Ingatholakala kanjani itayitela isipho emotweni?

Thenga imoto, unga hhayi kuphela ngokusebenzisa ukuthenga. Kaningi izimoto ithunyelwa njengesipho izihlobo (abangane, abalingani ebhizinisini). Ukunikezelwa ku imoto ephepheni yasethafeni, zasayindwa ngumnikazi (noma kwifomu eliqinisekiswe yi-ummeli olungisa izivumelwano).

Ngaphansi amadili nemithetho izimoto awekho ngaphansi saziso notarization. Imithetho ukubhaliswa izimoto kule amaphoyisa omgwaqo zathi le khomishana zokukhokhelwa yezimoto wamukela izivumelwano namanye amadokhumenti (ie donative evamile ephepheni ethafeni ekhombisa yonke idatha kunesidingo). Nokho, abantu abaningi basazibuza baphendukele wokulungisa izivumelwano ne isicelo esinjalo, ngoba besaba ukuthi abakwazi ngumnikazi konke ngendlela efanele ukudweba. Yiqiniso, kukhona ingozi ukuvumela ukulungiswa amaphutha idokhumenti kungaholela ukuchitha (enkantolo).

Ukunikezelwa yemoto Ivame ukwenziwa uma udlulisa izihlobo umshini. Ukuze wenze lokhu, kumele ukhiphe kuqala imoto kusukela akhawunti amaphoyisa omgwaqo. Khona-ke kudingeka akhiphe umnikelo inkontileka. Ngemva zonke izinqubo, umnikazi omusha kufanele ubhalise imoto egameni yawo amaphoyisa omgwaqo.

Ukunikezelwa yemoto ukuvumela umnikazi walo omusha ukwenza noma yimaphi amadili naye ngaphandle iqhaza umninikhaya main (ukuthengisa, ulwazi ushintsho yokubhalisa, ukuthathelwa umshuwalense, noma bachithe imoto). I amandla jikelele nommeli (umnikelo) kufanele ibe idatha elandelayo: isikhathi sokusebenza of amandla ommeli, ulwazi mayelana kubahlanganyeli umsebenzi, isikhathi kanye nendawo ngemvume idokhumenti, njll

Donation inkontileka ungaphakathi 2 amakhophi ngokubhala. Isivumelwano esinjalo lungekho ngaphansi yokubhalisa. Ephambi kwezinduna isitifiketi womshado (unkosikazi) isipho umshini kufanele lifake kwemvume yabo ukuze lokhu kuthengiselana (uma imoto yathengwa emshadweni). Umethuli nezipho ukuze ujike ku igunya womgwaqo, okuyinto lucwaningo zemoto, nge ikhophi eyodwa yesivumelwano, namarisidi sokukhokha imisebenzi kanye isicelo. Uma isitifiketi isipho ikhishwa akuyona isihlobo, kufanele bakhokhe intela isipho (lokhu-13% yenani). Ngemva kwalokho endows kubhekwe umnikazi omusha we imoto.

Ukunikezelwa yemoto kuyazuzisa, uma amaqembu kuthengiselana - kungcono amalungu omndeni noma izihlobo. Ngokwe-Code Family, abangane bomshado, abazali, izingane ezibazali, abazali abakuthola, abazukulu, ogogo nomkhulu, kokubili esigcwele, futhi isigamu indlela (kuphela uyise noma unina ezivamile) Abazalwane nodade kukhona sokuthola ekukhokheni intela.

Ukunikezelwa emhlabathini (ingxenye), njengoba emotweni, angasayindwa kwezihlobo noma abantu ongabazi. Kodwa kufanele wazi ukuthi izigaba ezahlukene ubuhlobo kuhlinzekelwe izintela ezahlukene. Uma indawo ukunikeza umakhelwane ukuba afakaze, yena ziyophoqeleka ukuba akhokhe intela (kuba 13% walo lonke inani bezwe). I-deed of isipho phakathi kwezihlobo eziseduze musa intela, badinga kuphela ukukhokha duty isimo. Dweba kuze ube yisivumelwano esibhaliwe ngendlela elula futhi ebhaliswe at Federal Reserve.