Kubiza kangakanani ukuhlela kabusha imoto? Amadokhumenti wokubuyisela kabusha umshini

Umbuzo wokuthi kubaluleke kangakanani ukuhlela kabusha imoto kuyathakazelisa izakhamuzi eziningi, kodwa ikakhulukazi ukhathazeka labo abahlela ukuthenga imoto komunye umuntu. Yini okufanele ngiyenze? Ngingakanani okufanele ngilungiselele ukuvuselelwa? Kuhamba kanjani? Yebo, kunemibuzo eminingi futhi konke kubalulekile. Ngakho-ke, kufaneleka ukunakekelwa.

Umthetho

Ngakho, ngaphambi kokukhuluma ukuthi kubaluleke kangakanani ukuhlela kabusha imoto, kufanele uphenduke emthethweni. Wathola izinguquko ezithile ngo-2013. Yilapho leyo mithetho emisha yokubhalisa ubunikazi bemoto yasungulwa. Kodwa yonke into ishintshile kakhulu. Ngokuphambene nalokho, inqubo yokuklama isicacile futhi kulula.

Futhi kufanele uqaphele iphuzu elilodwa elithakazelisayo. Manje, uma umuntu efuna ukuthengisa imoto yakhe, angayinika umthengi wakhe kanye nenombolo endala. Futhi ku-GAI bazophinde bafake kabusha futhi babuyekeze amadokhumende wokubhalisa. Hlola ukuthi bekuyini, lokhu kuzohlala. Ngakho-ke, hhayi kuphela intengo yenkinga inciphile, kodwa futhi isikhathi sokumisa imoto sincishisiwe. Abantu abangafundile abazi, kodwa iningi lemali lihamba ngqo ukuthenga ipuleti entsha yokubhalisa inombolo entsha.

Inqubo iqala kanjani?

Ngaphambi kokuba sikhulume ngokuningiliziwe ngokuthi kubaluleke kangakanani ukuhlela kabusha imoto, sidinga ukuchaza ngokufushane inqubo ngokwayo. Ngakho-ke, okokuqala umdayisi nomthengi bangena enkontileka yokuthengisa. Kulowo wonke umuntu ubhala idatha yakhe bese efaka isignesha yakhe. Futhi-ke, ulwazi mayelana nemoto lubonisiwe. Leli phepha lingenziwa kokubili ngendlela ejwayelekile, nangesimo esikhethekile. Thola it elula - kungaba kwi-intanethi noma uthenge. Futhi kusukela ngesikhathi isivumelwano sisayinwe, imoto ithengiswa. Kule nkathi ukuthi ngamacala angu-99% umthengi unikela ngemthengisi imali.

Khona-ke umnikazi osanda kukhishwa uya emaphoyiseni esitimela ngenkontileka kanye nephakheji lamadokhumenti adingekayo kulokhu. Ipasipoti yezobuchwepheshe, isitifiketi sokubhaliswa kwemoto kanye nepasipoti enegunya lomthengi ihanjiswa efesiteleni lapho i-PTS ibhaliswe khona. Kusadingeka ukuhlinzeka futhi imoto ngokwayo ihlolwe. Ngenxa yalokhu, kukhona indawo yokuhlola ekhoneni le-State Inspector Safety Inspectorate.

Umuntu kufanele abe nomshuwalense naye. Kumele futhi uhlele inombolo uma umnikazi wangaphambilini wanquma ukuyigcina. Kodwa ezimweni eziningi abantu badayisa imoto naye. Futhi emva kokuba amaphepha ahlolwe, futhi imoto ihlolwe ukuboshwa nokuthunjwa, lowo muntu uzonikezwa amadokhumenti amasha, okuzoba yinto yakhe.

Amaphutha avumelekile

Abantu abaningi bavame ukuvumela ezinye "punctures" ezibiza nge-penny enhle. Ngemva kokuqoqa amadokhumenti emoto, ungasheshi ukuyithenga kumnikazi. Okokuqala udinga ukuhlola ukuboshwa nokudakwa. Ngoba uma kamuva emaphoyiseni emgwaqeni kuvela ukuthi imoto inento yalokhu, khona-ke iyovele isuswe. Futhi bayokwenza ngezizathu ezigcwele. Ngenxa yalesi sizathu, kunconywa ukwenza enye yezinto ezimbili: noma ukuhlola kuqala umshini wokuboshwa (ngoba lokhu kuyadingeka ukuthi ufunde kumnikazi wekhodi ye-WIN ukuthi ungene kumcingo wokusesha ku-database ye-SAI), noma ukumnika imali ngemuva kokubhaliswa. Umnikazi wesibili akavumelani neze, ngakho indlela yokuqala ilula.

Imithetho emisha

Futhi manje mayelana nokuthi kubiza kangakanani ukuhlela kabusha imoto. Zonke izindleko, Yebo, zithatha umnikazi omusha. Kusukela ngoJanuwari wokuqala wonyaka odlule, 2015, izindleko zemisebenzi zanda kakhulu. Futhi isamba esiyisisekelo sishiya ekukhiqizeni inombolo. Isibonakaliso sombuso sizobiza ama-ruble angu-2850 (nangaphambili kwakukhona izinkulungwane ezimbili kuphela). Uma lowo muntu engadingeki (umnikazi uthengise imoto kanye ne-plate), kuyadingeka ukunikeza ama-ruble angu-450 kuphela. Le ntengo ibandakanya ukwethulwa kwezinguquko kumaphasipoti wezimoto nakusisekelo se-SAI. Ngaphandle kwalokho, ungakhohlwa ukuthi umuntu unikezwa isitifiketi esisha - lokhu kuyimfucuza. Kodwa zifakiwe emalini.

Uma umuntu efuna ukuguqula inombolo, khona-ke kuzodingeka ukuthi unike ama-ruble angu-3300. Ngemuva kokukhokha, uzonikezwa amadokhumenti amasha emoto kanye nelinye ipayipi yokubhalisa. Kodwa inani labakwabaningi libhekwa njengalokhu likhulu, ngoba abathengi abaningi banxusa abanikazi ukuba banikeze imoto kanye nenombolo. Futhi lokhu kunencazelo ethile.

Mayelana nezinto ezintsha

Ngakho-ke, ukukhuluma mayelana nokuhlelwa kabusha kwemoto komunye umuntu, kudingekile ukutshela mayelana nama-nuances abalulekile. Isibonelo, uma umuntu esithenge izinombolo "ezinhle", unelungelo lokuzilungisa yena bese efaka kwenye imoto. Lokhu kuhlanganisa.

Abaningi basakhathazeka ngombuzo wendawo yokulungisa kabusha imoto. Ngoba abantu abaningi bayahamba ukuthenga imoto kwenye indawo, uma kungenjalo ekupheleni kwezwe. Yini okufanele ngiyenze? Kuhle ukuthi manje uhlelo luye lwaba lula futhi ungafaka imoto kuphi. Akuyona into ebaluleke kakhulu, yimuphi umnyango wezokuThuthukiswa koMnyango wezokuPhepha koMgwaqo uzokhethwa ngumuntu - uzobe ebhaliswe njengomnikazi. Kule mibhalo kuzoshiwo ukuthi imoto ibhaliswe kulelo dolobha.

Ngisho nangemva kwezinto ezintsha, kwakungekho isidingo sokwenza izitifiketi ezihlukene futhi kwenziwe ukuhlolwa kwesimo semoto. Kudingekile ukuvikela umzila emaphoyiseni, sebenzisa ngalolu suku - nakho konke, ungagubha ukuthenga!

Indlela yokuhlela kabusha imoto umfazi, indoda noma othandekayo?

Futhi umbuzo othakazelisayo. Kuyaqondakala ukuthi kulokhu, akekho ozokuthenga imoto yomunye nomunye. Nakuba kungenzeka, kodwa ngaphansi kwamadokhumenti. Ngakho, isihloko sibalulekile futhi siyasebenza, ngakho-ke kufanelekile ukutshela ngakho.

Isahluko sesikhombisa seCode Family of the Russian Federation sithi uma inkontileka yomshado ingaphethelelwanga phakathi komyeni nomfazi , ngakho konke abanakho kubunikazi babo obambene. Uma inkontileka yokudayiswa iphetha, khona-ke kukhona nezingibe. Kuvela ukuthi umfazi unikeza umyeni wakhe imoto (noma ngokuphambene nalokho) ngenani elithile lemali. Kodwa-ke, umthengi unikeza imali yomdayisi, athola ndawonye. Ngenxa yalokho, bobabili baba abanikazi bemoto! Futhi le ndawo isendaweni yokuqala, okuyinto eseceleni yesibili izobe ihlangene.

Indlela yokunikeza imoto?

Kodwa isivumelwano sesipho siyindaba ehlukile. Indlela ethandwa kakhulu, indlela yokuhlela kabusha imoto kumkakhe. Kodwa ngenxa yalokhu kufanele uhambise notaryari.

Ngokuvamile, ukuze ungacabangi ngendlela yokuhlela kabusha imoto kumyeni noma umfazi, kungcono ukwenza isivumelwano somshado. Leli dokhumenti libeka ngokucacile ukuthi yini nokuthi ubani ongowakho. Futhi kulokhu, ukudluliselwa ubunikazi kuyoba lula kakhulu. Udinga nje ukuthatha le dokhumenti nawe, oshade naye (noma oshade naye), amaphasipoti akho kanye ne-PTA nesitifiketi sokubhaliswa kwemoto. Futhi konke kuyinto ejwayelekile.

Umshuwalense

Ngakho-ke, kanjani ukuhlela kabusha imoto omunye umuntu kucacile. Futhi manje enye iphuzu elilodwa mayelana nenani.

Umshuwalense kuyisidingo sokubhalisa kabusha imoto. Futhi uma emaphoyiseni omgwaqo intengo isilungisiwe, khona-ke kunezinhlobo ezithile ze-nuances nalokhu. Uma umuntu enenkinga yeminyaka emithathu (noma ngaphezulu) futhi eneminyaka engu-22 ubudala, izindleko ziyoba zingadingekile. Iqiniso, intengo incike edolobheni. Thatha, isibonelo, u-Sevastopol. Kukhona inqubomgomo ye-OSAGO yemoto enekhono kusuka ku-121 kuya ku-150 amalitha. Nge. Izinyanga ezingu-10 nokuningi nge-coefficient yesithathu yebhonasi-malus (uhlelo lwezaphulelo ebhizinisini lomshwalense) lizolahleka umshayeli oneminyaka engu-22 ubudala oneminyaka engu-3 500. E-St Petersburg, okufanayo kuyobiza izindlu eziyi-10 400. EMoscow - ama-ruble angu-11 600. E-Sochi - 7000 r. Futhi njalo.

Uma umnikazi wemoto engaphansi kweminyaka engu-22 ubudala futhi engekho isipiliyoni, intengo izoba (emadolobheni afanayo nangaphansi kwezimo ezifanayo) 6200, 19 000, 20 rubles angu-20 100 no-12 500. Ngokulandelanayo.