Forfaiting - esikweletini yokufuna

Nsuku zonke ekuphileni kwethu kwansuku zonke kukhona amazwi amaningi lathathwa izilimi zakwamanye amazwe. Incazelo yezinye sasivumela ecacile neqondakalayo. imigomo ezinjalo ngokushesha imile izimpande futhi babe yingxenye yazo yokukhuluma yemihla ngemihla. Ngokwesibonelo: Kulnev, laptop, umdlali, iselula kanye nabanye. Nokho, kukhona amagama ambalwa ethize, ubunjalo imvelaphi nekusetjentiswa ikusasa ezingasetshenziswa baqonde akubona bonke. Isigaba kwalawo mazwi osebenza ku nomqondo hlawula. Kuyini lokhu? Ngamagama alula ukuchaza lisho ukuthini igama elithi angaphandle eside kungaba nolwazi oluyisisekelo yomuntu kwezomnotho. usizo ezingenzeka kule ndaba uzoba iphepha kanye nabezindaba, ukuze uveze isakhiwo nokusebenzisa lo mqondo. Ngokuvamile abantu ukudida noma sizihlanganise nomunye kahle futhi forfaiting. Lawa amagama amabili ahlukene cishe akukho contact. Umqondo yokugcina uzobe okuxoxwe ngazo kulesi sihloko.

Uhlobo kanye umsuka ukwelashwa

Forfaiting - kuyinto eside kwezomnotho. Lapho kwazalelwa khona izwi kuyinto England. Kwaba kukhona ukuthi kwakukhona into ezifana hlawula njalo, okusho ukuthi "isigwebo", "pay" "okuhle", "engakwesokudla ukulahlekelwa." Ifomu ngisho ngaphambili of izwi lilingana French we forfai, noma "lonke".

Okwamanje, kunezinhlobo ongakhetha ezimbalwa ukuthi ukuqaqwa kwethemu. Ngakho, balahla - operation zezimali lapho i-ejenti noma emakethe njengoba yaziwa, forfeytor ozuza sebhizinisi isibopho esiphathelene umthengi / umboleki / umngenisi nomthengisi / umbolekisi / isithekelisi. Ngokwesibonelo, izinhlangano kufanele abuyiswe A 100 000 amayunithi ezivamile yezimali izimpahla ezithunyelwe kulo B. Kulokhu, akukho ithuba lokunikeza emuva. Khona-ke isimo ungaqala yangaphandle engiyakubuyisela A. inkampani loan The B inkampani uthola imali. Inhlangano A - ukuhlehliswa yenkokhelo loan. Agent - hhayi kuphela wachitha imali, kodwa futhi kumaphesenti athile inzuzo esizayo. Isakhiwo yasebhange uvame ukukhonza njengephayona ejenti.

Ukuze uthole ukwaziswa okwengeziwe,

Ngakho, balahla - ifomu ethize wesikweletu, elithi sekukhokhelwa okwenzeka ngemva kwenkathi ethile. Ngokuvamile, njengoba isikhathi kuthathwe khona iminyaka eminingana. Isihloko isenzo uboleka ukuthengiselana noma amasevisi kwezohwebo. Isici esiyinhloko ikhomishana lokhu msebenzi ukutholakala entweni umthwalo izingozi. Forfeytor angathenga izibopho izikweletu "ngaphandle Sokuzivikela." Okungukuthi, ibhange-umboleki ukuthenga amadokhumenti, akanalo ilungelo lokufuna umnikazi wabo wangaphambilini. Njengoba izibambiso ngokuvamile esetshenziswa izikweletu.

Properties of the wesifunda kanye

Forfaiting - kuyinto lalivamile eNtshonalanga indlela ukuhweba credit. Ethandwa kakhulu wayengumuntu zase-UK eJalimane. Yini izici kuthengiselana kuthiwa zikhona? Ake sibone. Okokuqala, umqalisi we hlawula operation ingaba njengesihluthulelo Umdayisi kanye umthengi. Noma ngesivumelwano ezivamile. Icebo inqubo elandelayo:

1. Agent yasebhange ubeka ikhasimende lezimo eziningana zezimali.
2. izipesheli Kugcine forfeytoru izibambiso ezikhambisana kuhle ngokuzeleko nesidingo phambili.
3. Khona-ke ibhange uthenga izikweletu kusuka umdayisi.

Imibhalo (umusa njengoba promissory amanothi izikweletu zokwenana), inqobo forfeytoru-ejenti, kukhona isiqinisekiso kokuthola izimpahla, kanye nobufakazi isabelo imalimboleko kanye ilungelo ukuqhutshwa, okuyinto kulindeleke ukuthola kusuka ukuthengiswa kwemikhiqizo esikhathini esizayo.

izinzuzo

Okwamanje basakaza okuthiwa forfaiting ngamazwe. Inzuzo enkulu kangakanani ikhono lokuthenga izimpahla imali okwamanje, esikhundleni inzuzo owawuyotholakala esikhathini esizayo. Plus futhi senzalo engaguquki. It ivumela umboleki ngokushesha futhi kalula ukuhlela izindleko imalimboleko. Ngaphezu kwalokho, imibhalo nqubo elula kakhulu futhi esheshayo.

On endaweni Russian Federation, isikhathi ukuthengiselana forfaiting ngokuvamile idlule isikhathi European lwezinsuku ezimbalwa. Isizathu salokhu yisidingo imvume eziklanyelwe kusukela Central Bank. Lokho kubanika, kumele wamukele isibawo sokwamukelwa kuthengiselana. Ukucutshungulwa isicelo kuthatha cishe inyanga.

amaphutha

Ngokungafani loans yasebhange, forfaiting okwenziwayo kuyimfihlo. Ngesikhathi esifanayo babe nemiphumela ethile engathandeki yabo. Ngokwesibonelo, ekutholeni guarantor ebhange. Ngaphezu kwalokho, inani lenzalo misebenzi lingaphezulu kakhulu kunalokho for ezinye izinhlobo obolekisayo.

Lapho ukwenza ukuthenga hlawula kufanele uyinaka izinto ezifana nalezi:

1. Isidingo amandla futhi izixwayiso ezazifike ngesikhathi umdayisi mayelana buyiselo ezikweletini izitolimende ekhona.
2. Ibhange Kumelwe ume yisiboniso ukubuyiswa kwemali, uma umthengi akuyona umshadisi ogunyazwe uhulumeni, noma inkampani ngamazwe.