Kuphi nginikeze trifle amathiphu alula

Cishe wonke umhlali indlu yethu enkulu ezweni endaweni ethile kufihlwe piggy bank, imbiza noma esikhwameni zemali ezincane. Ngokusobala, lokhu uthando uselokhu nathi gogo ngubani zijwayele hoard zemali zegolide, bese wokuzingcwaba emhlabathini. Kodwa uma uzibandakanya engcwaba ingcebo izinhlelo zakho ungafaki, futhi nenhlawulo buthelela, manje noma ngokuhamba kwesikhathi kufanele ayibulale. Njengoba yethu Mint usebenzela inkazimulo, kanye nenani 5,10 no-50 penny zemali lukhula njalo, manje noma ngokuhamba kwesikhathi nawu umbuzo - futhi lokho okufanele ukwenze zonke kule nsada yezenzakalo? Ukuqasha trifle, ngisho ucishe ezinkulu, kuyinto ehluke eziyinkinga uma ungazi tricks kancane ungasebenzisa ukuqeda ngisho umxhwele kakhulu "Potbelly" phakathi nesikhathi esifushane.

Into yokuqala efika emqondweni - kuyinto ukushintshashintsha okuqukethwe piggy amabhange ku eyiphepha iphepha esitolo. Yiqiniso, le ndlela kungaba kuhle kakhulu, kodwa ngaleso confluence eziningi izimo.

Okokuqala, ukuze abasebenzi yimuphi esitolo ukushintsha ushintsho lwakho ngesikhathi imali enkulu, kufanele avele isidingo sokuba isibopho ngokuqondile ukuba zenze kanjalo abanayo. Okwesibili, lapho unquma umbuzo kudlule lapho izinhlawulo, kuhle ukucabangela ukuthi kwakuzokwenzekani uma ulethe esikhwameni sakho siyazise wasebhange ngesikhathi lapho kwezivakashi nawo njengomnyango mkhulu kakhulu. Cishe, nawe ngenhlonipho (noma cha kahle kakhulu - kungenzeka ukuthi njengoba lucky) uyakhuthazwa ukuba ubonane trifle endaweni ehlukile. Futhi, okwesithathu, ngisho noma usengakayitholi inqobe zonke izithiyo futhi cashier sayizwela wena - eningi Izinto ungakuguquli, ngoba lenqwaba ezitolo zayo umane akudingeki. Ngakho uma ezinqwabelene impela lemali ezibucayi zemali, kufanele ucabangele kudlule lapho inguquko bese ubheka okunye okukhethwa kukho.

Ngakho, uma esitolo ngaphakathi ukuhamba ibanga waba inqaba ungenakunqotshwa, nengcebo yakho isakhona izindandatho enhle esikhwameni sami, ungazama inhlanhla yakho ebhange. Kodwa ngaphambi kokuthi wenze lokhu, ukubala ushintsho ngokwakho, ngiyibeke imvilophu at par. Lokhu ngeke kuphela lula impilo ngokwabo nasekufuyeni opharetha ebhange, kodwa ngeke zokunciphisa amaphutha ekuhumusheni. Ukukhuluma Ngokushesha kuwufanele ukuthi ukuya ebhange phakathi kosuku noma ekupheleni ushintsho ngeke kukusize ngalutho-ke, ngoba into yakho kancane kufanele ibalwe, futhi kuzothatha linani lelifanele isikhathi.

Noma kunjalo, esacabanga ukudlula trifle, kubalulekile ukukhumbula ukuthi ibhange akaphoqelekile ukuze sihlinzeke izinhlelo ukuze athole imali. Le sevisi kungenziwa enikeziwe kubo, kodwa kuphela imali (ikhomishini kungenzeka komyalelo wokungabi 3% semali, kodwa hhayi ngaphansi kuka umkhawulo othile). Ukuze ahlupheke umbuzo lapho ukuletha ushintsho, kuyoba ngcono ukuba alusebenzise lolo imali ku-akhawunti yokukhokhela nabo ebhange noma iyiphi inkokhelo noma uthumele lemali ikhadi lepulasitiki. Kulo mBhalo, uyokwazi ukuthola izikweletu azo athandwayo omnandi cishe ngokushesha, kokukhipha imali edingekayo ngokusebenzisa esigungwini.

Lapho ungakwazi ukuthatha into encane omunye? Zama ukuxhumana ekhemisi. Uma sicabangela yabo kwetfulwe ezithile inqubomgomo zamanani, okuholela lokho kuboniswa cishe kuyo yonke intengo ithegi hhayi kuphela ruble, kodwa penny, trifle, ngisho ezincane zenani eliyimali, wajabulela izimfuno zazo. Kodwa lapha unga isicupho ingozi efanayo esitolo - isizumbulu ngeke ukwamukela, ngoba izinto kancane iphenduke ikhemisi hhayi ngaphezu kokuvamile.

Nokho, okunye okukhethwa kukho ngempela ezithakazelisayo - a ubudala Thumela ezinhle Russian. Ngaphezu isevisi ngqo sphere leposi, kuthatha ukulethwa kakhudlwana futhi kwezimpesheni, nokukhokhwa izibonelelo ehlukahlukene reception yokukhokha kamasipala, ngakho kunendingeko ngemininingwane enkulu ngokwanele lapha. Kodwa ngaphambi kokuba ukuthwala isikhwama konke ngesikhathi esisodwa, kubalulekile ukuba uthintane ne-opharetha, ukusebenza imali, bese ubuza ukuthi zingaki zemali bakulungele ukwamukela kwakho. Nalapha futhi, njengoba kwaba njalo endabeni nebhange, akudingekile ukuba eze ekupheleni kosuku - ukubala imali ku-imeyili, njengoba kuqhathaniswa ebhange, kuyoba ngesandla, ngakho ukuchitha wonke kusihlwa opharetha akunakwenzeka ukuba uvume.