Kushiwo ngamuphi umqondo ukuthi esikhundleni the windscreen ku sikebhe?

Ezweni lethu, umnikazi imoto kufanele umshwalense. umshwalense Car CASCO lumboza zonke izindleko ezihambisana nokweba imoto, kanye umonakalo yayo ngenxa engozini yemoto. Omunye ezivamile izimangalo umshwalense ezibhekene abashayeli abaningi, kuyinto ukulimala windscreen ngenxa ingozi engatheni nge umonakalo okuncane umshini, kanye ukungenisa izinto zangaphandle kunyakaza. Ngakho-ke, abanikazi abaningi imoto unesithakazelo umbuzo kanjani esikhundleni the windscreen ku sikebhe.

Izinhlobo umonakalo windscreen

Kuze kube manje, lezi zinhlobo ezilandelayo umonakalo windscreen umshini ezidinga ukukhokhelwa umshwalense:

• ukulwa - kuba isimo lapho somoya bekulimele e ukungqubuzana enye imoto noma ngenxa yokushayiswa iyiphi into;
• crack - umonakalo into angaphandle ingilazi, noma ngumuntu lokushisa iconsi eqinile. Lolu hlobo umonakalo ingenye oyinkinga kakhulu, ngoba esikhundleni ingilazi aqhephukile kwenqubomgomo kunzima;
• spall - umonakalo odalwe umthelela ngokomzimba. Nokho, kubalulekile ukuqonda ukuthi esikhundleni somoya e Rosgosstrakh sikebhe kungenzeka kuphela uma umonakalo mkhulu kunezinhliziyo 3 milimitha ububanzi;
• imihuzuko izimo umshwalense, kodwa ingilazi esikhundleni kudingeka izindlela. Uma imihuzuko zitholakala kwi windscreen ohlangothini umgibeli futhi ungagxambukeli isibuyekezo evamile, inqubomgomo akusho ukukhokhela zonke izindleko, okuhloswe ngazo esikhundleni windscreen;
• attritions kukhona umonakalo kubangelwa ukuwohloka uphenyo, ngakho esikhundleni the windscreen engamboziwe inqubomgomo.

Kulokhu osekushiwo kusobala ukuthi somoya indawo Hull e RESO, Iwaranti iqala njalo lapho, futhi kunqubomgomo yimuphi omunye umshwalense inikeza Lutho neze kuzo zonke izimo, Ngakho-ke, ekuklanyweni umshwalense Kunconywa ukufunda ngokucophelela nemigomo yalo.

Kulotshweni ngomonakalo sengilazi inqubomgomo?

Zonke izinhlobo breakages futhi ukulimala imoto ukuthi zibandakanya ukukhokhwa isinxephezelo yemali umshayeli ahlelwe inkontileka.

Ngokuqondene namafasitela, lonke ulwazi mayelana umonakalo lezi zinto lelipelwe e "yomiselela kanye nokulungiswa ingilazi izakhi," okuyizinto:

• somoya, nibulale ezingasemuva, ohlangothini amafasitela;
• esibukweni ohlangothini-umbono;
• izibani;
• izibani yokupaka;
• blinkers;
• ezengeziwe ukukhanyisa izakhi, uma kufakwe imishini yasekuqaleni imoto.

Isinxephezelo for ukukhanda noma ukushintsha noma yiziphi izinto ezibalwe ngenhla ingatholakala kuphela uma kucacisiwe kule inkontileka.

uhlelo umshwalense

izenzakalo oVikelwe esikhundleni the windscreen ku sikebhe, ngomshuwalense bavumelana ngaphansi kwazo kuxhomeke ekhethiwe Uhlelo umshwalense umshayeli.

Kuze kube manje, wonke umshayeli ukuthathelwa umshuwalense imoto yakho ngokumelene izingozi ezilandelayo:

• ukweba - umshayeli ithola isinxephezelo kuphela uma ukweba imoto, futhi uma kungekho amasevisi esihilela ukulungisa imoto izinkokhelo zemukeliswe, inkokhelo ingakhokhwa ngomshuwalense;
• ngokuya ngenqubomgomo esikhundleni esezingeni isiphephelo somoya ikhokhelwa kuphela uma kulimale izimo ezimbili zokuqala, futhi uma lokhu umkhawulo wedatha ufinyelelwe, bonke zokulungisa ezithwalwa ngumnikazi imoto;
• lapho wenza umshwalense lula isinxephezelo yemali akudingekile ukuheha amaphoyisa omgwaqo;
• esikhundleni windscreen ukuze Hull nge franchise kungenzeka kuphela uma ngomonakalo owenzeke idlula izindleko inqubomgomo. Kungenjalo, izindleko umnikazi imoto kuyoba kunalelo inani ngomonakalo owenzeke.

Uma hit engozini yemoto noma ngenxa naziphi ezinye izimo, isiphephelo somoya okulimele, ngaphambi kokufaka isicelo kuze womshuwalense ophakanyiswe ukufunda ngokucophelela inkontileka, ikakhulukazi, ukuthi sihlinzekela izimangalo umshwalense, kanye nenqubo kanye nemigomo ekutholeni isinxephezelo semali.

Kushiwo ngamuphi umqondo ukuthi esikhundleni the windscreen ngaphansi inqubomgomo Hull?

Ukufakwa ku isiphephelo somoya e sikebhe RESO nezinye izinkampani zomshuwalense kanye netinchubomgomo ukulandelana elandelayo:

1. Lapho injected ngozi, okuyinto ayelimele izakhi ingilazi, kufanele abize abameleli endaweni traffic yengozi.
2. Yazisa umshwalense ngengozi. Kumelwe kwenziwe esikhathini esibekiwe esivumelwaneni umshwalense.
3. Bhala uhlelo lokusebenza esikhundleni somoya ku sikebhe.
4. Dlula ukuhlolisisa lobuchwepheshe ukunquma inani umonakalo.
5. Lungiselela amaphasela amaphepha adingekayo.

Kuphela ngokunamathela kule ukulandelana, ningaqiniseka ukuthi isinxephezelo wabo bonke ukulungiswa enziwa ngenxa umcimbi insured.

Yini imibhalo ngidinga ukulungiselela?

Ukuze uthole isinxephezelo esikhundleni windscreen kwenqubomgomo CASCO Udinga ukunikela ngomshuwalense nemitlolo elandelako:

1. Isitifiketi kusukela omgwaqo.
2. Ikhophi olandelwayo.
3. Isenzo ezidlulayo luhlolo lobuchwepheshe, okuyinto inquma usayizi umonakalo bahlupheka.
4. Ukungavumi avule icala lobugebengu kuqala, uma umonakalo etholwe besithathu.
5. inqubomgomo CASCO.
6. Sts.
7. iphasiphothi Original.
8. ilayisense yokushayela.

Uma zamanje umshwalense itoho, imibhalo ngesigaba sokuqala, sesibili nesesithathu akuzona kudingekile.

Izindlela ukuthola isinxephezelo yemali

Uma udlulisa ubuchwepheshe kanye umshwalense wanelise isinqumo ekukhokhweni isinxephezelo yemali, umshayeli bengathola isinxephezelo umonakalo wahlupheka enye yezindlela ezilandelayo:

• esikhundleni windscreen ukuze sikebhe ngenxa ngomshuwalense esiteshini;
• ngokheshi in ehhovisi.

Lezi zindlela kube nezinzuzo zako kanye nebubi, ngakho-ke kuyadingeka esikhulumi ukwenaba ngamunye wabo.

Indawo inkampani yomshuwalense ukuthi esiteshini inkonzo

Le ndlela ikhethwa ngoba kulesi simo ngomshuwalense okhokhela hhayi nje ngobe kutawutfutfukisa Mechanics ukuliqaqa ephukile nokufaka somoya entsha, kodwa futhi ivala isikhala izindleko zonke izinto, kuhlanganise ingilazi uqobo futhi uphawu zenjoloba. Ngakho, umsebenzi oyokwenziwa ngamandla, usayizi baholelwe kuyoba ephakeme kakhulu kunangesikhathi ukukhokha imali. Ngaphezu kwalokho, izinkampani zomshuwalense kanye nabamele SRT unesithakazelo, ukuba esikhundleni timphawu ingilazi yadalwa ngezinsuku esikhathini esifishane, ngakho esikhathini ukulungisa kubonisa ukuthi mancane kakhulu ukukhokha isinxephezelo yemali ukukhashelwa ezandleni zabantu iklayenti. Ungakhohlwa ukuthi RCS esikhundleni somoya for sikebhe usuphothuliwe kuphela uma umnikazi wemoto ukuhlola izinga lomsebenzi wezisebenzi futhi wasayina idokhumenti ezifanele.

Uma ukulungiswa ziye kwenziwe kahle, i-Ingosstrakh esikhundleni somoya for Hull uma ewela ngaphansi isigaba izicelo umshwalense, ngakho inkampani ubophekile ukuba aluqede ngokuphelele nganoma iziphi izinkinga eziye ezitholakala umnikazi wemoto.

isinxephezelo lwezezimali

Uma usuqede esikhundleni ingilazi bebodwa futhi ufuna ukuthola isinxephezelo yemali, kubalulekile ukuba bafeze ukulungiswa ngaphakathi eside bavumelana yesivumelwano, ngemva kwalokho-ke kuyodingeka ubonise ochwepheshe imoto umshwalense, okuyinto kufanele silungise Iqiniso kokuqeda ukulungisa. Uma lezi zimo hhayi behlangana, lona SC ungenqaba isinxephezelo ngomonakalo owenzeke ngumshayeli lapho kabusha okwenziwe umcimbi insured.

Kuthiwani uma lo umshwalense enqaba ukufeza izibopho zayo?

Uma umshwalense nganoma isiphi isizathu, enqaba ukuhambisana nezibopho zayo ngaphansi umcimbi kwesamba kwenzeka, kufanele wenze lokhu okulandelayo ukuthola izinkokhelo umshwalense:

• ibhekane luhlolo lobuchwepheshe yinkampani ezimele, okumele ukubhala isidingo esikhundleni isici ingilazi;
• bazithobe umshwalense enkantolo.

Uma ukulingwa okuthile is iwine umnikazi wemoto, ngomshuwalense lizokubuyisela hhayi kuphela ngomonakalo owenzeke ngumshayeli, kodwa futhi ukuze sivale lapho sisilela zonke izindleko nezimali zomthetho.

Yini ingilazi efakwe kwi imoto uma esikhundleni?

Ukushintshwa somoya for sikebhe kuhilela ukufakwa isici okufana, esetshenziselwa ngumkhiqizi. Ivunyelwe ukufakwa Analogue, kodwa kufanele ukuba kuvunyelwane phakathi UK kanye umnikazi wemoto. Kodwa angaqondakali abahamba ngezimoto kule sivumelwano akuyona, njengoba ikhophi ushibhile, kodwa izinga kakhulu okubi kakhulu ukwedlula ingilazi yasekuqaleni.

Ngaphezu kwalokho, imboni ingilazi efakwe emotweni, kungase kudingeke kukho okulandelayo, abangenalo analogue:

• isibonisi window, ekuvimbeleni ke kusukela zeqhwa futhi fogging ebusika;
• toning nokuphathelene;
• ukuvikelwa ukukhanya ukukhanya ukuthi ingabangela ubumpumputhe umshayeli futhi zilulaza ikhwalithi Ukubuyekeza yayo;
• zokuzivikela laminate enamathela.

Ngaphezu esikhundleni the ingilazi, ngomshuwalense kufanele bakhokhe izindleko zonke izakhi, okuyinto zinikezwa endaweni yokukhanda. Uma kungukuthi indawo ke kwalungisa uthathwa akuphelele. Nokho, esikhundleni izici elikulesi sihloko kufanele lelipelwe kwinkontileka, kungenjalo inkokhelo singenziwa zithathe isikhala sawo.

isiphetho

Njengoba ezothatha isikhundla somoya for sikebhe kumele zikhokhelwe ngomshuwalense kuphela uma umshwalense ihlanganisa izingozi lokweba noma umonakalo emotweni ngesikhathi kwehla le ngozi lapho imoto engasakwazi ukubuyisela. Lokhu kusebenza futhi ukuphepha izinhlelo lula, kodwa isibalo izimangalo umshwalense kulokhu lilinganiselwe.

Ukuze ugweme izinkinga ezihlukahlukene nezimo ezingajabulisi lapho umcimbi insured, kumelwe ufunde ngokucophelela isivumelwano uma wenza inqubomgomo. Ngokukhethekile kufanele inikwe uhlu izingozi ukuthi umshuwalense. Nokho, njengoba umkhuba imibukiso, ezimweni eziningi, ngomshuwalense nxephezela ngokugcwele ngoba izindleko zokulungisa noma esikhundleni zonke izakhi ingilazi, uma ziye zathola ukulimala ezibucayi futhi asikwazi ukuguqulwa.