Kuphi esekhala Sberbank eRussia? I efanele ifomu isikhalazo futhi bhala

Ukuba ikhasimende ye ibhange, iningi lethu ulindele ukuba consummate inkonzo, liphefumulelwe ukukhangisa. Nokho, esikhundleni intokazi smiling abasha, ukunikela ikhofi kanye umagazini wezindaba, abaningi ngokuvamile uthole abaphathi bezikhukhumeza bese engenangqondo-umfundi nge idumela ezingabazisayo. Ngokuvamile ungezwa engathandeki ayethule kusukela abasebenzi shayela isikhungo, credit, ngisho ehhovisi emuva. Nakuba kubonakala, sonke enesibopho 'ejikeleza "iklayenti bambeke izincomo ezifanele. Futhi siphathelene izikhungo ezincane zezimali hhayi kuphela, kodwa futhi ngomuzwa kwamabhange. Isibonelo okuphawuleka Savings. Okufanele ukwenze esimweni esinjalo? Ubani okufanele I uxhumane? Lapho akhononde ngokuthi Savings Bank?

"Ingabe unayo icebo, uMnu Lungisa?"

Ngaphambi lutho kanjalo, khumbula ukuthi isikhalazo iyithuluzi ebalulekile kakhulu ekulweni amalungelo akho. Lokho kuphela isinyathelo wokufaka futhi ukubhaliswa kwaso izindleko ngokuhlakanipha okukhulu nangokunembile. Ngakho-ke, umbuzo yochungechunge odumile wase-Australia opopayi "izinsuku ezingu-80 emhlabeni wonke" unayo isenzo plan esicacile ukuba iyawakha.

Ukuze uqale nge nesisindo ngokucophelela ngobuhle nangobubi bawo, cabanga, nokuthi ukuze bakhononde ngamamaki nhlobo. Uqinisekile ukuthi akenzanga ngokomzwelo? Ingabe amalungelo akho noma umqalisi we izingxabano namanje yilokho adicilelwe? Ungakhohlwa ukuthi ngisho inkantolo ulalele zombili abahlanganyeli ngalesi sigameko. Ngakho ukuphendula ngokwengqondo zale mibuzo kanye ukupheqa ngokusebenzisa sonke isimo emuva. Uma amalungelo akho ahlukunyezwe ngempela kudingeka azi lapho kuMlawuli abasebenzi Sberbank. Ngakho, yini kuleli cala ongakhetha kukhona?

Ungayaphi: Izinketho

Kunezenzakalo eziningi lapho ikheli yangempela usizo. Omunye wabo sokuqondisa Savings Bank. Abamele le nhlangano namanje bazi ukuthi aphila ikhasimende ukwethembeka.

Phela Izibuyekezo omuhle isikhungo sezezimali nangohlobo kwesithunzi nokuhlonipheka kwakhe. Futhi kulesi simo, awusebenzi ukudlala indima, okuyinto iklayenti - umuntu ngokomzimba noma umelele corporation ezinkulu. Yingakho ibhange lonke isevisi obhekene ukuqapha imicabango yabantu ikhasimende, futhi impendulo abasebenzi okusheshayo ngezinkinga futhi izingxabano ezivela. Ngakho, uma ungazi kuphi kuMlawuli Savings Bank, ukubhekana nezindleko enkonzweni. Indlela ukukwenza?

Indlela akhononde ngokusebenzisa ingosi engokomthetho ebhange?

Ukuze batshele abameleli ebhange ngenkinga, yenza okulandelayo:

• ukuya website esemthethweni ebhange;
• Ngesikhathi phezulu kwesokudla imenyu, ukhethe ithebhu "Impendulo" (noma efanayo kuyinto ekhoneni ngezansi kwesokudla).
• ugcwalise elingenalutho;
• ukuthumela.

Nakhu lapho kuMlawuli Savings Bank of Russia kungenzeka, ngaphandle kokushiya ekhaya. Inzuzo enkulu lokhu kwelashwa ukuthi akadingi ukuya kuphi. Futhi impendulo isikhalazo sakho esizofikela i-imeyili yakho esibekiwe noma ngocingo (ngesimo SMS).

Indlela Qedela Ifomu lokufaka isicelo?

Uma ugcwalisa leli fomu kumele anikeze ulwazi olulandelayo:

• ngisho ngabe sangasese noma uyikhasimende lezinkampani ;
• injongo (isikhalazo isib yokuziphatha engalungile abasebenzi igatsha №8 eMoscow) ukwelashwa;
• imbangela ukwelashwa (ungakhetha "lokunakekelwa" umzimba noma "nezinye");
• incazelo emfushane kakhulu futhi kunembile yenkinga;
• yokuxhumana.

Ekupheleni ngokugcwalisa ifomu, ungakwazi unamathisele ifayela nge ubufakazi ubumsulwa bakho. Ngokwesibonelo, uma ukunganaki okuthile noma ukwelashwa okungafanele kwenzeka ngesikhathi ukuxhumana ne-inthanethi ukwesekwa omele yebhange. Lokhu kunxusa okuthinta ngempela ukuya inkonzo, izinga iklayenti service, okuyinto akhononde umsebenzi Savings Bank akuyona kuphela kungenzeka, kodwa kudingekile.

amaphuzu asemqoka okufanele uwakhumbule lapho eveza

Ukushiya isikhalazo sakhe esebenzisa impendulo, uyokwazi ukuqapha ukuthi bakusiphi isigaba Ukubuyekeza njalo, kuba. Lena Sibonga kungenzeka ukuba inamba engafani eyaziswa ngokuthi inikezwe imithi yakho. Uma kungekho mpendulo evela ebhange, ungase futhi ukuphinda ukwelashwa, kukhombisa isibalo kanye neqiniso lokuthi izikhalazo kabusha ehamba.

Izicelo Eziya Kuziphathimandla kobuholi egatsheni ngqo

ikhasimende ngalinye, sicela uxhumane nebhange lakho idinga ukwazi kuphi esekhala abasebenzi Sberbank. Ngokwesibonelo, i-isigwedlo esihle kwethonya abasebenzi abanganaki kukhona ababaphethe. Lingase libhekisele kuwo. Ngaphezu kwalokho, kunengqondo ukwenza i entry encwadini izikhalazo, elitholakala egatsheni ngalinye.

By Isifaniso, ungahlala uthumele incwadi zibhaliswe ne iphepha version bazisise isikhalazo ekhelini: Moscow, 117997, st. Vavilov-, d. 19 (Central Office Savings Bank). Futhi udinga abhalele uMongameli futhi Usihlalo Webhodi Grefa Germana Oskarovicha. Kwakungenxa zamakhono bakhe ukuthi kufanele bakukhuthaze noma ukuheha umthwalo kwezigwegwe nendwangu abasebenzi lesikhungo credit. Ukuzilapha kuyadingeka ukubhala kwifomu ejwayelekile, isebenza zonke izimangalo. Isibonelo kungabonwa ngezansi.

Ukubika kanjani inkinga hotline?

Ngezinye izikhathi inkinga nge ukuziphatha ecasulayo noma handling iqhaza ngokwabo ukulawula igatsha noma ehhovisi. Kulokhu, kufanele akhononde kubo. Lokhu kungenziwa, isibonelo, ngokumemeza Bank hotline: +7 (495) 500-55-50 (mobile, shayela "900").

Bhala isikhalazo, ukubuyekeza umsebenzi wamabhange

Siye okwamanje yanquma kuphi esekhala Sberbank eMoscow? Ingabe ufuna ukugxila ezicini ezimbi we isikhungo sezezimali? Kungenjalo, ubhale isibuyekezo negative ngencazelo emfushane yenkinga awubeka-site otzovikah credit izinkundla noma inthanethi. Ngokwesibonelo, enye yezindawo ezinkulu kakhulu kulawa masayithi iyona banki.ru indawo. Kodwa khumbula ukuthi ngesikhathi kubhalwa lesi sihloko, isikhalazo angeke kuthuke ebhange. Kungenjalo, ukuphawula kwakho kuzosuswa. Kwenzani lokhu ukukunika?

Okokuqala, la imithombo ngokuvamile sibuyekeza amabhange ngokwabo. Ngenxa yalokho, bayashesha basabela nasiphazamiso, futhi usize ukuxazulula lesi simo noma ukuziba ngokuphelele. Okwesibili, kumasayithi afana eziningi abantu abakhona. Bafuna ulwazi mayelana nemalimboleko futhi neminye imikhiqizo. Ngokusho imiphumela ukubuyekeza kwakho, bangase banqume ukungawugubhi ukuya egatsheni bebonke. Noma ungathola khona nabantu ababecabanga njengami, nabo ebhekene nenkinga efanayo. Futhi lokhu isikhalazo ngokuhlanganyela. Ngenxa yalokho, it kwandisa amathuba okuba ukuthi bayosabela kanjani lapho abameleli sezinhlangano eziphambili zezezimali.

Uma kungekho izindlela musa asize

Kodwa khona sikhalo sakho ku-Savings Bank, uma isimo enokumangalelwa yakho isikhathi eside futhi singakaxazululwa nokwelashwa indiva? Kulokhu, ungafaka isicelo ngqo Central Bank. Kulokhu, isikhalazo kufanele abhalwe amakhophi amabili, omunye ayothunyelelwa ebhange, kanti eyesibili - umlamuli. Umgomo oyinhloko walesi kwelashwa ukuziqhakambisa nempikiswano Central Bank. Futhi nibonisa Savings Bank kahle ukungathí sina kwaleso izinhloso zawo ngokuthi ukuletha isimangalo ekumenyezelweni yayo okunengqondo.

Lapho akhononde ngokuthi Savings: beqise

Futhi ngisho noma zingekho izinyathelo musa asize, esigabeni yokugcina acele ukusekela ummeli professional kanye ngokuphepha isicelo enkantolo. Kodwa khumbula ukuthi lesi senzo:

• isimo kumele kube ngempela;
• udinga qiniseka baqinisile;
• une ubufakazi bangempela lokwephulwa kwamalungelo akho (izithombe, izithombe-skrini izincwadi, izingcingo alalelwayo, nokunye. d.).

Futhi-ke, ungakhohlwa ukuthi iqembu ukulahlekelwa okhokhela izindleko enkantolo. Yebo, futhi kwesivivinyo uqobo kungathatha isikhathi eside, okuyinto igcwele nezindleko ezengeziwe zezimali.