Income kuyaqina isidingo futhi izici zayo

Kuyaqina isidingo engenayo limelela ukwencika izinguquko funa nakwentiwa. Le nkomba ibheka umthelela ngevolumu yokuthengisa ezinhle ngokukhethekile.

Income kuyaqina isidingo ungaphakathi ngezindlela ezihlukahlukene:

- Negative - eqala nokuncipha ezingeni isidingo ngokwandisa engenayo. Kulokhu, kukhona lobudlelwano phakathi inani ukuthenga nenkokhelo.

- Positive - kubonisa ukuthi lapho iholo inyuka, ukukhula funa.

- Zero - kusikisela ukuthi ivolumu yokuthengisa akashintshi njengoba ukwanda iholo.

Ngu kuyaqina engakhi ifomu zihlanganisa yekhwalithi ephansi izimpahla kuya omuhle - cishe yonke impahla ejwayelekile, okuhlanganisa okunethezeka. Zero kuyaqina kuyizidingo eziyisisekelo imikhiqizo (izingubo, ukudla, njll).

Income kuyaqina isidingo inquma iphesenti zingashintsha nesidingo nokwanda (ukwehla) e izimali ikhasimende 1%. Ngokwesibonelo, emazweni ahlukahlukene, ukukhula amaholo ikhuthaza abantu ukuba bathenge imikhiqizo emazingeni ehlukene. Ngokwesibonelo, emazweni iminotho eziphambili, ukufunwa izimpahla okunethezeka. Emazweni asathuthuka, abathengi bathambekele Thenga kakhulu izimpahla okuhlala. Ucwaningo luye lwabonisa nokuthi kuyaqina isidingo incike ezingeni isilinganiso imali esimweni. Ngokwesibonelo, yokuthengisa essentials kuphezulu at iholo eliphansi. Kodwa ngekukhula share imali izindleko ukudla baqala ukuncipha.

Inani kuyaqina isidingo futhi engenayo futhi kuncike iqembu omphakathi. Ngakho, abantu ngamaholo aphansi kakhulu ke esichithwa imikhiqizo efana amazambane, isinkwa, ubisi, okungukuthi impahla ebalulekile. Ukuze leli qembu, lezi zinzuzo abaluleke kakhulu, futhi ngezinye izikhathi ngisho uphawu lokunethezeka. Abantu abahola eliphezulu ukuchitha eziningi inyama, inhlanzi, izithelo, imifino. Kubo, amazambane nesinkwa - lawa imikhiqizo abavamile bakwazi kalula ukuthenga nsuku zonke. Ingxenye yesibili labantu nokungena kwemali ngisho ephakeme, ngakho-ke Angayidla ku ezihlukahlukene imikhiqizo izinga, ezifana izithelo ezingavamile, phesheya, ukuthengwa imishini, njll Kubo, amazambane nesinkwa - imikhicito umyalelo aphansi.

Izifundo isikuqinisekisile ukuthi emikhulu share imali sabantu okuchitha ukudla, inhlalakahle aphansi. Manje e-Russia, ezingaphezu kuka-70% yesizwe sonkana abanakukwazi yokunakekela izidingo zabo yezimpahla. Futhi lenqwaba abantu abaphila ngaphasi kwelizinga lebuphuya.

I Coefficient kuyaqina of funa ngaphansi abondla izimpahla eziningi inenani omuhle. Lokhu kusho ukuthi nge ukwanda inkokhelo abantu seziqala ukuthenga izimpahla evamile ngaphezulu. Kulokhu, lo ephansi imikhiqizo bathenga ngezinye izikhathi ezimbalwa. Ngakho, i-amazambane, ubisi nesinkwa kuyaqina Coefficient inenani ezimbi.

On kuyaqina isidingo izinto ezimbalwa ezithinta imali:

- Ukubaluleka ukuzuzisa umndeni. Uma umkhiqizo unendawo ebalulekile ekudleni, alo a kuyaqina kancane.

- Ingabe kuzuze ngokudingeka noma uphawu lokunethezeka. Ngakho, isinkwa has a kuyaqina ngaphansana umshini.

- conservatism funa. Abathengi ngokuvamile musa ngokushesha ukushintshela ku izimpahla ezibizayo. Abantu ojwayele ukuba bonge imali isikhathi esithile uzobe ukugudla ukuze kukhawulwe ngokwakho, futhi kuphela ke uqale ukuthenga ngaphezulu izinga izinto kanye nemikhiqizo.

UHulumeni izwe ngalinye kufanele bafune ukuqinisekisa ukuthi imali sabantu njalo anda, kodwa akufanele elihlobene ne okusezingeni eliphezulu amanani emali. Khona-ke lokube nawo ezingeni lekuphila kuzokhuphula ephawulekayo. Bazokwazi ukuthenga eliphezulu futhi kuyabiza izimpahla, futhi akuzona sikhathazekile ngekusasa futhi njalo ugcine.