Kuyini - imali yamazwe ahlukene emhlabeni?

Imali ezandleni zomuntu yabonakala eminyakeni eminingi edlule. Njengoba lo muntu efunde ukukhiqiza into eminingi ngokweqile ukusetshenziswa kwayo, waqala ukushintsha nabanye abantu. Kodwa ukungasebenzi kahle, futhi ngokuvamile ukungabi nabulungisa kobudlelwane obuhle, kwashukumisela isintu kumqondo wokudala imali. Imali yamazwe ahlukene emhlabeni iyinto evelele esikhathini esidlule. Emibhalweni evamile yezinhlelo ezahlukene, ayizange iguqulwe maduzane. Ukuphindukuzalwa kwemali emafomu amasha kuyaqhubeka nanamuhla. Kodwa konke okufanayo, ezweni ngalinye i-unit yayo yezimali iyisici esiyingqayizivele, uphawu olukhethekile olusebenza njengesibonakaliso sokuzimela nokuvelela kobuso.

Bangaki abantu - imibono eminingi kangaka

Leli gama lingabuye "liphindwe kabusha" kanje: "Amazwe amaningi - imali eningi kakhulu." Nakuba, ukuthi kuqondile, azikho izimali eziningi kakhulu emhlabeni. Naphezu kweqiniso lokuthi iplanethi yaqaphela ngokusemthethweni ama-251, akuwona wonke umuntu onayo imali yakhe. Kungani lokhu kwenzeka? Imali yamazwe ahlukene ezwe ngokuvamile ixhomeke ezintweni eziningi. Isibonelo, kungakhathaliseki ukuthi lokhu noma leso sizwe sinezinyunyana zomnotho noma zezombusazwe, futhi nokuthi ngabe ngabe yindawo engakoloni. Ngakho-ke, amazwe amaningi e- EU asebenzisa imali eyodwa, ejwayelekile emnyangweni wabo - i-euro, nakwamanye amazwe ayelalela ngaphambili iNgilandi, eSpain, eFrance, imali ye-suzerain isasebenza.

Ngesikhathi esifanayo, ukubamba iqhaza emphakathini othile wamandla akuyona into ebalulekile yokushiya imali yesizwe. Isibonelo, i-Great Britain - elinye lamalungu asemqoka e-EU, alizange liyeke phansi i-pound yayo eningi, okungeyona into emangazayo, ngoba leyunithi yezimali isinye sezinqolobane emnothweni wezwe. Ngendlela efanayo, amanye amalungu alo mbunyano nawo ajoyina, ePoland, lapho i-zloty, eSweden enekhanda layo elibizwa ngokuthi iSlovenia, futhi iRomania, elikhiqiza i-lei, lisetshenziswa.

Ukuqokwa kwemali - ngani?

Esiqhathaneni samazwe ngamazwe, imali ngayinye inikezwa ikhodi ekhethekile nenombolo. Lokhu kwenza kube lula ukuthengiswa kwebhange, ukuthengiselana okuhlukahlukene kanye nezinkontileka. Amazinga athuthukile ahlonishwa emhlabeni jikelele futhi asetshenziswa kuwo wonke amazwe.

Bhala zonke izinhlamvu zemali esihlokweni esisodwa kunenkinga enkulu, ngoba kuningi kakhulu, kodwa okuyinhloko kunganikezwa ngesimo setafula. Imali yamazwe ahlukene emhlabeni - iziqephu:

Isihambi ngasinye ebhange, sibuka ibhodi lezintengo ngemali yezimali, sasiqaphele ukuthi amagama ezinkampani zezimali azibhalwa ngokuphelele. Zinezinhlamvu eziningana. Lokhu kwenziwa ukuze kugweme ukudideka, ngoba kunezinyathelo ezimbalwa zezimali zegama elifanayo. Isibonelo, i-dollar ayiyona iMelika kuphela, kodwa nayo iCanada, i-Australia, iSlovenia ngisho neLiberia. Kunjalo nange-dinar, okuthiwa i-Kuwaiti, i-Libyan, isiThai nesiTunisia, kanye ne-peso, eguquguqukayo emnothweni wase-Argentina, eCuba, eMexico nasezilwandle zasePhilippines.

Amaqiniso anentshisekelo

Zonke izinyunithi zemali zinomlando wazo oyingqayizivele. Imali yamazwe ahlukene ezwe iyisici esikhethekile samandla ngamunye, "ubuso" bayo. Ukuklama kwemali kwenziwa ezingeni likahulumeni. Kuzobanjelwa imincintiswano yamabhange kanye nezinhlamvu zemali emincintiswaneni yobuhle obuyingqayizivele. Ngakho-ke, ngokusho kochwepheshe, ukukhangisa nokuhleleka kakhulu kuyi- hryvnia yase - Ukraine. Izimali ezingaphezu kwezingu-50 zahlanganyela emncintiswaneni, kanti izinketho zokukhethwa kuzo zazingavamile. Ama-banknote aqothule, aqhubekile, ahlolwe amandla. Ngaphezu kwalokho, ikhwalithi yezithombe ezikhonjiswe eziklwameni kanye nezitifiketi eziningi zahlolwa.

Ukwenza imali yiyona inkululeko yombuso, kodwa abomabhizinisi abangcolile bayathanda kakhulu ukwenza amanani asebhange amanga. Futhi lo mkhuba ukhona isikhathi eside kakhulu. Isibonelo, amadola aseMelika - lokhu mhlawumbe enye yezimali ezibekwe kakhulu, ngokusho kokungeziwe, ngo-1865, inothi ngalinye lesithathu e-US alilona iqiniso. Nakuba kuyamangaza ngalokhu akukho lutho, ngoba imali yokuqala ezweni kwenziwa ekwindlini ye "umgcinimafa" phakathi neMpi Yombango. Isimo esinzima ngaleso sikhathi asizange sibambe iqhaza ekuhambisaneni nayo yonke imithetho kanye nezinyathelo zokuphepha ezisebenza kumabhanki wamanje.

Imfuneko ekhethekile, okumele ihambelane nemali yamazwe ahlukene emhlabeni - ingamandla. Izindleko ezijwayelekile zibalwa ukuthi zingakwazi ukuphakama izikhathi eziphindwe izikhathi ezingu-4 000, kanti isikhathi esiphezulu "sokuphila" se-banknote sipheze eminyakeni eyisikhombisa.

Imali yomhlaba wonke

Abantu abangenalo ukuxhumana ngokuqondile nemisebenzi yebhange nemali abazi ukuthi iyiphi imali esebenza ensimini yamanye amazwe. Ngokwesibonelo, abazi ukuthi iMorocco ijabulela i-dirham, iPanama - balboa, neBrazil - cruzeiro. Kunalokho, zonke izakhamuzi zaseRussia zazwa ngedoli, i-euro noma i-pound. Iyiphi imali emazweni ahlukene ezwe - asebenzisa ngokugcwele kwezinye izizwe noma ayithandwayo kakhulu - kuxhomeke ekuthuthukiseni umnotho wamandla athile kakhulu. Uma kunjalo, i-currency yesizwe iqina kakhulu.

Kunezizwe lapho kukhululekile (kungakhathaliseki ukuthi zithembekile kakhulu futhi zivumelekile) ukuthengiswa kwemindeni kanye nokuthengiselana okwenziwe hhayi kuphela ngemali yezwe, kodwa futhi nakwezinye okuthiwa imali yonke. Okokuqala, zifaka i-euro nedola. Namuhla, phakathi nesimo se-geopolitical esicacile, kunenkulumo eningi ngokudala imali entsha engayikudla ukondla kwamanye amazwe. Abadali abakhulu kakhulu bomlayezo womlayezo onjalo yiChina neRussia, ngoba umnotho wabo ukhula ngokushesha, futhi isidingo sokusebenzisa imali yangaphandle yezindawo zokuhlala emhlabeni akubangeli isimo esilinganayo sezinto.

Imali - isintu siyosusa ithonya labo?

Kungenzeka yini ukuba ucabange impilo yomuntu ngaphandle kwemali? Cishe akunjalo. Kodwa ngisho neminyaka engama-50 edlule akekho owayengacabanga ukuthi abantu bezoshiya ngokuphelele ukusetshenziswa kwezimali zangempela zebhange kanye nezinhlamvu zemali. Kodwa kwenzeka! Izinhlelo zokukhokha kwe-elekhthronikhi, amakhadi asebhange, amabhange ase-intanethi ahlehlise ngokuzenzakalelayo futhi akhiphe imali ngokukhipha imali emaphaketheni nasemakhwameni omuntu. Le nqubo ivame kakhulu emazweni athuthukile, lapho uhlelo lwezimali lukhuthukiswa khona ezingeni eliphakeme kakhulu.

Ngaphezu kwalokho, muva nje ekuphikisweni okuqhubekayo kukhona okuthiwa imali ejwayelekile nemali yamazwe ahlukene emhlabeni. Izithombe nama-athikili ezincwadi eziqinile zezimali zichaza lo mzabalazo: ngubani ozobe owinile? Impendulo yalo mbuzo othakazelisayo isamanga wonke umuntu. Iyini imali ebonakalayo kwabaningi akucacile, kodwa abadali babo baqhubeka beqiniseka ukuthi ikusasa liyabalandela. Yebo, sizobona.