"Savings Bank", "Bank": angasebenzi isevisi silula

Abantu abaningi banesifiso ukulondoloza. Ngokuvamile bevula imali, noma nje ushiye imali ekhadini ukusindisa kuze kudingekile okuthile kuwufanele, noma ukuba abe ohlangothini oluphephile. Savings Bank inikeza amakhasimende ezihlukahlukene amasevisi onjengalona, kuhlanganise "Piggy". amakhasimende amaningi usebenzise le sevisi, kodwa labo kwakungamelwe umphefumulo, kukhona ngokuvamile imibuzo ehlobene ukuvala shaqa yayo.

Lesi sihloko iyobheka indlela ukukhubaza Savings Bank "piggy bank".

Izici "piggy bank"

"Piggy" - iyisevisi kuhle elula elikuvumela ukuba buthelela lemali edingekayo ebalazweni ngokushesha futhi kalula ngaphandle kokwenza noma yimuphi umzamo ngokuqhuba izifundo ezibanjwayo ezincane. Nokho, kwezinye izimo, iklayenti ufuna ukhubaze isevisi ngokuqondene ukuvela izizathu ezahlukene. Le nqubo kuba okujwayelekile kwayo yonke.

Indlela kungasebenzi isevisi "Piggy" ku Savings Bank? Okuningi ngalolo ngezansi.

izimo yasebhange

Lapho Sberbank ukuxhuma isevisi "Piggy", ungakhetha kusukela 3 ongakhetha yokukhokha, ukukhethwa efanelekayo ngaphezulu okuyinto Ilungiselelwe iklayenti.

Lapho ku "piggy bank" kuthiwa emalini isithakazelo zokukhokhelwa, ukuhanjiswa kwemali phakathi kwama-akhawunti yakho kungukuthi kunakwe.

Kakhulu akuvamile kwenzeka ukuthi ikhasimende uyavuma ukuxhuma inketho efanele ngesikhathi imikhiqizo yebhange. Ezimweni eziningi ziyancipha yokuthi amasevisi ikhasimende sipho design uxhaso, futhi ukuthi yena uyavumelana yini, vele ke ukhethe best ngaye. Lapho okukhethiwe, kunesihloko esithi yezinye izimo (lemali noma amaphesenti iminikelo ngokuya containment ekhadini) Savings Bank "Piggy". Khubaza inketho ulula.

Izinhlobo "piggy amabhange '

Izici ezikhethekile le sevisi zihlanganisa ukudluliswa othomathikhi futhi okusheshayo izimali isikhwama. Kuze kube manje, ikhasimende angakhetha kusuka uhlu lokukhethwa kukho ngenxa yesizathu esisodwa noma ngaphezulu ikhadi eziningana noma eyodwa:

• Kwabelwa isenti ngezindleko ezihilelekile incurred ngayinye. Inani isethwe njengoba amaphesenti futhi isetshenziswa inani diem ngayinye. Amacala kulokhu zihlanganisa izinqubo ukuhoxa nokudluliswa, nokukhokhwa ukuthenga, kuhlanganise ngokusebenzisa Internet. Lapho le ndlela akusho acabangele lokukhokha imali kanye ukudluliselwa emkhatsini akhawunti yakho.
• Imali ebanjwayo wamaphesenti nokubhalwa ngayinye kusengozini. Iklayenti setha iphesenti ukuba inqanyulwe ngemva kokuthola ngamunye ekhadini lakhe. Ngaphezu kwalokho, ubeka umngcele ovumelekile nokuvimbela ezingalindelekile izindleko overruns. Lokhu kukhetha elula kunazo for kwabasebenzi amakhadi njengoba sekukhokhelwa ethile imali ku idiphozi ngamunye. Kokubhadala-imisebenzi ungafaki imbuyiselo noma ukuhumusha phakathi kwama-akhawunti yakho. Kube esiqongelela samuntu, kuncike namarisidi ikhadi.
• Fixed. Kulokhu, iklayenti unikezwa isikhathi nemali ebanjwayo. Lokhu kungaba usuku olukhethekile phakathi nesonto noma usuku, ngekota, nyanga zonke, masonto onke nokunye. Kubandakanya ukubaluleka le nguqulo "isikhwama" kufanele icaciswe. Bese ngosuku olushiwo usayizi ecacisiwe wenziwa wokuhumusha. Kungenzeka ukuze hlehlisa ezinye imali ngenxa Savings Bank "piggy bank". Khubaza isevisi abantu abafuna, ezimweni ezingajwayelekile.

Izindlela lokucubungula

Xhuma "piggy bank" Sberbank esivivaneni, ungasebenzisa izindlela eziningana:

• Shayela isikhungo contact. Ukuze wenze lokhu, kumele ube ku-isandla ikhadi bese ipasipoti ukuveza ulwazi isisebenzi wakwazi ukude afeze ukuhlonza iklayenti (ngaphandle kokuveza PIN card). I-opharetha uzokwazi ukukhuluma ngesidingo ukwenza ukucushwa eyengeziwe futhi zifundise iklayenti kukhethwa uhlobo ezifanele ikhasimende piggy bank.
• Bheka ne-passport yakho noma ikhadi lasebhange ehhovisi (uzodinga ukwethulwa PIN ukuqinisekisa ilungelo ubunikazi). Le ndlela ngempela elula, njengoba evumela ukwenza izinyathelo ezidingekayo ngokushesha, uma angekho: Ukuvula i-akhawunti, idiphozi, uxhumano Mobile Bank. Ukuze ohlanganisa Mobile Banking udinga ukuba ugcwalise isicelo, futhi ukuvula i-akhawunti i-, idiphozi - ukuba usayine inkontileka service kanye nokugcinwa idiphozi nokubhala isicelo.
• Bebodwa, ngokusebenzisa isevisi Sberbank inthanethi. Ukusebenza intanethi yebhange ulula, njengoba kukhona ezihlukahlukene amathiphu kanye amamenyu ancike Kulula ukusingatha. yasebhange Mobile nayo isebenze esigabeni esithile futhi isicelo ukuvula idiphozi ikhadi-umnikelo "piggy bank" Sberbank.

Indlela ukukhubaza isevisi, kuzoxoxwa kamuva.

Ihlola ukonga

Ukuze ulawule ibhalansi, isimiso izaziso ze-SMS. translation ngasinye sihambisane ukuthola ulwazi mayelana nenani engenayo on idiphozi nokulinganisela okwamanje, okuhlanganisa neqiniso lokuthi kunoma yikuphi ukuqhutshwa asikwazi ukwenziwa ngenxa elinganiselwe ibhalansi ye-akhawunti. Ukuze umkhawulo ezidingekayo ukuze bathole isiqinisekiso, okuyinto Uyothola ukwaziswa esazisweni. I "Piggy" yasebhange ye-intanethi sigcinwa njengendlela akhawunti ehlukile, lapho ungakwazi njalo ubone ukuthi lezo zinsalela futhi ukuhlaziya isimo ngokubhuduzela.

izilungiselelo

Amaklayenti waphawula ngempela elula indawo "Piggy Bank" akhawunti e "Sberbank Online" enikeza ulwazi kwesamba semali (bheka isitatimende) kanye esele. Ngaphezu kwalokho, le ndlela "Ulwazi okomnikelo" sishintsha tincture ukuze kuba nokwenzeka ukuba ukhethe ezinye izinketho wokubhalisa uma lowo owayephatha ekuqaleni usethe, nganoma isiphi isizathu akaphenduli.

izici ewusizo

Amakhasimende bakuthola kuwusizo kakhulu ukuthi inkonzo ayikuvumeli ukushiya ibalazwe lokususa noma ususe ibhalansi yakhe yesikhathi. Ezimweni ezinjalo, iklayenti uzokwaziswa ngokuntuleka akhawunti. Uma i-akhawunti ngeke leqa phakathi kwezinsuku ezingu-10, lo msebenzi lizokhanselwa, futhi uma inani replenishment ngeke umkhawulo ukuthi iklayenti ifakiwe, kuzomele uthumele i isiqinisekiso nge-SMS. Umuntu Ungahlala ukusizakala "piggy bank" yabo.

Khubaza isevisi

Ngakho, ukuthi ufuna ukukhubaza "piggy bank" we Savings Bank. Yini okudingeka uyenze?

Lokhu kungase kudingeke esimweni lapho imisebenzi iklayenti ushintsho. isitoreji Mane it is ayisadingeki kusho inkonzo. Kungenzeka futhi uma uvala ikhadi noma uma ikhadi lingaphezulu iholo lingasebenzi umsebenzi onjalo. Ngaphambi nokunqamula isevisi kuyadingeka ukuba aphinde acabange imithetho eyisisekelo, futhi futhi inesisindo isinqumo ukunqamula.

Indlela Khubaza "piggy bank"

Indlela ukukhubaza "Bank" Sberbank nge-SMS? Lo mbuzo ebuzwa njalo. Sizokwenza ukuqonda.

Kuze kube manje, kukhona izindlela ezimbalwa ukukhubaza amasevisi: ngokusebenzisa isikhungo contact ngokusebenzisa "Sberbank Online" futhi igatsha lasebhange. iklayenti siqu kungafeza ukhubaze isevisi nganoma yisiphi isikhathi ngokusebenzisa yasebhange ye-intanethi.

Ngokusebenzisa "Sberbank Online" ukuqhubeka kanje:

• Iya entweni "Imali namabhalansi" noma "Imali" sub-section.
• Bheka uhlu zonke imali ukuthi iklayenti anabo wathi kubo okusele, lemali etholakalayo ukususwa, futhi iphesenti isikhathi yonyaka.
• Chofoza ku-akhawunti ukuthi sidinga. Ohlwini ezansi khetha piggy bank.
• Uma kule akhawunti, zikhona eziningana ngezifiso piggy amabhange, khetha eyodwa ufuna ukususa.
• Ngokulandelayo, vula iwindi Izintandokazi, okubonisa umkhawulo, amaphesenti, amakhadi ukuze ukhokhe futhi PERIODICITY.
• Ekhoneni yangakwesokunxele, khetha "Khubaza". Ungahlela amasethingi noma umane sokumisa isevisi ngokucindezela izinkinobho ohambelana.
• Ukuze "piggy bank" inkonzo ikhutshaziwe, iklayenti kuyodingeka ukuqinisekisa ekukhishweni ukhiye operation, okuyinto uyokwamukela okungokwami imilayezo ye-SMS.

Uma ikhasimende has ukulingana izimali ku idiphozi, kunengqondo ukuze uthumele nabo ekhadini. Lokhu kungenziwa ngokusebenzisa uhlelo lwe- "Izinkokhelo nokudluliswa" ngemva inombolo ye-akhawunti ngokukhetha kwaso ohlwini bese ubukhulu isiqu.

Indlela ukukhubaza umnikelo "piggy bank" Sberbank?

Xhumana nehhovisi, kudingeka ibe yimpahla kwemibhalo eqinisekisa isimo iklayenti:

• Map ukuthi kuyodingeka ufake i-PIN ukuze baqonde ngokoqobo isisebenzi sasebhange ukuthi kungokwalabo iklayenti.
• Passport noma enye idokhumenti nge isithombe (ipasipoti, ilayisense yokushayela).

Isisebenzi ebhange kuzodingeka ukuba unikeze inombolo "Wallet", okumele ivalwe. Futhi ngokushesha ehhovisi angadluliselwa ekhadini noma ususe ibhalansi.

Indlela ukukhubaza "piggy bank" we Savings Bank nefoni?

Indlela Khubaza "piggy bank" Sberbank ngocingo ulula futhi. Kufanele uthintane ne-Call Centre ukucela kuvalwe idiphozi. Isisebenzi ucela ikhasimende ukwazisa idatha ukuhlonza kuye: inombolo yekhadi, inombolo ye-akhawunti, "piggy bank", idatha ipasipoti nokuningi. Ngakho uzilungiselele kusenesikhathi, noma ukubuka le idatha ku-ke ukumemezela. Futhi, opharetha uzokubuza inombolo ye-akhawunti yakhe ukuze ulithumele silinganise nebhange, uma ikhona.

Ezinye izinketho

Indlela ukukhubaza "piggy bank" kumephu ye Savings Bank ngezinye izindlela?

Kuze kube manje, kukhubaza okukhethwa kukho inkonzo singanikezwanga. Kuleso amakhasimende ukubona ngokuphazamisa abanye emva ukujwayelana enifeza yasebhange eyisisekelo ukuthengiselana ukude.

Nokho, inketho kuvaliwe esisanda kuxoxa ngazo, ngokwanele kakhulu ekuqongeleleni. Amaklayenti ayisho ngezinzuzo amasevisi e ezishintshayo inqubo kanye nokungaba ukushintsha izilungiselelo noma ukuhoxa nganoma yisiphi isikhathi.

Izibuyekezo kwekhasimende

Njengoba ingxenye enkulu yomsebenzi izibuyekezo mayelana isevisi "Piggy" kuyinto enhle. Amaklayenti itjheje lula ukwakha Isikhwama reserve, okuyinto kwezamba ezincane zemali esabekwa njalo ngenyanga, kwakheka ngonyaka kamuva kahle esikhulu. It kakade ivumela ukuthola imali-mboleko yendlu ngaphandle izimpahla ezibizayo.

Ngaphezu kwalokho, nge idiphozi enjalo kungaba ukuthola inzalo ibhalansi, nakuba anabantu abambalwa kakhulu. Ngaphezu kwalokho, amakhasimende unekhono ukushintsha izinhlobo "piggy amabhange 'noma khetha Izinketho eziningi ekhasini elilodwa noma ngaphezulu amakhadi ukuhumusha isimo imali ehlukahlukene.

Sibheke indlela ukukhubaza "piggy bank" we Savings Bank futhi ibuyisele le mali.