Bangaki yona ukuze ingane yokuqala?

Akusiyo imfihlo ukuthi leholele wengane engenayo emndenini encishisiwe, kanye nezindleko ukwandisa. Ngakho-ke, abazali abaningi banesithakazelo kakhulu, bangaki yona ukuze ingane yokuqala, lokho izinkokhelo bathembele omama souped futhi obaba, futhi ubukhulu kulezi izinkokhelo.

Inkokhelo yokuqala, okuyinto uncika owesifazane ukunakekelwa engabhalisiwe yabakhulelwe amasonto nambili yokukhulelwa, ilingana 465, ama-ruble angu-20. Imali ikhokhwa endaweni yomsebenzi zokusebenza abesifazane ngesisekelo isitifiketi esikhishwe udokotela wezifo zabesifazane emtholampilo yabakhulelwe.

Okulandelayo izinkokhelo nezenhlalakahle ngesikhathi sokuzalwa sengane, ubani ozothola umama okhulelwe - ikhefu lokuyobeletha. Eqinisweni, ngalesi sikhathi, lo wesifazane usuke ikhefu lokugula, futhi ngenxa yalokho, inkokhelo kufanele libekwe nomholo yayo kuze kuphele isikhathi. I ikhefu lokuyobeletha kwamasonto angu-10 ngaphambi kosuku olulindelekile kwezidingo, futhi usaqhubeka ngemva kwamasonto angu-10 i-ukuzalwa komntwana. Isikhathi ikhefu luyanda ezinsukwini ezingu-56, uma owesifazane kwande okhulelwe: ezinsukwini 16 ngaphambi kokuzalwa nezinsuku 40 emva kokubeletha. Uma umama okhulelwe wasebenza ngaphambi uya eholidini ezingaphansi kwezinyanga eziyisithupha, nesabelo ngeke ehlaselwe iholo isikhathi yisikhathi, futhi kuzoxoxwa ngu amaholo.

Esimweni lapho ubukhulu izinyanga mkhulu kunezinhliziyo eziyisithupha, isibonelelo izobalwa esekelwe nomholo isilinganiso iminyaka engu-2 ngaphambi kwekhefu lokuyobeletha.

Ngizibala kanjani yimalini sinikezwa ngesizathu ingane yokuqala?

Ngenxa yalesi imali nyangazonke for inyanga ngayinye iminyaka emibili, wafingqa futhi ehlukaniswa izinsuku 730. It kuvela isilinganiso nomholo nsuku zonke, okuyinto iphindwe 140 (isikhathi sokuthatha ikhefu lobuzali futhi sokubeletha). Isibalo sokugcina - lena Usayizi isibonelelo.

Ngokufanayo, nesabelo ibalwa uma ukubukeka olulindelekile lesibili, lesithathu, futhi enye ingane.

Uma wayefisa, umama isitatimende sakhe emnyangweni ezimali kulesi sibalo kungathatha unyaka owodwa nje vó ngaphambi kokukhululwa, uma kuzokhulisa Usayizi izinkokhelo.

Emva kokuzalwa unina womntwana naye unegunya lokuthola izinzuzo ezithile. Ikakhulukazi, ngokushesha emva kokuzalwa, kungaba isicelo isamba semali lapho sizalwa. Ngo-2012, kuba 12 405, ama-ruble angu-32 futhi liyakhula njalo ngonyaka. Njengomthetho, lapho ikhokhwa endaweni yomsebenzi (noma ukuphila) ka omunye wabazali - salokhu kanye esikudingayo ukuze isitatimende ngesicelo ukunikeza izinzuzo, isitifiketi yokusebenza nezinye womshado, okubonisa ukuthi akazange ukwamukela le nkokhelo futhi Isitifiketi sokuzalwa kwengane.

Uma abazali azisebenzi, futhi isibonelo, funda, nazo unelungelo lokuthola inkokhelo eyisamba endabeni yokuzalwa komntwana izitho nomphakathi. Ukuvikelwa endaweni lapho uhlala khona.

Uma engenayo ngokwesilinganiso umkhaya ngezansi ezingeni bezinga, umama osemncane ungafaka isicelo ukuqokwa nesabelo ngenyanga. Bangaki yona ukuze ingane yokuqala ukuze imindeni edla imbuya ngothi, kuye ngokuthi esifundeni yokuhlala.

Ngaphezu lezi zinzuzo, umama osebenza unelungelo lokuthola isamba semali kuze iminyaka nesigamu. Ukuze ukubala malini khiqiza ingane yokuqala (futhi okwalandela) ngenyanga, uphindaphinde nomholo Isilinganiso sanyanga zonke 0.4. Inani okuholela kuyoba 40% yomholo - kwaba nonina, uzothola kuze iminyaka nesigamu. Uma ingane yesibili okuzelwe phambi zokuqala ezingu-18 ubudala, futhi leyo mali izinzuzo izingane ezimbili niyozenezelelwa ndawonye.

Bangaki ukunikeza kunzima nje ukucacisa ngomntwana kuqala. Njengoba singabona kusukela izibalo, kuxhomeke kakhulu iholo futhi ubude inkonzo. Abesifazane abasebenza amafemu ngamaholo "grey" futhi amabhonasi, ngisho engenayo ephezulu, bese uthola imali nyangazonke encane, futhi isabelo esincane nenkathi yokukhulelwa nokubeletha, okuyinto ngokuvamile akwanele ukuthi uhlinzeka ngazo zonke ingane kunesidingo. Ngakho-ke, bafowethu uhlela ukuhamba ku womama ukuhamba, kungcono ukubala kusengaphambili izinzuzo kungenzeka kanye nemixhaso, hhayi ukuba iminyaka embalwa ngaphasi kwelizinga lebuphuya.