Inkokhelo Regional ngesikhathi sokuzalwa: Ubukhulu

izinkokhelo Regional ingane lokuzalwa - uhlobo ukwesekwa kusuka kuhulumeni, okubonakala ezinye izakhamuzi. Hhayi yonke indawo has lolu hlobo inzuzo. Kodwa abaningi namanje nesithakazelo kubo. Yiziphi wonke yokukhokha? Yini edingekayo ukuze abazali enabantwana? Kanjani ukuklanywa ukusekelwa ngokwezimali? Eqinisweni, akusiwona kunzima kangaka ukuqonda. Izinzuzo ziningi, kodwa phakathi kwabo kukhona lesifunda ngokuvamile hhayi kakhulu. Ukuze Ngethemba abazali?

Imihlobo ehlukeneko izinzuzo

Into yokuqala ukuqonda - wukuthi inkokhelo lesifunda ngesikhathi sokuzalwa nje omunye izinhlobo wokusekela ngokwezimali labantu. ERussia kukhona zimo ezimbalwa. Yini ephathelene?

Ukwaba okungenani 3 izinhlobo izinkokhelo lokuzalwa:

• zesifunda;
• kombusi;
• sikahulumeni.

Futhi konke lokhu ukwesekwa kungaba:

• obonakaliswe isamba semali;
• njalo (ngenyanga) izinkokhelo.

Akhuluma ngokuzokwenzeka izinzuzo yesifunda lapho kuzalwa umntwana, kuyafaneleka ukuthi ngokuvamile basuke obonakaliswe ke isamba semali. Yena kufanele kokuzalwa kwengane ngayinye.

yinhlama-sum isibonelelo

izinkokhelo Regional akuzona uhlobo kuphela ukusekela komphakathi. Ngakho-ke, ngaye - kancane kamuva. Okokuqala, ake baqonde ukuthi ngokuyisisekelo ongabala abazali ngemva kokuba ubelethe ingane. Isibonelelo ngesikhathi sokuzalwa - iyona imali ekhishwa isimo sikamama. Kodwa eminye imikhaya Ungamukela futhi ke. Nakuba hhayi kuzo zonke izimo.

Zonke omama abasanda Russia ukubeka inkokhelo eyisamba sokubelethisa. Lena imali ukuthi akuxhomekile inani abantwana abazalwa. Ziyakwazi federal ngokwemvelo. Ikhokhelwa engaphansi ngamunye, uma esezelwe uyaphila.

Yenza ngendlela efanako zezimali ngangokunokwenzeka kuzo zonke izifunda. Noma uyise, noma unina. Indlela yesibili kwande. Okwamanje, eyodwa-off yokukhokha ku lokuzalwa 15 512 ruble 65 kopecks.

Ukuze anakekele ingane

Yini okulandelayo? Inkokhelo lomama ngesikhathi kuzalwa umntwana wabeka ezahlukene. Kodwa njengoba umkhuba imibukiso, cishe zonke izibonelelo nokusekelwa ngokwezimali ungathola noyise wengane. Lokhu ehilelekile kufanele axhumanise nabazali nomunye.

Uhlobo esilandelayo usizo lwezimali incike isibalo sezingane. Kuyinto mayelana ukukhokhwa kwemihlomulo ngokuba ukuqaliswa ukunakekelwa ingane. Ngokuvamile ikhokhwe eminyakeni eyodwa nengxenye. Uma leyo ngane izokwazi kuphela ngo-2016 ngeke ngabeka ama-ruble 2908 62 kopecks. Lokhu kwesekelwa ngetimali ikhokhelwa nyanga zonke.

Lapho kuzalwa yakhe yesibili ingane inzuzo izinkokhelo ukwanda. Zingaki? Ukuze izingane yesibili futhi okwalandela uncika ruble 5817 24 kopecks. Lezi zimali ezifanelekayo abangasebenzi kuphela. Uma othola uxhaso nesimo wayeqashwe ngokusemthethweni futhi wasebenza iminyaka engu-2 kule nkampani, ukuthola isibonelelo ngoba ukuqaliswa kwe-ukunakekelwa uyoba 40% inkokhelo isilinganiso nyangazonke.

Kufika engu-3

Kukhona yokukhokha yesifunda lapho ezalwa, noma kunalokho isabelo encane. It is icala ingane eneminyaka engaphansi kwengu-3 ubudala. Imali ngokuvamile encane. Ngokubona lemali le ndawo ziyahlukahluka noma isiqondiso. Kwamanye amadolobha, lokhu nesabelo uyekwa.

Iqiniso lokuthi nokukhokhwa omama abanjalo ukuba izinsana kuze iminyaka 3 ruble mayelana 50 ngenyanga. Ezinye musa ngisho Wenze ngakho. It akuxhomekile inani abantwana abazalwa. Ikhishwe ngo isiKhwama zokuvikeleka komphakathi sabantu.

womama inhlokodolobha

Esinye isici - wukuthi lapho kuzalwa izinkokhelo wakhe ingane yesibili ukubeka ngezinga elikhudlwana kweyodwa ezincane. Abazali abaye ezele omunye umntwana ungase ufanelekele izinzuzo ekhethekile yombuso kanye zesifunda.

Sikhuluma inhlokodolobha womama. Esimweni sokuqala akuxhomekile isibalo sezingane, kodwa inkinga kungaba ngesikhathi sokuzalwa sengane yesibili. Paid kanye kuphela. Kungakhathaliseki, esezele akhawunti ingane. In the yesibili - Kumiswa ezingeni lesifunda, ngokuvamile icala kuphela ngemuva kokuthi ingane yesithathu (mawuthanda).

matkapital Federal wenza e Pension Fund. Ngo-2016, kuba ruble 453 026. Chitha kuphela ezidingweni. Ikakhulu ku ingane - ukuqeqeshwa kwakhe noma ukwelapha. Lisenza kumiswa impesheni omama noma ngcono izimo zezindlu.

inkokhelo Regional ngesikhathi sokuzalwa, njengoba kakade kushiwo, ikhokhwe ngezindlela ezahlukene. Futhi isamba nayo isethwe ku letingemasayizi lahlukene. Ngokwesilinganiso, ke kuyehluka izinkulungwane kuka-20 no-100. Iningi ngokuvamile bavunyelwe imvume ngoba ezincane ngamunye. Udinga uthintane ekuphathweni yedolobha lapho umkhaya ophila ngazo.

sokubelethisa

Kodwa izinkokhelo ezilandelayo, sithembele lapho ezalwa ezihlobene kuphela izakhamuzi ukusebenza. Sikhuluma sokubeletha. Ngokuvamile, idatha libizwa Fiat imali. Inkokhelo yombuso. Kodwa ubukhulu bayo incike esifundeni yokuhlala isakhamuzi. Ikhishwe kuphela umama wengane.

Kungani izinga inzuzo incike nendawo yokuhlala? Yonke indawo amaholo abo. Kusekelwe inkokhelo isilinganiso kusifunda esinikeziwe kuyoba isakhamuzi kwenkokhiso kuzo ukusekelwa ngezinto ezibonakalayo phakathi nenkathi yokukhulelwa nokubeletha. Ikhishwe ngumqashi.

Ngokwazi kungalindeleka? 100% we-nomholo isilinganiso in the last 24 izinyanga umsebenzi. Ngakho-ke, ayanda iholo, imali ngaphezulu uzothola Mama elalisanda kumiswa. Isinxephezelo inikezwa kanye kuphela futhi ingane ngayinye. Ngesikhathi ukuzalwa kwamawele kuyisenzakalo esikhethekile, akukho inkokhelo eyengeziwe kuyoba. Ukhokhela kuphela iqiniso ekhulelwa noma ebeletha.

Isicelo sokubhaliswa

Beka izinkokhelo ingane lokuzalwa akugcini lapho. Uhlobo esilandelayo isinxephezelo yemali - lena ngenye ukwesekwa federal kwabesifazane abakhulelwe kanye nomama ezintsha. Nokho, ingakhokhwa njalo, kodwa ezimweni ezithile. Ukuze ukubhaliswa ekuqaleni emtholampilo yabakhulelwe.

Kusho ukuthini? Isakhamuzi kufanele zibhaliswe njengezinhlangano owesifazane owayezithwele isevisi ngaphambili ayebizwa ngokuthi ngaphambi kwamasonto angu-12 okukhulelwa. Khona-ke sizokhipha isamba semali. It ikhokhelwa kuphela uma lokhu kwakuyoba nomphumela omuhle yokukhulelwa. Ingabe wabelwe ezihleliwe ukwaneliseka yemali akuxhomekile ukuqashwa abesifazane, kanye inani lezingane.

Ngo-2016, i-ukubhalisa esemncane unina uthola ruble 581 73 kopecks. Imininingwane edingekayo Social nokuvikeleka Isikhwama ngosizo umtholampilo yabesifazane ekwelapheni kusaqalwa isimo ezithakazelisayo.

amadokhumenti

Manje sengiyazi ukuthi ubukhulu izinkokhelo ingane lokuzalwa. Futhi lokho okudingekayo ukuze wona? Ngokwesibonelo, endabeni inkokhelo lesifunda. Konke kuncike isimo. Kodwa uhlu olunzima amaphepha adingekayo ayikaziwa.

Ukuze uthole ukusekelwa ngokwezimali zesifunda, uma ikhona, kule noma ukuthi esifundeni, kubalulekile ukuba bazithobe kwabaphathi bedolobha (noma MFC):

• ifomu lesicelo eveza izinzuzo, okuyinto ungathanda ukuthola;
• ID umzali lomuntu ofake isicelo;
• Imibhalo ka yokuhlala wengane (kubalulekile ukuthi ingane iye bhalisiwe nomamukeli imali);
• izitifiketi zokuzalwa kwabancane (yokuqala);
• imibhalo ebonisa isimo somshado (umshado isitifiketi / isehlukaniso);
• imininingwane ye-akhawunti lapho ukuze uthumele imali.

Ukuze empeleni ukuthola imali akuyona njengoba kunzima njengoba kubonakala. Into esemqoka - ukucela izinkokhelo ezinyangeni zokuqala 6 emva kokubeletha. Iningi izinzuzo, kuhlanganise nabathandekayo zesifunda, ngeke bakwazi ukukhipha ekupheleni kwesikhathi.

i-Moscow

ukunakekela okukhethekile kudingeka inkokhelo bemvelo zesifunda, oqokwe eMoscow. Kukhona ngempela ukwesekwa ukuze sabantu. izibonelelo Regional babelwa ingane ngayinye elithile noma ngenye indlela. Ngakho-ke, abazali basuke bedinga ukwazi ngazo. Iningi, njengoba kuye kwashiwo, kumele ikhishwe ezinyangeni eziyisithupha kusukela osukwini okuvela kuyo ingane iyazalwa.

Yini eMoscow izinkokhelo abazali ingane lokuzalwa ukubeka? Phakathi kwabo kukhona:

1. Eyisamba emindenini abasha (uma bobabili abazali uneminyaka engaphansi kwengu-30 ubudala ngesikhathi ukubukeka ingane). Ngezinye umntwana wokuqala ikhokhwe ruble 71.500 ngomzuzwana - ruble 100 100 eyesithathu - 143 000 esikhishwe ezinyangeni ezingu-12 emva kokuzalwa.
2. One-time ukunxeshezelwa Muscovites ngokuba kokuzalwa kwengane yakho. Ekuqaleni uncika 5500, futhi ngo-2 nd - ruble 14 500.
3. Uma umndeni azalelwa nje (noma ngaphezulu) izingane ezintathu, esifundeni liyakukhokha kuphindwe i ezengeziwe kubazali 50 000.
4. Kukhona yokukhokha yesifunda lapho ezalwa, okuyinto inikezwa kuphela imikhaya ehola kancane. Usayizi zokhahlamba kusuka 1.5 kuya kwezingu-4.5. Ingabe wabelwe ingane ngayinye.

Plus i abazali ezengeziwe anelungelo dolobha womama kanye nazo zonke ezinye izinkokhelo sikahulumeni. Ngokwesibonelo, imali kuze kufinyelele engu-polutoragodovalogo ukunakekela izingane.

lapho ukuya

Manje sengiyazi ukuthi lokho kunikeza yokukhokha lokuzalwa kwengane Russia. On the imali empeleni uncika abazali kahle. Izingane ezingaphezu, ayanda yokubhadala. Kuyinto lo mthetho osebenza ezimweni eziningi.

Abanye abantu abazi mayelana nokuthi uzoyaphi ngenjongo izinzuzo. Kakade liye okuthiwa izinhlangano ehilelekile amaphepha. Phakathi okukhethwa athandwa kakhulu kuba angawodwa:

• abaphathi idolobha (lo mbusi lesifunda kanye nezinzuzo);
• MFC;
• inkonzo isitolo sokuma okukodwa;
• FIU (womama semthethweni dolobha, federal).

Futhi, kungenzeka ukuthi abanye izinkokhelo ezenziwa umqashi noma uMnyango wezeNhlalakahle. Into esemqoka - ukuqoqa uhlu imibhalo eshiwo ngaphambili. La makhophi ngempela isicelo. Ukuze siqinisekise akudingeki. Ukuze uthole dolobha lokubelethisa inikezwe uhlobo isidingo sokwenza olunye SNILS isicelo futhi zonke izingane. Isibonelelo ngesikhathi sokuzalwa sengane kuyodingeka kwenzeke kungakadluli usuku 20th lwenyanga kulandela ukwelashwa.