FIU - a Pension Fund we Russian Federation. Umhlahlandlela, umnyango ukuphathwa main

Pension Fund emkhakheni wezezimali kubaluleke kakhulu. Kwaba sibonga kuye ukuthi kukhona uhlelo lokuhlelwa kabusha ingeniso kazwelonke kumasistimu nomphakathi. Uma unesithakazelo kangakanani le nhlangano kufanele kuqondwe ukuthi RPF - uhlelo eyodwa. It ihambisa futhi iqoqa imali.

Inhlangano inikeza ezingeni ledzingekako impilo yezakhamuzi. FIU - isikhungo okhokhela izinzuzo abantu. Ababona, ngoba noma ngabe yisiphi isizathu, angeke bazinakekela. Ababaningi banesithakazelo kulokho yakha inhlangano. Kodwa, njengoba beye bazijwayeze izimiso eziyisisekelo ukusebenza, kungenzeka ukuba baqonde indlela izinsiza anikezwa.

Ukuthi isebenza kanjani

Pension Fund we Russian Federation uvezwa uhlobo inhlangano siniketa kwesekelwa ngetimali abantu ngokufaka isigaba emphakathini. Abantu abasha uthole ukusebenza, futhi, kufanele enze iminikelo.

Futhi abantu abadala, ngoba ungaqhubeka ukusebenza, uthole ethile ekuphileni. FIU - umjikelezo elaphakade, linezimiso ayo yokusebenza. Kulesi sakhiwo, kukhona abaphathi nabasebenzi.

umshuwalense

Russian Federation State Pension Fund usebenza ngokusebenzisa izinkokhelo kazwelonke, okuyinto abhekwa ngenzuzo yayo. Ukutholakala kwaleli qiniso lwakha isisekelo inqwaba amagatsha. Indawo ebalulekile kuhlala iminikelo ekhethekile kanye nokukhokha intela. usayizi labo liyakubuyela zigunyazwe umthetho.

Izindleko ezinkulu izinzuzo kubhekwe. Le mali mkhulu kangangokuba ekuphathweni enhlanganweni ngokuvamile nawu umbuzo, lapho ukuthola imali. Imali main kuyinto amaprimiyamu. abaqashi nyanga zonke uhlu lemali ethize inqunywa inkokhelo.

FIU - inhlangano namanje uyala inkokhelo, ngisho noma abakhokhelwa ngokuzithandela. Kulezi zimo, batawuphindze ukhokhiswe izinhlawulo ishajelwa 1 usuku kokulibala. Uma impahla lokukhokha komunye oyedwa, kodwa inhliziyo yayibukhuni yaqashiswa ngesisekelo a isinqumo senkantolo noma zimisiwe kwemali, Pension Fund kuphela ngemva kokuba uhambisa isicelo mayelana ukudluliselwa imali. Inhlawulo sikhathi icala.

izinhlobo iminikelo

Amabhizinisi amaningi akhokhe esikhwameni 22% yomholo. Abanye abasebenzi elihunyushwe 8%, isibonelo, abacwaningi kanye nezinhlangano IT.

abakhiqizi Agricultural idluliselwe 21%. Izinkampani ukuthi akhokhe iminikelo Imininingwane (22%) akhokhe ezengeziwe 10% kuya ku kwesabelomali GRP.

Imininingwane Employment

Zempesheni inohlelo akhawunti komuntu siqu yezakhamuzi ukusebenza. On izinguquko 2002, wonke umsebenzi kufanele khona baneHholo akhawunti yokonga. Kuhlanganisa inani 16% 22% remitted ngabaqashi. Labo abasele abanga-6% ukuwa ku "seminikelo".

Ukwenza impesheni

Uma engu umhlalaphansi, isakhamuzi kufanele uthintane nehhovisi lesifunda we RF Sempesheni esibhalisiwe. Abasebenzi bayobe ibalwa okusekelwe inani iminikelo ukuthi kukhona i-akhawunti yomuntu. Futhi kubhekelwe zimali eziseceleni ezikhokhiswayo evunywe State.

Njengoba imali iye ukuqongelela iminyaka eminingi, uqondiswa ezingeni kwentengo. Umphumela inani yempesheni isakhamuzi esithile. Khona-ke wenza idokhumenti umhlalaphansi kanye imiyalelo yokukhokha ukhokhelwa imali.

Pension Fund ngezikhathi isebenze izinhlelo ezahlukene. Omunye wabo co-ngezimali. Isebenza iminyaka 10. Izakhamizi bamenyiwe ukutshala impesheni ayo ezibangela ruble 12,000. Inani elifanayo ungeze nguhulumende. Iminyaka engu-10, kuvela ukuqoqa ruble ayizigidi 240, futhi sandise engxenyeni uxhaso ruble 1111. Kungenzeka kukhona ezinye izinhlobo izinhlelo, kubalulekile kuphela ukubamba iqhaza kuzo.

Ezinye izinhlobo zomsebenzi

Injongo eyinhloko yawo iSikhwama ukukhokha le mali ukuze akhokhele bayizakhamuzi anelungelo ke ngesisekelo umthetho ezikhona. Ngaphezu kwalokho, ejensi isebenza izimpikiswano womama dolobha.

Yenqaba e wenzalo kuholela ukwehla kwenani zokusebenza yobudala labantu, bese iba imbangela ukugcwaliswa enganele RF Sempesheni esibhalisiwe. Lokhu kungenxa kokuthola izakhamuzi inkokhelo ngokwethukela. Ngenxa yalokhu, isimo anda iminikelo umshwalense wamabhizinisi.

Kusho ukuthini FIU asebekhulile?

Usebenza kanjani Pension Fund Russia? FIU kubhekwa inhlangano ezimele. Yezefundo kumele ukhiphe le umshuwalense ukuxhasa abantu abadinga ukuvikelwa komphakathi. duty lakhe ukuqoqa izimali kubantu obhekene umonakalo ozakwabo kanye nabanye abantu yezwe.

Lapho umuntu elimele, yingakho abakwazi ukusebenza isikhathi, lesisikhwama ukhokhe impesheni. Ngaphezu kwalokho, amalungu RPF ngempela kulawulwa irisidi ngesikhathi umshuwalense, kanye ukusetshenziswa kwabo abanekhono.

izindlela zokukhokha

Russian Pension Fund esetshenziselwa ukukhokhela izimpesheni, amaholo abasebenzi isinxephezelo abantu abangakwazi ukusebenza. Ezweni lethu, kukhona izinketho eziningana for izinkokhelo ezinjalo.

impesheni Umhlalaphansi okunikeze ku abesifazane engu-55 futhi amadoda - kusuka 60 yempesheni kwenzeka uma isipiliyoni iminyaka 5. FIU futhi inikeza impesheni yokukhubazeka, ungeke futhi owasinda.

isakhiwo

Isikhwama eyinhloko uMnyango iBhodi Management. Lihlanganisa main isitho ukusebenza - Executive Directorate. Lesi sakamuva wenza umsebenzi nalo lonke emahhovisi, okuyizinto endaweni yezwe. Futhi zihlanganisa zokuphatha kanye indawo kanye nesimo imfundo. Basuke etholakala ezifundeni.

Russian ukuphathwa sempesheni siqukethe edolobheni futhi wesifunda izakhiwo. Bona ukuqoqa imali yomshwalense, ukusebenza nezinhlelo zezifunda, enze ukulawula izindlela. Ababhekana ngayo nezakhamuzi. Ngaphezu RF Pension Fund, ku impesheni ukusebenza eMnyango nokuxhumana nemiSebenzi. Inhlangano ayisebenzisa ngayo aphoyintimenti, kabusha nokusabalalisa ukulethwa izimali ukuze ukhokhe.

IBhodi kwenziwe imisebenzi imibiko, isabelomali izindleko. Isebenza ngesisekelo umthetho, kanye isabelomali sivunyiwe. INhloko FIU - Anton Drozdov. Wavuma Umculi ahlonishwe yeRussia.

izinkinga Foundation

Ngenxa Isikhwama 2008 Inkinga izimali ezithile wanqamuka. Ukuxazulula lezi zinkinga, abanye izinyathelo eziye zasetshenziswa. Nakuba kwathi ukulungisa ukungabi nemali, kodwa ngo-2009 kwakunenkinga efanayo. Ngo 2010-2011. Ngibone into efanayo.

legatsha Ngamunye Russian Pension Fund uye wazikhandla ukuze anqobe le nkinga esibhekene nayo. Njengoba inani elandayo abantu kufanele ukhokhe izinzuzo, ukungalingani amagatsha yenhlangano iba imbangela Ukuwohloka isimo.

Ukuze iwukudambisa izinkinga isimo kwandisa umthamo izimali zidluliselwa ku-Pension Fund. Okuhlezi emqondweni umsebenzi nge intela futhi inkonzo seqoqo iminikelo. Kusukela ngo-2010, ukuba semthethweni izimiso umshwalense eziphathelene endaweni ekukhokheni izimali zomphakathi. Esikhundleni intela ongashadile waqala ukukhokha amacala ezikhethekile. Lokhu kuzobuyisela umsebenzi yesikhwama, ukuze kuthuthukiswe ukusebenza ngokuzimisela.

Iqhaza ekutjhugululweni impesheni

Kuze kube manje, i-Russia inohlelo impesheni uhlobo USB. Ngalo ngeke ulungise imali zanqwabelana ukuthi uyonikwa abantu kakhulu eminyakeni yokuguga. Inani yokukhokha ixhomeke kulokho isikhathi umuntu uye wasebenza, ngabe ukukhokha umqashi efakwe ohlwini. Lokhu kunciphisa nezindleko yingxenye yenhlangano.

izimali zidluliselwa ngumqashi ungayifinyeleli izinzuzo impesheni okwamanje. Imali eqokelelwe, futhi lapho impesheni ngeke bakwazi ukusebenza, yena uzokhokhelwa imvume emalini ebekiwe.

uhlelo Ixashwa esivumelana ezingaphezu kuka wokusabalalisa. Isizathu salokhu wukuthi izimali zempesheni kuthiwa impahla yomuntu, hhayi isimo ayibonwa. Lomgomo kwandisa nokwethenjelwa kohlelo. Ngenxa isimiso accumulative yomnotho kungokwemvelo, okuyinto umgomo oyinhloko we RPF.

Moscow FIU Management

Ngo isihloko Russian Federation ngamunye kukhona FIU indawo. Uma unanoma yimiphi imibuzo izakhamuzi udinge ukuxhumana enhlanganweni emphakathini. FIU ukuphathwa eMoscow ezingaphezu kweyodwa, ngayinye ejensi ukusiza abantu enhloko-dolobha kanye nesifunda ukuxazulula zonke izinkinga.

Ihhovisi eyinhloko itholakala ku Abakwazi Abakwenzayo Boulevard, Ukwakha 18. Isimiso isethwe kanje:

• 9:00 - 17:45 nsuku zonke ngaphandle ngoLwesihlanu;
• Phula: 12,30 - 13,00.

Ngaphezu izikhungo main, kunezinye legatsha eMoscow we RPF, ivulekele yokwamukela izakhamuzi. Njengoba singabona, isakhiwo FIU akunjalo nzima. Okubalulekile emsebenzini inhlangano indlela ukutshela izakhamuzi akhokhe iminikelo. Uma kukhona iholo ezimhlophe, izimali zidluliselwa isabelomali isimo njalo. Kumele kukhunjulwe ukuthi iSikhwama ukusebenza ukuvikela izithakazelo izakhamuzi Russian Federation.

Ngaphezu isimo, futhi manje kukhona izimali ngasese. Ngamunye wabo wayenika izinhlelo zabo. Ngaphambi kokuthi ujoyine ikhona, kumele ayejwayele izimo. Ukusebenza kwezimali ngokusebenzisa isiphelo sesimiso izinkontileka.