisha unqume lihlehliswe. Kodwa ngenkathi ukhuluma ngani ukwenyuka kancane engu umhlalaphansi. Njalo ngemva kwezinyanga eziyisithupha sihlelwe ukwandisa ke izinyanga 6.

Yokuphila Isikhathi Eside Ise kanye Score

Pension kabusha eRussia wahola izwe yokuthi manje isebenzisa okuthiwa simo iphuzu uhlelo kuhlaziywa izinkokhelo. Ukuze unyaka ngamunye wasebenza isakhamuzi icala ngenxa "amaphuzu" ezithile. Ngemva impesheni labhubhisa kuzoncika lonke inani amaphuzu. Nakuba ukuthi izakhamuzi zakhona kumelwe amaphuzu 30. Kunamaphuzu amaningana hlinzeka kwemali ekhokhiwe ngesimo impesheni akuxhomekile nje kuphela esimweni amaphuzu, kodwa ukubaluleka iphuzu ngesikhathi ukuphumula okufanele.

Usezingeni iphuzu uhlelo akufanele ukunambitheka wonke umuntu. Kodwa yethulwa esikhathini esizayo esiseduze uhulumeni ayinakho izinhlelo kabusha. Ngakho-ke, izakhamuzi kufanele bazazi yokuthi manje kulesi sibalo impesheni yomhlalaphansi is kunakwe hhayi kuphela isipiliyoni kodwa inani lamaphuzu amaphuzu phezu sonke isikhathi.

Izinguquko kule mibandela ukuqokwa kwezimpesheni

Yini enye sengilungisile kabusha umphakathi impesheni? Into yokugcina izakhamuzi ngempela isithakazelo - iyona uya khona kwezimiso izinkokhelo. Kuye kuthiwe ukuthi sihlelwe ukukhulisa engu umhlalaphansi. Futhi, ukuthola uxhaso nesimo (hhayi nomphakathi) Kufanele ube amaphuzu 30. Kodwa lolu shintsho aziphelelanga lapho.

Ukuze uthole off ekuphumuleni kahle sifaneleka nokuthola imali ezivela ezweni, umsolwa oneminyaka engu-7 isipiliyoni umsebenzi. Futhi lokhu kungakhathaliseki amaphuzu etholakalayo esakhamuzini. Ngasekuqaleni kwaleli nkathi kwaba iminyaka 5. Ngo-2016-ke wasukuma ukuba 7. Futhi lokhu "strip" kuzokhulisa kuze kufinyelele 2024. It is kuhlelwe ukwandisa ubude obuncane yesevisi ye umhlalaphansi iminyaka engu-15. Izinguquko ezinjalo, ngakho manje inikeza kabusha impesheni. izindaba yamuva ibonisa ukuthi lena akuyona inganekwane kodwa kuyinto eyenzekayo.

Izingxenye ezimbili iyonke

Ulwazi olulandelayo ayisakwazi kubhekwe entsha. Kodwa ngalo namanje akwaziwa kahle. Into wukuthi impesheni manje kwakhiwa ikakhulukazi ngezithukuthuku izakhamuzi. Izinkokhelo zihlukaniswe izingxenye 2: yomshuwalense kanye uxhaso. Eyokuqala ikhokhelwa nakanjani. It kuqinisekiswa isimo. Accumulative kuncike ngokuqondile kubantu futhi ngokuvamile kwakheka izimali zempesheni yangasese. Ungakwazi ukulishiya Isikhwama isimo. Into esemqoka ngezikhathi ezithile ukuze uthumele ingxenye yemali ukuze inhlangano ekhethiwe, kanjalo ekuhlehlisweni umhlalaphansi yabo.

Le formula for ofuna ukubala imali ekhokhelwe umhlalaphansi, ine uhlobo P = B * R + C + LF, lapho:

• P - impesheni yanyanga zonke;
• B - Inani zanqwabelana amaphuzu impesheni isakhamuzi;
• K - izindleko iphuzu elilodwa;
• On - yomshuwalense ingxenye yempesheni (setha nguhulumeni unyaka ngamunye);
• LF - efaka ingxenye (isakhamuzi kwakhiwa).

Abaningi bathi manje sihlelwe lokubukeza lolu uhlelo. Empeleni akunjalo. Uhlelo ayiguquki. Futhi ukulishintsha akekho oyobe esikhathini esizayo esiseduze. Unyaka wezinguquko impesheni ngemuva. Kodwa zikhona ezinye izindaba roiled impesheni.

okokuqandisa

I kabusha impesheni e-Ukraine ungathi izinguquko ezenzeke Russia. Esikhathini ezweni elingumakhelwane okwamanje sihlelwe ukwethula multi-isikhundla ekubalweni izinkokhelo kuyafana ke isiyatholakala ngesiRashiya. Akukona scary futhi, ukuze abantu asesabi kakhulu lezi zinguquko, ngoba impesheni isazoqhubeka efakwe ohlwini.

ERussia kuphela, kwakunabamemezeli amahemuhemu athi uhulumeni angase "ukumisa imigqa" impesheni, noma kunalokho ingxenye yabo ezuziwe e 2016-2017. Usebenzela ngakususi izingxenye ezifana lapho kubalwa imihlomulo yempesheni ukuze labantu. Nokho, uqaphele le hambisa kuze kube yilolo kakhulu akufanele kube. Ngokusho uhulumeni, akahleli "ukumisa imigqa" kule minyaka 2016-2018 ingxenye sezikhalazo impesheni. Kodwa kuthanda ukuthi izinto zazinjani ke - imfihlakalo oye yayingakabhalwa ukudalula.

isamba semali

Pension izinguquko WaseRussia ngo-2016 uye wenza abantu abaningi ukuba ucabange indlela babeke imali yabo yokuguga futhi yini sincike ukwanda kwezimpesheni. Inkinga emhlabeni manje uyabusa. Futhi eRussia, futhi. Ngaphansi kwezimo ezinjalo, indexation kwezimpesheni isibe engenakwenzeka. Ngakho-ke, ngo-2017, wonke impesheni (baqashwe nalabo abangasebenzi) esikhundleni Inkomba ngoJanuwari, isamba semali esingango imali. Kungakanani? ruble 5000. Zonke ezinye izinkokhelo izohlala injalo. UHulumeni libike ukuthi izimali akudingeki ukukhonjwa. Ngakho une okwamanje ukwenza kanjalo.

Futhi lokhu nje izindaba akuyona inganekwane. It usumisiwe ngumthetho. Manje nje ukulinda 2017. Kuyinto ongaziwa ukuthi ezinye izinguquko kungenzeka ezihlobene uhlelo impesheni ku Russian Federation. Kodwa ngisho uhulumeni uncoma wena ukhathazeke ozongela umhlalaphansi. Phela, lapho besekuhluphekeni ngezinye izikhathi kudingeka senze izinqumo ezinkulu. Umphakathi kufanele sikulungele. Asikwazi ukulandela izindaba zakamuva kuphela. Mhlawumbe maduze uhlelo yempesheni ngeke zithuthukiswe futhi ngokuphelele.