"Yasebhange Hambayo", Sberbank. "Okwezomnotho" iphakethe: lokho likhona na?

Omunye amasevisi nengcono kakhulu yokukhiqiza izincwadi ibhange elikhulu Russian - a 'Banking Hambayo "(Sberbank). "Umnotho" iphakethe (okubandakanya ke, esikhuluma ngaye ngezansi) inikeza ukufinyelela okugcwele isofthiwe kungabikho izimali nyangazonke. Basebenzise ukusebenza esiyingqayizivele can ikhasimende isikhungo sezezimali, okuyinto umnikazi ikhadi plastic ngamunye. I emisha yakhelwe yokuncishiswa esiphezulu ubambiswano amakhasimende, ukuthuthukisa izinga lenkonzo kuze kube ephakeme kakhulu ezingeni. Ngenxa uhlelo lokusebenza lweselula, ungakwazi ku ngokuchofoza izinkinobho ezimbalwa ukuze ukhokhele ezihlukahlukene services, ukuze uthumele ngaphandle kokuba ukuvakashela igatsha lasebhange.

Yeka amathemba zivulwa "Mobile Banking"?

izinzuzo Chic yesevisi atholakale kumakhasimende abangamalungu isevisi "Mobile Banking" (Sberbank). "Umnotho" Iphakheji "Okugcwele" iphakethe - izinhlelo ezimbili ngokubambisana ingashintshwa ukuze izidingo amaklayenti ezahlukene. Ngenxa isicelo ephathekayo, wonke umuntu ukufinyelela okugcwele wakhe i-akhawunti yasebhange. Xhuma isistimu ingakwazi kuphela usebenzisa ekwi-desktop yekhompuyutha, kodwa ifoni yakho, i-PDA noma i-smartphone. ukusebenza innovative evumela isikhathi esilungele ukukhokhela izindleko mobile, angabuyisela izinkokhelo loan, ukwenza imali for imali futhi udlulisele imali komunye ikhadi komunye. Ngaphezu kwalokho, ukufinyelela okulula kwemali - akuyona into kuphela enikeza "Mobile Banking" (Sberbank). "Umnotho iphakethe" Kulula kakhulu ukuxhuma. Uye kungekho imali nyangazonke kukunika ukufinyelela cishe yonke imisebenzi yasebhange. Zula uhlelo kalula, eqinisweni, njengoba ukukhetha imisebenzi edingekayo. abanikazi Ikhadi bazokwazi kahle ukulandelela zonke namakhadi emali ukuthengiselana ku-akhawunti yakho. Ngaphezu kwalokho, noma nini, ungacela futhi wamukele umbiko ngokugcwele isimo se-akhawunti yakho yasebhange.

ongakhetha Okungase kube isevisi uxhumano

mobile Banking uxhumano Kungafezani ngezindlela eziningana:

• Vakashela igatsha Sberbank. Udinga ukubhala isicelo futhi uthole izandla zakho phezu ubhoko ikhadi legatsha ngephinikhodi. A ipasipoti esandleni kuyadingeka. Ihhovisi okuzokhishwa isivumelwano esikhethekile, kwenziwe uhlelo lokubhalisa. Bayokwazisa zinsiza engasetshenziswa njengengxenye isevisi "Mobile Banking" (Sberbank, "Umnotho" iphakethe). Yini-ke kulula ukuyiqonda, ngoba uhlelo ilula kakhulu futhi kufinyeleleke, nobhoko isikhungo sezezimali sika bekulungele ukunikeza ukusekela ngokugcwele. Ukuze ungenele i-akhawunti siqu kuyodingeka ufake igama lomsebenzisi nephasiwedi, inombolo siqu. Ngoba kufike umuntu mumbe inombolo yocingo ovunyelwe ukuxhuma oda amakhadi 8.
• Ixhuma obusebenzayo kungenzeka ngokusebenzisa self kudivayisi - i-ATM noma ngokusebenzisa ulwazi kanye esibulalayo lokukhokha.
• Vula i-akhawunti yakho kungaba ngaphansi kokuqondisa-call centre yakwa-opharetha, xhumana nabo ungakwazi ukuqondisa inombolo yefoni 8-800-555-55-50.

Ukuvimbela isevisi kungaba kwenziwe egatsheni. Abasebenzi weemali uzodinga ukunikela isitatimende ukuqedwa yesivumelwano. Ngezinye ngokwayo kubalulekile ukuba passport, inkontileka ubudala ekhadini yokubhalisa kanye ikhadi uqobo. Ngemva kwengxoxo isevisi yasebhange ivaliwe izinsuku ezintathu. Ikhasimende uzokwaziswa ukuqaliswa isicelo yayo nge-SMS. Ukuvimbela isevisi, futhi ngokusebenzisa opharetha call centre.

Amasevisi ziwusizo ikakhulu ngokuthi "ebhange Hambayo"

nezindaba zezimali ikhambi elilula kakhulu kohlaka isevisi "Mobile Banking" (Sberbank). "Umnotho" iphakethe, ukudalulwa kwalo okungahle aboniswe ngezansi, ikuvumela ukwenza imisebenzi ezivame kakhulu khona kanye ekhaya. Ukuze wenze lasebhange ukuthengiselana kudingeka uvakashele "Amakhadi Yakho" kwemenyu bese ukhetha ikhadi oyifunayo, okuyinto kuhlelwe ukuba ikhokhwe. Okulandelayo kumele uchofoze "Vuselela." Ngemuva kokungena ukhiye wesikhathi bazokwazi ukungena ngemvume. Khetha "I-akhawunti yakho" kuyasiza ngoba ivumela ngaphandle kosizo i-ATM noma ummemezeli ukwazi asalile imali esele. Zona efanayo nezindleko imisebenzi kungaba kwenziwe futhi ku "Izinkokhelo" sigaba. Isicelo ingalandwa kusukela website esemthethweni ebhange, kokubili ocingweni futhi kuyi-computer. Software inikezelwe wokusebenza njenge-Android, i-iOS (iPhone, iPad) futhi Windows Phone.

ukuphepha Uxhumano

sici Hlukanisa iyona ezingeni eziphakeme zokulondeka, okuyinto ine "Mobile Banking" (Sberbank). "Umnotho" iphakethe (indlela ixhume, futhi ungakwazi ukutshela ngasiphi legatsha) - kuyisiqinisekiso sokuthi kuyimfihlo. Ngenxa yokuthi inkonzo inikeza ukufinyelela okugcwele akhawunti kanye ukuqondisa kabusha notshwala yangasese okuyiyona yini, le isikhungo sezezimali ulinakile omkhulu lokuvikeleka kwezifiso ezisemqoka ohlelweni ebugebengwini. Ukuze ufinyelele ehhovisi odinga ukukwazi omningi idatha ukuhlonza, okuyinto kakhulu kukhawulela ikhono abahlaseli.

Musa uthumele besithathu ulwazi lwakho lomuntu siqu

Sabe ucacise ukuthi awekho amaphasiwedi noma session okhiye ngaphansi kwanoma yiziphi izimo, akumele idluliselwe ezandleni besithathu. Kuyadingeka ukuba banake kwindlela isisebenzi sasebhange unika ukhiye. Kufanele uphawu. Uma okhiye elahleka, kumelwe athinte igatsha lasebhange futhi ucele amasha. Lokhu kungabi sengxenyeni enkingeni uma kubaduni anqume ukusizakala idatha zabanye abantu.

Iphakheji "Umnotho": ngohlu lwamasevisi

isikhungo lwezezimali ukukhulisa ukuhlangabezana nezidingo amakhasimende ayo inikeza ngokubambisana format amabili. Ukuvumelana nezimo kanye gxila izithakazelo ngamunye - lokhu ingenye izinzuzo main of isevisi njenge "ebhange Hambayo" (Sberbank). "Umnotho" iphakethe (okubandakanya ke, siyaqonda kulesi sihloko) ayidingi inkokhelo eyengeziwe. Izinsizakalo ezisemqoka amahhala, kodwa kwabanye zokukhwabanisa kusadingeka ukhokhe extra. Isibonelo, uma ufuna ukuthola umbiko minyaka emihlanu ukuthengiselana ekhadini, omunye isicelo izobiza ruble-15. Ukuze i-SMS isaziso zokuhlala imisebenzi imali icala. Imali, njengoba kunjalo iphakethe "Okugcwele" ayidingekile.

Iphakheji "Gcwalisa" inikeza imali nyangazonke ruble angu-60. Uhlelo lukazakwabo we-uvumela ukufinyelela okugcwele yonke imisebenzi kungenzeka ngaphakathi ebhange. Imali edonswayo kwenziwe ngokuzenzakalela ne-akhawunti yekhadi. Uma ngesikhathi ukudonsa imali ebhange wekhasimende akuyona, yasebhange mobile ivinjelwe kuze ikhadi ashona.

Ngokucacile we Savings Bank izipesheli

Cishe wonke ubhekene nesimo lapho ulayini ebhange kwadingeka bame amahora ukuze afeze inkokhelo yanyanga zonke noma ukukhokhela isevisi ethile. Lokhu kuyadingeka hhayi kuphela kwanginika amandla amakhulu, kodwa futhi utshalomali olukhulu isikhathi nezinzwa. "Mobile Banking" (Sberbank, "Umnotho" iphakethe), nokuthi uxhuma kanjani ukuthi, okukhulunywe ngaye ngenhla, okuhloswe ngazo ukunciphisa umsebenzi ikhasimende emnyangweni, futhi igxile ukwakheka ngesakhiwo elula kakhulu wokubambisana.

yasebhange Ucingo ekulweni nabakhwabanisi

Muva nje, kucelwe kaningi kakhulu cash ukuhoxiswa at ATM nabakhwabanisi. Izibalo edabukisayo kwaphoqa nokuphathwa kwezimali Institute ukuze ngokuphelele ukushintsha inqubomgomo lobambiswano. Ukusho okungaphezulu, "Mobile Banking" ingashintshwa ukuze izidingo ngisho abanikazi of amakhadi international Sberbank. izikhungo Client abatholakala ngaphandle kwe-Russia, usebenzisa uhlelo lokusebenza ongenza cishe noma yikuphi imisebenzi yasebhange zokukhekheleza.

Uhlu olugcwele izinsiza ezikhona amakhasimende 'Banking Hambayo "

Omunye amasevisi elula kunazo ibhange elikhulu Russian - yikhono ukuxhuma isevisi "Mobile Banking" (Sberbank). "Umnotho" iphakethe kanjani ukushintshela "Okugcwele" iphakethe Kamuva sizoxoxa ngokuthi, kodwa manje sibheke uhlu oluphelele amasevisi atholakala ngaphakathi sokusebenza. Ngakho, ilungu uhlelo ngalunye unga:

• Engeza izimali iselula yakho noma ucingo enye inhlangano nge-credit card yakhe. Ungakwazi ngokwezifiso yasebhange ukuze ubuyise i-akhawunti yeselula kwenziwe ngokuzenzakalela ngesikhathi esithile futhi ethile.
• Thola imibiko egcwele ku-akhawunti (debit ukuthengiselana, izibalo kuthengiselana engenayo yonke imisebenzi isikhathi esithile).
• Phezu ukuthola lokukhwabanisa neyodwa yalama-akhawunti bese uhambisa isicelo sokuvimbela ngokushesha.
• Ukuze wenze izinkokhelo izinhlangano ukuthi babe izivumelwano zobambiswano nge Sberbank.
• Feza ukudluliswa kweemali amakhadi nezinye amakhasimende ku-akhawunti izimali yesihle.
• Ukwenza replenishment idiphozi kanye loan ukubuyiswa kwemali.
• Gada futhi ulandelele emthethweni ukuthengiselana nabakhwabanisi esebenzisa ulwazi nge-SMS, alinikela "Mobile Banking" (Sberbank, "Umnotho" iphakethe). Kanjani ukuhlola esele ekhadini uma kwenzeka isaziso mayelana operation yakho engaphelele, ngokushesha bokusebenza abasebenzi.
• Jabulela izinzuzo zemikhuba emihle ulwazi olunzulu mayelana izindaba zamuva iningi Savings Bank.

Ehlelekile amenable ukuba ukunwetshwa kanye sesimanje "Mobile Banking" (Sberbank, "Umnotho" iphakethe). Uyini lo mkhiqizo uzogcina akekho owaziyo.

yamanani Ngempumelelo yasebhange mobile

ikhasimende ngalinye le-isikhungo sezezimali, okuyinto ijabulela amathuba isevisi "Mobile Banking" (Savings Bank), "Umnotho" Iphakheji ashintshwa athi "Okugcwele" kungenzeka nganoma isiphi isikhathi. Kufanele ishiwo ebanzi amathuba "Okugcwele" iphakethe, okuyinto, ngokungafani kuya "engongi" Analogue bakhe, inikeza ukufinyelela evulekile ulwazi mayelana notshwala ngayinye kwe-akhawunti. Buhle "engongi" linikeza nje ukuthi ukungabi khona imali kwi-akhawunti yasebhange inthanethi ngeke inqanyuliwe. Ngemva iklayenti uxhuma isevisi, wanikwa sesivivinyo ezinyangeni ezimbalwa, phakathi kwesikhathi lapho inkokhelo ukuze uthole uhlelo lokusebenza lizokhokhiswa. Ake sicabangele ukubaluleka isiphakamiso ngokuningiliziwe:

• Abanikazi bamakhadi Platinum VisaGold futhi Mastercard ukufinyelela i-akhawunti yakho mahhala.
• Amakhadi abanikazi Momentum, UNGOTI WOMCULO and VisaElectron kufanele ukhokhe ruble angu-30 njalo ngenyanga.
• Amaklayenti nge ikhadi Mastercard Standart futhi VisaClassic, uzokhokha ruble 60 ngenyanga.

nobunzima kungenzeka

Naphezu kweqiniso lokuthi "Hambayo Bank" Wavula amakhasimende Savings Bank izinzuzo okukhulu, ingxenye yayo lobuchwepheshe aluphelele. Amalungu obusebenzayo ngokuvamile akhononde podvisanie uhlelo kanye yokuswela izinkinobho ngabanye kanye nemisebenzi. Kukhona amacala lapho Isevisi ayicushiwe emva kwezinsuku ezintathu kusukela ngosuku lokubhalisa. Ngokuvamile kakhulu kwenzeka ngenxa yephutha lapho yokuxhuma iklayenti entsha. Ukwazisa mayelana ngokwahlukana isimo isisebenzi, unquma yonke nobunzima ngokushesha okukhulu. Kwabikwa ngalesi senzo sokweba futhi ukudluliswa kweemali kusukela akhawunti amakhasimende nabo abamele yasebhange ngisakwazi kwenza lutho. Abantu kwakudingeka ukuya umbusi. Ngenhlanhla, izimo ezinjalo ezingajwayelekile, nabantu asicabangeli babe amalungu. Uma imininingwane ukuphenya udaba bese ibheka iziqondiso, kuyovela awunankinga njengoba usebenzisa isicelo "Mobile Banking" (Sberbank, "Umnotho" iphakethe). Yini-ke, yiziphi izinyathelo okufanele sikhunjulwe ukuthi kungenzeka futhi lokho okungafanele ukwenze - lezi zinto kufanele nakanjani uhlole bangaphambi kusebenze isevisi.