Uhulumeni credit

credit State - lawa ubudlelwano kwezomnotho nemvelo, izihloko okumele uHulumeni ngabanye nezinhlangano ezingokomthetho.

I kungenzeka yokusebenzisa isimo ukuze sihlangabezane nezindleko zayo by ekuheheni izimali khulula sabantu kanye nezakhiwo kwezomnotho Kwavuka ekwakhekeni umnotho emakethe. Lona umnyombo walokho udumo isimo.

It libhekene nesimo credit zonke izimo saziso esivela kunoma iyiphi uhlobo abolekise: ukubuyiswa kwemali, ukuseviswa, kanye nokuphuthuma.

Isidingo esikhulu kunazo zonke ukuthuthukiswa lolu hlobo ubudlelwane credit kuphakama ngokuya nokushoda isabelomali kwezimali. Khona-ke isimo uphendukela amabhizinisi fundraising kanye nabantu ngokusebenzisa le ukudayiswa yabo izibambiso kahulumeni ngezinga eliphezulu ngokuthembeka.

Isikhathi sokukhokha isimo loan ayikwazi ukudlula iminyaka engu-30. Isimo angasebenza futhi lo muntu obolekayo futhi umbolekisi futhi yisiboniso ngesikhathi esifanayo. Ezimweni eziningi, isimo izenzo ngokufana ncamashí umboleki kwezimali. Ingasaphathwa - njengoba umbolekisi lapho ekuhlinzekeni abantu zomthetho futhi zemvelo imalimboleko. Kulezo zimo, uma angenela ukugcwaliseka izibopho sokukhokha imali ebolekiwe, isimo guarantor.

Imisebenzi esemqoka zenzelwe ukuxazulula credit yomphakathi: ukulawulwa Microeconomics; Macroeconomics isiqondiso; ukulawulwa komgomo wokuboleka amabhange ngezimali kanye nesimo esingokwezimali izwe; Ezezimali inhlolovo ukumboza isabelomali.

loan State linemigomo ezilandelayo: ukuqondanisa kwezimiso ekuthuthukiseni umnotho ezifundeni; izimali kwesabelo sezimali; usekelo komasipala; Siza imikhakha yezomnotho main.

loan State wenza eziningi imisebenzi: ezimali; okulawula; ukwabiwa kabusha komhlaba (ibhajethi phakathi kwamazwe amazinga ehlukene); olawula (ekuqinisekiseni isicelo abathintekayo izindlela).

isimo credit umsebenzi ngokuvamile sehliselwe ezimbili eziyisisekelo: i-zokulawula kanye nezezimali. Kuyinto ngokusebenzisa umsebenzi wezimali kwenziwe ukwakheka izimali ezingeni emaphakathi futhi kuzo ukuze sikhokhele lolu ukungeneli kwesabelo sezimali.

amafomu loan State, kokubili amafa zangaphakathi nezangaphandle. Lolu hlobo naleyo ebolekisayo anganikeza izikhonzi isimo, kanye namazwe angaphandle.

amafomu credit zomphakathi ababonakali ngezikhundla kanje:

- ngendaba ubudlelwane izikweletu (imali-mboleko yendlu ibekwe bohulumende lomkhulu kanye sendawo)

• eyodwa
• endlalekile;

- endaweni yokuhlala noma namarisidi

• yangaphakathi (ngaphakathi ezweni)
• zangaphandle (enikeziwe IBRD, IMF nezinye izikhungo abolekise international);

- ukuvuthwa

• yesikhathi esifushane (ngaphansi konyaka owodwa)
• esimaphakathi (iminyaka zi oyedwa kuya kwabahlanu)
• yesikhathi eside (phezu emihlanu edlule).

On the umqondo imalimboleko esimweni ibuthinta ngokuqondile umqondo debt umphakathi. izikweletu kumiswa kwenzeka ngenxa yemali ebolekiwe futhi kukhushulwe nenani iziqinisekiso isimo. Kukhula akhawunti ekhokhwayo yezwe kuholela ekwandeni izikweletu zomphakathi, futhi okuphambene nalokho. izikweletu zomphakathi kumele ngempela zinikezwa yengcebo isimo. ukuphathwa debt umphakathi Kwenziwa Ministry of Finance kanye Central Bank.

Ngokuvamile, izikweletu uhulumeni - kuwumphumela imisebenzi uhulumeni ophethe izwe nge izinhlangano ezingokomthetho kanye nabantu (izakhamuzi ze-non-izakhamizi yezwe), izidumbu esiphethe kwamanye amazwe futhi izinhlangano zamazwe ngamazwe wezimali ukuze udale isikhwama ukuze kuhlangatshezwane nezidingo zezimali yezwe.