Ukuze impesheni sokuguga ekuseni

impesheni sokuguga indaba ezivamile asebekhulile ezweni lethu. The kungenzeka reception kwakhona zamadoda nabesifazane abathembekile sawela embundwini eminyakeni engu-60 no-55 ubudala, ngokulandelana. Ngesikhathi esifanayo kufanele baye basebenza hhayi ngaphansi kuka umthetho kanye nenani amaphuzu impesheni akuyona esingaphansi inani eliphansi. Nokho, iqembu elihlukile izakhamuzi kungenziwa ukhokhelwe impesheni sokuguga ekuseni. Uhlu imisebenzi, ubuchwepheshe kanye nezimboni, izikhundla, ubuchwepheshe kanye nezinhlangano, ikhumbula okuyinto kuleli kheli le-inzuzo, evunywe oda RF kaHulumeni.

Kuyini umhlalaphansi singakashayi isikhathi?

Imibandela yokuthola impesheni enganyelwe umthetho kahulumeni. Ngokuhambisana amaqembu ethile yezakhamuzi Unelungelo ekuseni imvume impesheni isikhathi sokuguga.

Okokuqala kule nomthetho impesheni isofthiwe ngokuthi umusa. odokotela ithole layo, othisha, abaculi kanye nabanye. Manje, uma impesheni sivunyiwe, engakayihlanganisi iminyaka engu lomthetho, ilungelo ukuyibiza ekuseni.

It is ezikhishwe iminyaka emihlanu ngaphambi kokufinyelela isikhundla yempesheni yokuguga, ngaphandle uma amanothi.

Imibandela yokubhalisa

I ubudala uma icubungula isicelo senkokhelo ekuseni kwezimpesheni uyasho izinkathi umsebenzi eyenziwa njalo emini ukusebenzela esigcwele. Kulokhu, lezi nezikhathi izinkokhelo umshwalense ukuze kwenziwe.

Ngesisekelo amarekhodi esenziwe encwadini yomsebenzi, izidumbu RF PF ukuphetha aphoyintimenti noma nginqabe yokubhalisa impesheni ekuseni. Ngokuvamile, i-data esekhadini ubudala oyithandayo banikwa hhayi ngokugcwele noma awutholakali isikhathi esithile kolwazi lomuntu siqu mayelana nomsebenzi. Ngakho-ke, ukuthembeka khona isipiliyoni olukhethekile hlandla ubunjalo ekhethekile umsebenzi nezimo zokusebenza uzodinga bodokotela.

umhlalaphansi singakashayi isikhathi banelungelo ukukhipha bayizakhamuzi ngesikhathi engena amandla yomthetho ku izimpesheni emsebenzini kakade wasebenza phezu izikhundla abafanele noma izinhlobo zomsebenzi ezingaphezu kwesigamu umsebenzi edingekayo. Kwezinye izimo uyakuyenzelwa ngokuvumelana kwezinkambiso imithetho uhlelo lochwepheshe.

Usayizi ekuseni impesheni sokuguga incike isamba izinkokhelo umshwalense.

Yini imibhalo kudingeka?

Lapho senza umhlalaphansi singakashayi isikhathi ukuze Pension Fund we Russian Federation kufanele anikezwe isikhathi:

• isicelo sempesheni;
• iphasiphothi, futhi uma kudingeka, idokhumenti eqinisekisa ukubhalisa indawo yokuhlala;
• SNILS, kubalulekile ukuba isiqinisekiso umshwalense.

Umshwalense isipiliyoni, yazuza ngaphambi ulwazi balandise umuntu kwesamba ohlelweni yempesheni, waqinisekisa ibhuku. She is main idokhumenti eziqinisekisayo ubudala. Uma ulwazi oludingekayo sishoda, ungakwazi ukuqinisekisa nakho kudingekile ngokunikeza:

• ikhadi accounting izisebenzi;
• isikhathi ishidi;
• akhawunti siqu inkokhelo;
• abasebenzi.

Izizathu zokwenqaba ukukhokha

Ngokuvamile, iziphathimandla impesheni wenqabe isicelo sempesheni ekuseni ngenxa yezizathu eziningana:

• It is hhayi ukuqinisekisile jikelele isipiliyoni somsebenzi;
• akunakwenzeka ukuqinisekisa Eqinisweni umsebenzi wasikhathi;
• Awukwazi ukufaka ubunjalo ekhethekile umsebenzi;
• ezilotshwe umsebenzi ibhuku isikhundla izakhamuzi, ngokuhambisana nemithethonqubo, asikuvumeli ukuthi akwabele ukuthatha umhlalaphansi;
• ukungabi nakwenzeka kwento liqine Eqinisweni yokusebenza enhlanganweni ethile.

Uma kwenzeka lokukhansela kungakapheli izinsuku ezinhlanu kusukela ngosuku ezithintekile PD izixazululo kufanele wazise umfakisicelo. Isaziso kumele akhombise izizathu zokwenqaba futhi inqubo sikhalo salo. Lonke ulwazi olunikezwa imibhalo sempesheni phinda.

General Izimo of aphoyintimenti

Ngokomthetho, impesheni sokuguga ekuseni idluliselwe emva kokwelashwa, kodwa hhayi ngaphambi kosuku yokufuna ilungelo ukuyithola. Usuku usuku kokuthola ukwelashwa kusuka isicelo isakhamuzi futhi lonke ulwazi oludingekayo kanye imibhalo.

Zempesheni uqinisekisa ukuthi Ukukhishwa namarisidi ukuthola izaziso.

Lapho ukuthumela i-imeyili isicelo kanye nazo zonke izincwadi ezidingekayo sokusingatha usuku ke zizokwenziwa inombolo eboniswe kwi isinyathelo lendawo sokuhamba. Irisidi isaziso ithunyelwa ikheli lomfakisicelo noma okufanayo aqhame ezandleni zakho.

Uma isakhamuzi akanikezanga zonke kudingeka, kungakapheli izinyanga ezintathu, uyakwazi ukuletha lonke iphepha. Kulesi ngosuku ukwelashwa zizobalwa usuku kokuthola isicelo noma inombolo eboniswe isitembu leposi ekuphathweni. Uhlu kwemibhalo ulahlekile kunqunywa umzimba RF Pension Fund kanye ebekiwe irisidi isaziso.

Isitatimende ukubala umhlalaphansi kufanele kubhekwe ngu Pension Fund of uMnyango kungakapheli izinsuku eziyishumi emva kuhanjiswa yayo. Ngesisekelo ulwazi oluqukethwe wonke amadokhumenti okufakiwe, isinqumo Yokuqashwa. Usayizi ekuseni impesheni sokuguga awukwazi ibe ngaphansi ubuncane ukudla ezingeni kuleli zwe.

Izakhamizi abasebenza emkhakheni nge izimo ezinzima zokusebenza

Kukhona uhlu izinhlobo ezithile zomsebenzi kanzima. Izakhamizi baqashwe kulezi izifundo, banelungelo nokuqokwa impesheni umhlalaphansi.

Abesilisa abaye basebenza iminyaka okungenani nambili nesigamu kanye umshwalense nakho kweminyaka engaphezu kuka amabili nanhlanu, ukufinyelela engu-55 ubudala unethuba ukuyisebenzisa. Ilungelo elifanayo nikunikiwe abesifazane abaneminyaka engu-50, ukuqatjha isikhathi umshwalense zeminyaka ezingengaphansi kweshumi futhi amabili, ngokulandelana.

Uma ukukhiqizwa isipiliyoni ekhethekile akuphelele (kodwa hhayi ngaphansi kwengxenye), kanye nakho umshwalense saveza egcwele, imvume kungenzeka ekuqaleni impesheni sokuguga. Esimweni esinjalo, isethwe wehlise nasenkathini umhlalaphansi. • Ukunciphisa esiwunyaka owodwa senzeka ngoba zonke ngachitha iminyaka emibili nengxenye ngoba amadoda, ngoba zonke ezimbili - kwabesifazane.

Izakhamizi ukusebenza imisebenzi ezenzeka ensimini eNyakatho Ekude futhi akhiwa izifunda

Ngaphambi kwesikhathi impesheni zabasebenzi umhlalaphansi ikhokhelwa abantu owachitha iminyaka nanhlanu endaweni eNyakatho Ekude. Ezifundeni akhiwa, leli lungiselelo kufanele ikhokhwe ngaphansi kwezimo ezifanayo. Kodwa ngaleso nyaka ikhalenda, lapho ezocatshangelwa nezinyanga zokuqala eziyisishiyagalolunye imisebenzi umsebenzi ezingxenyeni ezikude zenyakatho.

Lapho ekucubunguleni ezingaphezu kwesigamu kwesikhathi edingekayo isakhamuzi unethuba umhlalaphansi ngaphambi kwesikhathi esinqunyelwe ngokuvamile aqine. Khona-ke, ikhalenda ngamunye ngonyaka egcwele engu- umhlalaphansi kuyehla izinyanga ezine.

Izakhamizi usebenza amashifu, e ubude besikhathi, vula ekusebenta kanye nemalanga wachitha sisendleleni ukubukela emuva naphambili. Izinkathi phakathi nemilindo akubalwa.

Ivula amahora silindile likhona ubudala ngesisekelo izitifiketi zithunyelwe izinkampani lapho ofaka isicelo wasebenza. Kufanele aqukethe ulwazi mayelana nezikhathi umsebenzi nokuthola indlela ukuwabuka emuva.

Abesifazane nezingane eziningi, abantu abakhubazekile, abazali nabanakekeli bezingane ezikhubazekile

Early sokuguga umshwalense impesheni omama nezingane eziningi bangathola izingane ezinhlanu noma ngaphezulu. Banelungelo umhlalaphansi ngineminyaka engu-50.

Imibandela esemqoka ukuthola:

• umama nengane ngayinye kufanele ukukhulisa iminyaka okungenani eziyisishiyagalombili;
• ukutholakala umshuwalense ukuze engaphezu kweminyaka eyishumi nanhlanu.

impesheni sokuguga ngaphambi kwesikhathi ebesibekiwe angabelwa ukuba abazali, okunguyena owakhulisa ingane ikhubaziwe kusukela ekuzalweni, okungenani kuze eneminyaka eyisishiyagalombili. Leli lungelo ingakwazi umuntu oyedwa kuphela, noma unina, noma uyise. Kulesi isipiliyoni umsebenzi kumele kube iminyaka engaphezu kwamashumi amabili nanhlanu kubantu besilisa nakubantu besifazane ngokulandelana.

Umlondolozi sengane ikhubaziwe kusukela ekuzalweni, futhi unekhono ukuklama umhlalaphansi. Kanjani ngokushesha kakhulu-ke usungaqala ulithola incike ubude esitokisini. Nesishiyagalombili izinyanga lokunakekela kunganciphisa ngonyaka owodwa ngesikhathi somhlalaphansi. Kodwa isikhathi Imininingwane akumele seqe eminyakeni emihlanu. Okusho ukuthi, uma isikhathi etilongweni yayineminyaka eyisithupha ubudala, lona wesifazane unelungelo lokuthathwa njengomsulwa ekuseni impesheni sokuguga eneminyaka engu-iminyaka engu-51, uma ayisishiyagalolunye - 50.

Ngaphezu abazali kanye nabanakekeli ku ukubulawa ekuseni lezinkokhelo zifanelekile, kanye nezigaba ezithile abantu abakhubazekile. impesheni sokuguga Early umuntu okhubazekile qobo oqokiwe, uma iqembu liye etholwe ngenxa yokulimala impi. Kufanele ube isipiliyoni zokusebenza engamashumi amabili nanhlanu abesilisa amabili - kwabesifazane.

Amadoda isikhathi afanelekele iminyaka eyishumi nanhlanu, neqembu lokuqala ukukhubazeka, ungasifaka isicelo sempesheni umhlalaphansi eneminyaka engu-50 eminyakeni. Abesifazane ngaphansi kwezimo ezifanayo, ngomuzwa kweminyaka eyishumi, ungasifaka isicelo sempesheni phezu ukufinyelela engu-40 ubudala.

Izakhamizi ne izifo ezingavamile, ngoba kuyizinto dwarfs futhi Lilliputians futhi inikeza impesheni umhlalaphansi. Umuntu ekhubazekile uqokwa eneminyaka engu-iminyaka engu-45 kanye neminyaka engu-40 khona isikhathi kuyadingeka engamashumi amabili nanhlanu.

Lapho befaka isicelo umhlalaphansi imvume edingekayo ukufakazela ukuba khona yokukhubazeka. idokhumenti afana nalawa abengeke abe isitifiketi eqinisekisa leli qiniso. It kumele icaciswe ulwazi mayelana iqembu ababelwe Uhlelo ngabanye ukuvuselelwa.

impesheni umhlalaphansi ukunakekelwa kwezempilo abasebenzi nokuguga

Ukuze abasebenzi engxenyeni kahulumeni isimo inikeza zonke izindawo kungenzeka. Uma ukuhlangabezana nezidingo ezilandelayo abasebenzi bezempilo, kungakhathaliseki ubudala, wezokwelapha uncika yokulinda impesheni sokuguga:

• Isikhathi umsebenzi okhokhelwayo kufanele okungenani ube neminyaka engu amathathu. Uma kwamiswa ubudala kuphela ukusebenza ezindaweni ezisemakhaya nasemadolobheni, ezingaphezu kuka engamashumi amabili nanhlanu.
• Ukuze kwesikhathi afakiwe ekubaleni izinkokhelo ubudala, umshwalense yenziwe ukuze Pension Fund.

impesheni Old-zisencane ikhishelwa izakhamuzi ehhovisi futhi igama izikhungo lapho basebenza, afakiwe ohlwini ekhethekile, akhiwa uhulumeni wezwe lakithi, ngoba kusekelwe idatha sezikhulu RF PF isinqumo.

Kufanele kuqashelwe ukuthi abasebenzi nezinhlangano zokwelapha yangasese Unelungelo esifanayo ukubhaliswa ekuqaleni, kanye nabasebenzi isimo nemithetho yendawo ejenti kahulumeni.

Ngo isipiliyoni umsebenzi efanayo libalwa isheduli evamile, futhi ngesikhathi encishisiwe isikhathi sokusebenza. Ngokuvumelana nomthetho, nezikhathi wesikweletu eyenziwe ikhalenda oda. Lokho kuyinto umsebenzi lonyaka owodwa esithathwayo unyaka owodwa yesevisi. Kukhona okuhlukile lo mthetho:

• uma phakathi nenkonzo yakhe professional umuntu, ngaphezu edolobheni, futhi uye wasebenza emalokishini nasemaphandleni, unyaka owodwa umsebenzi ezindaweni zasemakhaya kufanele sithathwe njengehlelo unyaka owodwa nezinyanga ezintathu isikhathi;
• omunye unyaka basebenze kuleli dolobhakazi lubalwa njengonyaka eyodwa futhi eminyakeni nengxenye 'ubukhulu ngoba le mikhakha elandelayo wabasebenzi bezempilo: nodokotela abahlinzayo, odokotela ababulala izinzwa nokunakekela Ochwepheshe olunzulu, pathologists, ochwepheshe forensic;
• lapho idatha abantu emizaneni noma ezindaweni zasemakhaya ezisemadolobheni unyaka umsebenzi wabo ukusebenza ibala njengoba unyaka owodwa nezinyanga eziyisishiyagalolunye.

Kungumsebenzi bezempilo ngesisekelo umthetho wezwe lethu lihlanganisa ukwanda of qualification yabo. Ngakho-ke, lezi nezikhathi kufanele zifakwe obuphelele, okuyinto inikezwa umhlalaphansi kuqhathaniswa ekuqaleni.

Izakhamizi bazibandakanya emsebenzini owodwa owenziwe nokufundisa

Izici aphoyintimenti impesheni kulawulwa umthetho. Umhlalaphansi othisha impesheni inikezwa kungakhathaliseki ubudala babo. Into esemqoka ukuthi isipiliyoni umsebenzi okhokhelwayo yayineminyaka engaphezu kwamashumi amabili nanhlanu.

Ekusebentiseni umsebenzi enhlanganweni, igama okuyinto akufakwanga uhlu okuthunyelwe nezikhungo mfundiso, inkathi yomsebenzi oqokiwe okuhlangenwe nakho impesheni akabalwa.

imisebenzi Professional eyenziwa ngesikhathi kufika ku-September 1, 2000, mazithiwe ngobude kokubheka imibandela ukuqaliswa zomsebenzi isikhathi ejwayelekile ngalesi sikhathi. Ngemva kwalolo suku, - kuncike ukusebenza jikelele yezindawo eziyinhloko zomsebenzi kanye neminye imithetho, isikhathi ukusebenza hlela njengeringithoni izinga amaholo.

I ubudala ubalwa ngesikhathi umsebenzi ngezikhathi ukuthola izinzuzo zesikhashana ukukhubazeka, kanye namaholide yonyaka esikhokhelwayo, kuhlanganise ezengeziwe. Kule nkathi, inqubo abangekho emkhakheni wokufundisa (iqhaza izingqungquthela kanye nezinkulumo, izifundo zokuqeqesha, cwaningo ikhefu, shiya ngaphandle kwenkokhelo, emsebenzini okungagunyaziwe, ukunakekela izingane ikhefu, njll), kungukuthi offset khona. Ukukhethwa iyona ikhefu ingane anakekele kuze kube iminyaka emithathu, eyenziwa ngaphambi Okthoba 6, 1992.

impesheni Early sokuguga abangasebenzi

Lokhu isimo sibe izakhamizi uyakwazi umsebenzi, kodwa akudingeki umsebenzi kanye nomholo bhalisiwe maphakathi umsebenzi ukuze uthole umsebenzi ofanele ngabo. Laba bantu, ngaphansi kwezimfuneko kudingekile zifanelekile ukuqokwa ekuseni yempesheni sokuguga.

nemibandela aphoyintimenti:

• umuntu kumele abe isimo ezisemthethweni abangasebenzi kanye nokuntuleka amakhono idivayisi namasevisi okuqasha;
• isakhamuzi ubudala akufanele kube ezingaphansi kuka eminyakeni emibili ngaphambi kokuzamazama isethi umhlalaphansi kubo bonke;
• ngesisekelo womuntu ixoshe kusuka umsebenzi odlule kufanele bube yizinombolo yimali noma ukumisa imisebenzi i usomabhizinisi ngamunye, noma nokuncipha kwenani idatha abaqashi isimo;
• "Ngo-labour impesheni" Kufanele ube isipiliyoni, ungenza i impesheni yomhlalaphansi sokuguga, ngaphansi komthetho sikahulumeni.

Izici:

• okubaliwe sabantu abangasebenzi izinkokhelo esiqokiwe zizokwenziwa kuze impesheni;
• unelungelo ukukhetha inguquko noma neperehoda ohlongozwayo kuye i impesheni ekuseni;
• umshwalense ekuseni impesheni sokuguga kungenziwa ikhishwe kanyekanye ne inzuzo kuchazwa iminyaka yesevisi ngokuhambisana nomthetho wabantu bonke;
• izinkokhelo Benefit kuphele uma umuntu kokubuyela emsebenzini noma baqhubeka nabo noma yimuphi umsebenzi, ubalwa esikhathini umshwalense;
• ukuhluleka ekuklanyweni umhlalaphansi igunya lendawo Pension Fund ubophekile ukuvuselela isikhungo umsebenzi ngokusemthethweni akasebenzi futhi uqhubeke ukucinga umsebenzi isakhamuzi.

Ukubalwa ekuseni impesheni sokuguga for abangasebenzi ngokusemthethweni kwenziwa iyafana ukubala izinzuzo umhlalaphansi.

Amaphiriyodi labafanelekako isipiliyoni

Lapho senza umhlalaphansi singakashayi isikhathi belingana izinkathi umsebenzi nakho umsebenzi kuhlanganisa:

• isikhathi lapho ukudluliswa senziwa izinzuzo zesikhashana nokukhubazeka;
• amaholide yonyaka ikhokhwe;
• sokubeletha.