Hedging lwemali ingozi: kanjani ukuvikela imali

Hedging lwemali ingozi - iqoqo izinyathelo kanye nokusebenza olwenziwa ne ikusasa lezimakethe amathuluzi, okuyinto zihlanganisa ongakhetha, ikusasa, phambili, okuhloswe ngazo ukunciphisa umthelela imiphumela nokusebenza ingozi ezilinganiselwe. Lapho amabhange insuring lwemali ingozi hedged izenzo kwempahla ehlelelwe ukuthenga noma lwemali etholakalayo.

Encwadini izingozi esibucayi ngoba yizinkampani ezenza ibhizinisi emikhakheni eyehlukene yomnotho, kukhuphuke ngezinye izikhathi. Emkhakheni wezezimali, ikakhulukazi kwandisa amathuba ukulahlekelwa noma eshodayo e engenayo. Ngakho, kuyafaneleka ukuba afeze hedging lwemali ingozi.

Ngokwaso nomqondo ingozi izigigaba ezingezinhle ukuthi uyeyisa, noma imiphumela yabo, okuyinto umonakalo okuhambisayo noma ukulahlekelwa oqondile. Ukubaluleka enkulu lwemali, ukutshalwa kwezimali kanye credit izingozi. Abenzi kuphela kuholele ziwohloke sina sezulu yenkampani zezimali, kodwa ekugcineni kungenzeka isizathu ucabanga noma ozuze ngokwempahla ukulahlekelwa.

Ingcindezi endaweni yokuqala ukushintshashintsha isilinganiso izingozi, amelela ematfuba okuvela kuyo nemiphumela engemihle izinguquko exchange rate ratio izimali zakwamanye amazwe ukuba ingeniso kazwelonke noma ukushintsha ivolumu, etholwe phesheya ngesikhathi ukuguqulwa. Lezi izingozi ngokuyinhloko elihlobene ne-diversification jikelele we imisebenzi yasebhange olwenziwa kulezi izindawo imisebenzi.

Kufanele kuqashelwe ushintsho exchange rate kuthonywa izici eziningi. Lapha, ngokwesibonelo, ingafaka isici ngokomqondo, nokwagcina kubonakala ukwethembela lwemali kanzima futhi izinkampani zasekhaya, ukuchichima njalo kusukela kwelinye izwe notshwala imali, futhi, ekugcineni, ukufunisela. Ukuze ugweme noma ukunciphisa ukulahleka kulesi simo, qiniseka currency angaphandle hedging.

A nomthelela obalulekile ushintsho ngesilinganiso lwemali kazwelonke kufanele izenzo amabhange amakhulu lamazwe ne zezimali kabani usebenza zimali. Ukuze exchange rate , lokhu isici esibaluleke kakhulu.

Ukuqinisa lezi zingozi nokuphoqa izikhungo zezimali kanye namabhange kwasekuqaleni ukuba isidingo ukunciphisa imiphumela emibi umshuwalense noma beqhuba hedging lwemali izingozi.

Lapho insuring eside nezingozi lwemali Swaps ezisetshenziswa yilezi inhlanganisela phambili ngokushesha ukuthengiselana kanye ukheshi endaweni. Ngokuyisisekelo, inhlangano nimelana ukuguqulwa kwamanye amazwe sebanga esilinganayo kanye izinsuku ezahlukene value. Lokhu hedging of currency angaphandle izingozi kuhlaba ewusizo amabhange ngenxa ayakhekanga ingamboziwe exchange angaphandle isikhundla, njengoba umthamo efanayo izikweletu yasebhange futhi currency angaphandle izimangalo. Umphumela ukuthi Swaps enze kube nokwenzeka ukuba wabelane ubungozi abahlanganyeli emakethe yezimali, ngaleyo ndlela obuyisela imiphumela emibi kakhulu.

Ukusetshenziswa ukuthengiselana okunjalo kumelwe ube lapho ekuphetheni eside izinkontileka phambili zikhona nobunzima ngenxa yokwesaba ebhange ukuthi enye inhlangano yesivumelwano alihambisani nemigomo yalo ngaphambi kokuphela kwenkontileka.

Hedging lwemali ingozi: eguqulayo izinhlobo

Uhlobo lokuqala kuyafana ukubhaliswa esiphikisayo credit lapho amabhange atsheleka anikezwe ezihlukene zemali loans eseduze noma maturities efanayo.

Ngokwenhlolo-samuntu Amabhanga Amabili yesibili isivumelwano ukuthengisa noma ukuthengwa izimali zakwamanye amazwe ngesikhathi indawo izinga. Okwenziwayo Kwenziwa esikhathini esizayo noma kungakapheli isikhathi esibekiwe kusengaphambili.

Kufanele kuqashelwe ukuthi hedging lwemali nezingozi esimweni uhlelo kahle esakhiwe ngeke kuphela ukuvikela inkampani yakho, kodwa futhi esikhathini eside sizonikeza inzuzo eyengeziwe.