Indlela ukutshala ngegolide ebhange? Indlela ukutshala igolide?

Igolide amakhulu eminyaka kuthathwa njengesibikezelo ensimbini eyigugu. Isetshenziselwa hhayi kuphela ukwakha ubucwebe esiyingqayizivele, kodwa nezalo ukwanda dolobha. Emazweni amaningi asendulo e igolide zazisetshenziswa njengezibonakaliso lwemali. Futhi ababusi emazweni amaningi athuthukile kwezomnotho futhi manje uncamela ukutshala igolide. iphothifoliyo yayo eyizingqabavu futhi uzokwazi ukwakha isakhamuzi elula ubani nokuqonda okuncane mayelana emnothweni.

amaqiniso angokomlando

Umlando ubudlelwane phakathi esintwini negolide waqala eminyakeni eminingi edlule. Usuku olunembile kuvulwa ayikwazi ngokuthi i ensimbini eyigugu. Izazi-mlando namanje Ziphikisana ngale ndaba. Igolide has iminyaka eside zenani ngoba impahla yabo ehlukile. Akukona oxidize futhi ingagcinwa isikhathi eside ngokwanele. Ezinye imihlobiso zegolide, ezizenzile agcinwa eminyuziyamu namuhla, eminyakeni engaphezu kuka-2000. Igolide emvelweni lincane kakhulu, futhi ukuze kukhishwe khona, kudinga nezindleko ezidingeka zezimali.

Abantu atshalwe igolide ngoba ukuvulwa. Kodwa boom utshalomali yangempela waqala ngemva 2000. Abantu bakhumbula ukuthi ensimbini eyigugu - eqinisweni ifa okuthembekile. Igolide neze awe value. Lokhu kusho ukuthi imali ensimbini eyigugu, uzokwazi hhayi nje sigcine izimali zabo, kodwa futhi ukwandisa kubo. zimali uyiqili abathenge igolide ngo-2000 futhi namuhla bangathengisa ke ezibizayo nokunye okuningi. Iminyaka engu-10, i-ounce troy anda intengo 560%.

emakethe Modern igolide

Ukutshalwa kwezimali izinsimbi eziyigugu baye inzuzo ngaso sonke isikhathi. Kodwa eziningi izinto okufanele uzicabangele ngaphambi ukutshala igolide. Izindleko ensimbini eyigugu kungase kuxhomeke isimo emakethe jikelele ngesikhathi esithile. Ngakho-ke, ukwakha yakho iphothifoliyo yokutshala izimali emazweni kwenye ngokushesha nje lapho igolide okungalungile. Kukhona ubungozi bokulahlekelwa imali yakho.

Ngaphambi kokuba unqume ukuthi ukutshala ngegolide, kubalulekile ukuba sihlole isimo ngamazwe. At izindleko ounce kungaba nomthelela izingxabano amazwe bezombusazwe, iziphakamiso zomthetho eziphathelene ukuthengwa nokudayiswa of amatshe ayigugu, isimo somnotho isimo, lizinga yegolide we National Bank, nokunye. D.

A ukwanda okukhulu intengo legolide laligujwa ngo-2011. Izazi eziningi zikholelwa ukuthi lokhu yokwanda sidalwe eyayenziwe. Ngenxa yokwethuka nesasasa benza umsebenzi wabo. zimali ezincane ziye zaqala ukuthenga ensimbini eyigugu ngamanani amakhulu. Ngonyaka we-2014, ukunikezelwa lembulunga yonke elinezinto ezinhlobonhlobo ensimbini eyigugu Uphule wonke amarekhodi. Namuhla lelo nani idlula amathani ayinkulungwane 180. Cishe ingxenye yabo bonke lezi zitoko - imigexo. Investment ekuqongeleleni imali ukuze 23% kuphela.

Abatshali abaningi bezimali futhi manje ezisheshayo ukutshala igolide. Izibuyekezo abonisa ukuthi le ndlela ungakwazi ukuthola ngempela. Kodwa lena eside instrument yezimali. Ungalindi inzuzo ezinyangeni zokuqala ezimbalwa utshalomali.

Ngayiphi indlela ukutshala wegolide?

Ukutshala Imali Ngokuthenga ensimbini eyigugu ngezindlela eziningana. Kukhona ithuba ukuthenga yasebhange bezigaxa zegolide kanye zemali, ukuthenga ubucwebe wokuqala noma kwakudala, i-akhawunti evulekile depersonalized metal enkampanini yezimali ukuqala nokuhweba phezu exchange stock, usebenzisa amasevisi broker.

Ukuthengwa, mayelana nokuthi zinengi, kuyindlela okunengqondo kakhulu ukutshala ngegolide. Izibuyekezo zimali ebonisa ukuthi ukuthintana ngokoqobo ensimbini eyigugu (lapho kungenzeka ukubona, ubambe ezandleni zakho) kunikeza ithemba nakakhulu esikhathini esizayo. Nakuba indlela okuzuzisa kakhulu ukutshala lokhu akukwazi ngokuthi.

bezigaxa zegolide nezindandatho zemali

Labo abazi kanjani ukutshala ngegolide, Savings Bank unikeza ukuthenga bezigaxa zegolide noma zemali. I isikhungo sezezimali has ilayisensi efanele ukuqhuba ukuthengiselana ezihlobene amatshe ayigugu. Kuzo zonke ingot igolide has a nenhlamba, okusho ukuthi ingxenye. Ibhange Isaphulelo igolide ingots kusuka 1 igremu ukuba 1 kilogram. Ungase futhi uthole ukuthi ulwazi mayelana ifektri, bheka isitifiketi izinga.

Ngaphambi kanjani imali igolide, Savings Bank inikeza ukuba bajwayelane imigomo yenkontileka. Icacisa izindleko ingot, isisindo sayo kanye fineness. Ensimbini eyigugu, okuyinto itholakala izikhungo zezimali, 99% siqukethe igolide.

Ukuze imali uchithe igolide kungaba futhi usebenzisa zemali. Ziyakwazi ezimbili zama - utshalomali kanye nokuqoqwa. Eyesibili uhlobo ungowenani zomlando ingasetshenziswa ukuze alondoloze dolobha. zemali Collectible abasakwazi eqolo. Yekuhlola ingentiwa ubambe kuphela professional weqiniso. Kulula kakhulu futhi ngokushesha ukuthenga utshalomali igolide.

Ukutshala imali ubucwebe

Ngisho nalabo abatshalizimali kabi ababeyizazi imisebenzi yezomnotho lezimali, nikwazi ukutshala igolide. Umuntu kumelwe amane ukuthenga ucezu lwangempela ubucwebe. Lena yindlela elula kakhulu futhi ezingabizi ukutshala. Vele ukhethe ubucwebe kanye yokuyikhokhela at the Checkout esitolo. Asikho isidingo ukungena inkontileka ukugcwalisa esimemezelweni nokunye. D.

Ukubeka ubucwebe nazo eziningi ezingezinhle. Uma umkhiqizo eshiya counter esitolo, ke awe intengo 25-35%. Ukuqalisa ukubaluleka zalo eziyinhloko olungeke lwenzeke. Ngaphezu kwalokho, womshini imigexo cishe akazange asebenzise igama elithi igolide kulezi injalo elicwengekileyo. On imikhiqizo eminingi, okuyinto ethulwa ubucwebe ezitolo zendawo, kuwufanele 585-Carat. Lokhu kusho ukuthi metal iqukethe% 58,5 kuphela igolide. Ngaphambi ukutshala igolide izinga ezinjalo kufanele ucabange izikhathi eziningana. Mhlawumbe kunengqondo abasaya ebhange?

Unallocated akhawunti metal ebhange

Lokhu kungumlando wokudalwa evamile, okungase wavula nge isikhungo sezezimali. Umehluko nje ukuthi igcine amagremu noma khilogremu igolide, kunokufuna ukwenza imali eningi. Abaningi abazi ukuthi kanjani ukutshala ngegolide ebhange futhi musa overpay ngesikhathi esifanayo. Iqiniso lokuthi ukuthenga ezingokomzimba ensimbini eyigugu ngesikhathi sesiphelo sesimiso inkontileka ayenzeki. Lokhu kusho ukuthi kuthengiselana akuyona intela. Imali senziwe i-akhawunti ethile. Ngakho kukhona lwemali lokuguqulwa zokuthengisa ngosuku oluthile.

Kungenzeka ukuvula metal idiphozi term. Isivuno kuyoba ngisho ephakeme. Zimali uzokwazi uthole ngenxa ngamanani igolide emakethe yasekhaya, futhi uyophinde ukuthola inzalo idiphozi yayo.

Ukuvulwa kwe-akhawunti depersonalized metal ebhange anezinye umehluko wemisindo nemiqondo yamagama. Isiphetho yesivumelwano Akudingi izindleko zezimali. Kodwa uma umtshali wemali uyobe ufuna ukuthola inani idiphozi ngegolide, ziyobe zisekhona ezinye izindleko. Okokuqala uzokhokhiswa 18% VAT inani idiphozi. Ngaphezu kwalokho, uzodinga uhlole ubukhulu we ingot. Kodwa le nqubo nakho azenziwanga khulula.

Yeka indlela ukutshala oholela kangcono?

Ngalinye zimali imfundamakhwela ngesinye ngizibuza mayelana nendlela ukutshala igolide iyona enenzuzo kakhulu. Konke kuncike kulokho imiphumela elindelekile. Uma nje udinga ukulondoloza capital yakho, ukuthengwa ngokomzimba zegolide kulungile. Kodwa lapha kungcono makudle bullions yasebhange futhi zemali. Ngale ndlela, imali uzokwazi ukusinda isikhathi eside.

Kulabo abafuna ukuba uthole igolide nazo, kunengqondo ukucabanga mayelana unallocated metal akhawunti ebhange. Izingozi eziyinhloko ezihlobene ne-USB bese okuqukethwe ensimbini eyigugu uhlala lenhlangano yezezimali. Zimali uzothola inzuzo okuqinisekisiwe. Okuningi kuzoba, uma ungenwa nge ebhange isikhathi eside.

Yikuphi yasebhange ithemba dolobha?

Kulabo abazi kanjani ukutshala ngegolide, VTB 24, Sberbank futhi Alfa-Bank ahlinzekwa izimo ezikahle kakhulu. Lezi yisikhungo sezinhlangano eziphambili zezezimali anesikhundla ehola emakethe yasekhaya. Sberbank, isibonelo, usebenza nge depersonalized metal akhawunti kusukela ngo-2002. Phakathi nalesi sikhathi, zisebenzisa amasevisi lenhlangano yezezimali kwadingeka abatshali bezimali abaningi. Abanye baze bakwazi ngisho kabili enhloko-dolobha yalo. IBhange usebenza njengoba ama-akhawunti, futhi igolide ngokomzimba.

Imigomo Alfa-Bank futhi VTB 24 kuyafana nomunye. Lezi yisikhungo sezinhlangano eziphambili zezezimali sibe namagatsha ezimbalwa kakhulu kuleli zwe, kunokuba Sberbank. Kodwa inkinga, njengoba umthetho, asivelanga. Ngisho zimali ezincane zinikezwa ngolwazi sendlela ukutshala igolide. Alpha Bank inikeza ukuthenga ngokomzimba eziyigugu metal noma ukuvula i-akhawunti kusuka 1 igremu.

Trade ngokusebenzisa wabathengi

Oluhle emnothweni, zimali ekujaheni ukuba baphathe imali ebhange. Trade igolide kungenziwa adayiswa. Lona eziyinkimbinkimbi kakhulu futhi ngesikhathi esifanayo utshalomali inzuzo kukho. Akwanele ukuba nje inhlokodolobha kokuqala. Udinga ukwazi ezicashile zohwebo exchange stock, ukuqonda imigomo kwezezimali. Kulokhu, iholo ehloniphekile ingatholakala hhayi kuphela lapho metal amanani eziyigugu. Ummeleli abanekhono uzokwazi uthole futhi lapho kunqotshwa izindleko ounce.

Trade igolide kuphela zimali ngempela uhlangabezane uzokwazi emakethe. Kunengozi enkulu kokulahlekelwa ngokuphelele-dolobha yawo.

Akufanele yini ngenze ukutshala igolide?

Mayelana 50% azo zonke ukuthengiselana eziphathelene igolide, zenzeka lapho bomnotho waqala esimweni. Lokhu kungenxa yokuthi ensimbini eyigugu ingenye yezindawo esitebeleni kunazo utshalomali amathuluzi. Intengo ye-amamilimitha neze emi namanje. Igolide kwelinye mzuzu ungase ukhule ngo intengo ngo-15% noma ngaphezulu eshibhile.

Ukuze ukutshala ensimbini eyigugu ihamba phambili esikhathini eside. Kufanele kube iminyaka 5-7 ukuzikhohlwa oyitshalile iphothifoliyo. Kulokhu, isivuno salo lizophakama ngempela.