Iziphi izinzuzo ongazithola ukuthola umndeni akuphelele nabaswele

Umkhaya engenayo ephansi - ngomkhaya lapho lengenako engenayo ingaphansi ubuncane ukudla. Emkhakheni zabantu abahola kancane ngokuvamile bakhala, futhi imfundo kanye nomsebenzi. Lokhu kwenzeka ngokuvamile kakhulu uma ingane engena umndeni. Uma emzini, ubaba ku nomsebenzi omuhle usengakwazi ukondla nomkakhe nengane esifundazweni, emadolobheni athile iholo kwezigidi ezingu 10-13 ubhekwa okusezingeni eliphezulu. Enough ulwahlukanise ku ezintathu, ukuze baqonde ukuthi lapho ingane umndeni ingena lokungetulu kwelizinga bezinga, okwakusho 2012 bungakanani cishe 4,600 ruble, ikakhulukazi emva kweminyaka 1.5, lapho ziyeka ukukhokha ingane inzuzo. Nokho, esigabeni umndeni engenayo ephansi ungathola umkhaya imali yangempela, kokweqa ubuncane ukudla ka 5-10 izikhathi. Kanjani? Iqiniso liwukuthi sokubalwa abezenhlalakahle uya kuphela "amhlophe" Umholo, okuyinto ilingana ubuncane eziningi. Ngakho, inani elikhulu imikhaya ehola kancane nge ezindlini ezibizayo futhi sokuphumula sonyaka phesheya.

Nokho, abantu abavamile ukuba kuhlinzekwe ukudweba izinzuzo ukuze imikhaya ehola kancane, ngenxa yokuthi awayona elikhulu kangaka, futhi baningi abangena akufanele wamaphepha obuhambisana nabo. Inani izinkokhelo kanye nohlobo usizo kuncike esifundeni. Ake sicabangele lokho kungaba uxhaso abampofu. Uma sikhuluma umndeni nengane encane, ufanelwe ukukhulula ukudla kuze kube iminyaka engu-2, kanti imindeni abavamile (kungakhathaliseki iholo), ushizi, cereal udaba jelly ukhululekile ngonyaka. Okwesibili, izingane ezingaphansi kweminyaka emithathu imithi kadokotela khulula bathembele wezingane (kodwa empeleni iqiniso wukuthi kukhona ngaso sonke isikhathi Pharmacy, kanye nokwethulwa ngokuyiko kungaphasi lozakwabo angaphandle ezibizayo). Okwesithathu, izingane ezingaphansi kweminyaka eyisikhombisa ubudala banelungelo ukukhulula travel on izithuthi zomphakathi. Izindawo Dumb omkhaya iholo eliphansi, abahlala emzini womzalwane, unelungelo lokuthola isaphulelo on ukuthengwa ilahle bafudumale.

Abafundi esikoleni ingase inelungelo ukudla khulula. Isigaba ahlukene - usizo lwezimali emindenini nezingane. It kuncike esifundeni yokuhlala, futhi engu-ingane. Abazali abanezingane azifinyelelanga kweminyaka eyi 1.5, uncika isinxephezelo ubuncane ruble 750-800, ngoba kunenkolelo yokuthi ngalesi sikhathi umama uthola izinzuzo womama. Emva ukukhokhwa kwemihlomulo inqanyulwa, lemali kwandisa kabili. Lapho ufika lapho lineminyaka emithathu ingane, owesifazane angase abe ukuya emsebenzini futhi eselithumela izinyane enkulisa, inkokhelo futhi kuyehla kube sezingeni eliphansi. Kwamanye amadolobha, emindenini ehlwempu kanye ngenyanga ivelele 1 ithikithi ngengane ngayinye ukuze esekisini, yaseshashalazini noma ikuphi okunye ukuzijabulisa luhlobo okuqondene nehhovisi ledolobha. Enye inzuzo enkulu - isinxephezelo for enkulisa yokukhokha. Kuyinto 20% lemali ikhokhwe ukuze nengane eyodwa, isigamu nezingane ezimbili nama-70% ngalinye, uma izingane ezintathu noma ngaphezulu. Ngaphezu kwalokho, imali ephansi imindeni enezingane anelungelo endaweni enkulisa at ulayini oyithandayo. Ngeshwa, umlando alisho lutho ngalokho abazali okufanele ayenze uma le ndawo akazange afike engu-3 ubudala ingane.

Isigaba ahlukene - ingxenye engenayo ephansi umndeni, uma sikubeka kalula umama ongayedwa. Ngaphezu lezi zibonelelo anelungelo eziningi izinzuzo eziningi. Ikakhulukazi, omama abanjalo umqashi ukuba ikhokhe ikhefu lokugula ngoba ekunakekelweni kwengane, hhayi lweshumi nane ufinyelelwe ngokuphelele, uma izinsuku isikhathi isifo angaphansi kuka-10, no-50% th izinga sezinsuku 11 kuya ku-15. Ngaphezu kwalokho, abakwazi nomlilo ukunciphisa, kanye kuwumsebenzi ebusuku ngaphandle kwemvume yabo. Akuphelele imikhaya ehola kancane ayafaneleka ukuthola izindlu ngemibandela oyithandayo.