Ukubhaliswa kobunikazi efulethini esitheni isakhiwo sokuhlala esisha: isikhathi, imibhalo

Ukuthola ingcebo izakhiwo ezintsha kukhona ephephile kuze kube manje. Nokho, ngemva ukusayina inkontileka nokwenza yokukhokha umthengi is kungacatshangelwa nokucatshangelwa ukuba umnikazi ofanele. Kungani? It kuvela ukuthi ukubhaliswa ezidingekayo kobunikazi ifulethi esakhiweni esisha. Kuyini kubalulekile ukwazi ubuqili? Funda mayelana kuwo.

Kuphi ukuqala?

Sebenzisa efulethini esakhiweni ikhasimende okugcwele may kuphela uma ababulawa isitifiketi sobunikazi. Nokho, ngaphambi kokuba yokubhaliswa yenkampani ukwakhiwa idokhumenti kumelwe uchithe imisebenzi eminingana.

Ngaphambi kokuthi ukudlulisa zezakhiwo obusha ngeke ukudonselwa ukusatshalaliswa olandelwayo zokuhlala kanye okungezona zokuhlala (commercial) impahla. Kuyadingeka ukuba amphuzise idatha amashidi ku nazo zonke izakhiwo. Uma kuziwa ukuthengiselana emakethe yesibili, ukulungiswa imibhalo ehilelekile nomthengisi efulethini. Uma kuziwa izindlu ezintsha, umthwalo uwela ngokuphelele unjiniyela.

Emva kokuthola passport lobuchwepheshe inkampani ukwakhiwa uhambisa imibhalo wendawo yezakhiwo kanye nokwakhiwa umnyango, yena lapho yaniketwa izenzo yokudlulisa. Imvume ufake izindlu ukusebenza kungenziwa kuphela etholwe ekuphathweni emzaneni. Isinyathelo sokugcina ukusetha izindlu kurekhodi kwirejista isimo kanye nokuyabela amakheli.

Inqubo oda

Ukubhaliswa kobunikazi efulethini isakhiwo zingahlukaniswa zibe 7 izigaba:

1. I Icacisa umthengi kufanele zisebenza kunoma yikuphi legatsha le Ukubhaliswa Chamber.
2. Ukulungiselela kanye nokuqoqwa kwemibhalo (ungakwazi futhi uthole iseluleko mayelana umsebenzi regpalaty uhlu izibambiso kanye nemigomo somphako wabo).
3. Inkokhelo komsebenzi wombuso.
4. Camp Registration Authority emgqeni wokufaka.
5. Ukuthunyelwa kwemibhalo ehhovisi lokubhalisa ngosuku esimisiwe.
6. Uma imeyli iza isaziso ilungelo ukuyeka ukubhalisa, kudingeka utadishe ngokucophelela ke, bese ukulungiselela futhi alethe amaphepha ezengeziwe egatsheni inkonzo.
7. Isigaba sokugcina - isitifiketi.

imibhalo edingekayo

Ngo inkonzo ukubhaliswa isimo kumele uhlinzeke imibhalo ukudabula ukubhalisa ubunikazi ifulethi esakhiweni esisha. Imibhalo edingekayo imi kanje:

• inkontileka ukuthenga indawo,
• iphasiphothi njalo nekhophi yayo notarized,
• isicelo ngendlela ebekiwe efomini,
• ukudlulisa ngesenzo izindlu,
• aphathimenti uhlelo
• explication,
• Kokuthola yokukhokha of duty isimo ,
• isinqumo sivikelwe, uma ama co-abanikazi izingane,
• amandla kwasayinwa lommeli (uma umthengi entengisweni abathintekayo nomele).

Zonke imibhalo itholakala enkonzweni amakhophi amabili. Ukubhala ngesandla kumele kube sobala futhi akucace. Izifinyezo usula, izilungiso, erasures azivumelekile. Okufakiwe okumelwe ahlangabezane nazo isibambo.

Iphakheji kwemibhalo kumele ithungwe ekhasini ngalinye kufanele ulethe isibalo saso futhi uphawu inhlangano.

Yini edingekayo kusukela Umakhi

yemizi ezakhiweni ezintsha ubhekwa okungabizi kakhulu abaseRussia, kunokuba ibe nemizi emibili. Ngakho-ke, ukubhalisa ubunikazi ifulethi esakhiweni esisha ingenye izindaba kunazo ukuphokophela. Ikhwalithi ukulungiswa amaphepha adingekayo sokubhalisa ilungelo incike ukucaciseleka zomthetho futhi Ijubane lale nqubo.

Ukubhalisa Chamber ucela iphepha ezilandelayo:

• ezimbili indlela yokudlulisa nangezenzo efulethini,
• amakhophi amadokhumende ku ukungena endlini obusha futhi imiphumela yalo myalo isimo,
• izivumelwano utshalomali futhi amathuluzi evidencing abulawe yayo.

Indlela yokufaka isicelo

Njengoba ngunjiniyela lomthengi angase afake isicelo sokubhaliswa kobunikazi ifulethi esakhiweni esisha. Ngokuzimela ukwenza kube akunzima kangako. Hambisa imibhalo ngezindlela eziningana:

• mathupha uxhumane Rosreestr (badinga ipasipoti);
• imeyili (edingekayo izitifiketi izisayindo amakhophi wonke amakhasi passport esishoyo)
• isikhungo Amatebhe (ipasipoti liyadingeka esishoyo)
• nge e-mail (isignesha ofanelekayo digital umfakisicelo kumele khona idokhumenti ngayinye).

Ngemva iphakethe kwemibhalo sitholwa isevisi, umfakisicelo bazokwaziswa futhi irisidi.

ngokuthi bathole isitifiketi

Ukubhaliswa kobunikazi ifulethi esakhiweni esisha ngesikhathi sokugcina kuhilela ukuthola isitifiketi elihambisana. It ikhishwa ngenxa inqubo ngempumelelo. Phezu kokuthola idokhumenti kumele kahle kuhlolelwe amaphutha, futhi amaphutha kanobhala. ngokukhethekile kufanele inikwe igama zokuqala yomnikazi kanye iqoqo impahla. Ekukhombeni nokushintshashintsha namaphutha isitifiketi kumele wabuye waphindela enkonzweni nokubhaliswa isimo izichibiyelo.

Ukubhaliswa kobunikazi ifulethi esakhiweni esisha (imibhalo): abatshelekayo

Ngokuvamile, ukuthenga efulethini mortgage kwenziwe. Ukubhaliswa isihloko efulethini mortgage esakhiweni iya ngaphansi kohlelo ejwayelekile. Iphakheji kwemibhalo kuyafana okudingwa amalungelo evamile yokubhalisa. Nokho, it is kunakwe futhi umthwalo ukuthi lusetshenziswa ku impahla engenakususwa. Inqobo nje mortgage is imbuyiselo egcwele, umnikazi akasiyena umnikazi agcwele indlu. yemizi imisebenzi zingenzeka kuphela emva kokuthola imvume ebhange, elikhiphe izimali credit. Imikhawulo zisebenze ukudayiswa kwezindlu, kanye ukuqasha yayo.

Izizathu ngokwehluleka

Kaningana, izicelo bancishwa isevisi ukuqoshwa ekuklanyweni amalungelo endawo. Izizathu:

• ukuhanjiswa iphakethe akuphelele kwemibhalo,
• ukwephulwa ekuklanyweni,
• ukulinganiselwa elihlobene ne ukungakwazi bachithe ingcebo,
• falsification kwamatayitela.

Uma isinqumo mayelana nokwenqaba, isevisi uthumela isaziso umfakisicelo esikhathini esifishane. Kulo mbhalo, qiniseka abonisa isizathu zokwenqaba. At nokuqedwa ukwehla okuhlonziwe kabusha kuhanjiswa kwemibhalo. Kungenzeka futhi ukuba ukubhalisa ubunikazi efulethini esitheni isakhiwo sokuhlala esisha yiNkantolo, umfakisicelo alivumelani isizathu zokwenqaba.

nobunzima kungenzeka

Ukuze ube umnikazi egcwele efulethini esakhiweni esisha, umthengi kumele ulinde kwaqedwa unhlangothi, kanye nokubhaliswa yonke imibhalo yokubhalisa amalungelo impahla. Nokho, umkhuba, abathengi ukuya empini ngenxa kanembeza babhekana nezimo lapho akhiwe futhi wanikela phezu izindlu ubunikazi isikhathi eside ngeke ikhishwe. Nakuba ubufakazi ingemukelwa, umthengi abakwazi ukunikeza, kabusha adayise indlu futhi ibhaliswe kuwo. imvume yokuba yisakhamuzi kuxazululwa izinkinga eziningi eziphathelene nezinqumo ngomsebenzi, ukunakekelwa kwezempilo, ukubhaliswa kwezingane esikoleni ukubhaliswa izimoto, ekwelapheni ezihlukahlukene imisebenzi kamasipala kanye umphakathi. izindlu engabhalisiwe ayikwazi ehlotshisiwe njengoba eseduze for ukukhokhelwa imali-mboleko.

Enye inkinga enkulu nokuntula yokubhalisa - ukuncishiswa kwesikhathi kobunikazi impahla. Ngaphansi komthetho intela isiRashiya, ukudayiswa ingcebo umdayisi ushwele wentela engenayo uma yokuhlala yayineminyaka engaphezu kwamashumi 3 kobunikazi. Nkathi yabalwa kusukela ngosuku lalokho ubunikazi.

Futhi iyatholakala kukhona izindleko ezengeziwe elihlobene ne-nokukhokhwa mortgage. Ngokuvamile ababolekisi ukwandisa inani lenzalo on mortgages nezezindlu kuyakhiwa ngu 1-2% uma kuqhathaniswa ne ngomumo. Ukukala ukushaywa ivala amabhange izingozi ezihlobene ukudayiswa kwezindlu kuyakhiwa, uma lo muntu obolekayo ayikwazi ukukhokha isikweleti. Njengomthetho, ngemva sokuthunyelwa endlini efulethini amabhange ukwehlisa izinga kokuqala ku mortgage. Ngakho kungenzeka ukuba inciphise ngokweqile. Nakuba ubunikazi ikhaya ongabhalisiwe, umnikazi angeke ukudweba izinzuzo yokukhokha Umbuso izikweletu.

Imibandela

ukunakekelwa okukhethekile ofanelwe ukubhaliswa igunya ukubhalisa ubunikazi ifulethi esakhiweni esisha. Isicelo pendency isikhathi okungenani 1 inyanga yekhalenda. Phakathi nalesi sikhathi, inkonzo Ochwepheshe azokuqhubela isheke olunzulu wonke amakhasi kwemibhalo. Apartments isakhiwo futhi kufanele amaphepha eziphathelene iqiniso nokwakha indlu DDU, ukusatshalaliswa ezindlini phakathi kwabanikazi ezingaba wahlola. Ekupheleni kwalesi sikhathi kwirejista isimo entry okuhambisanayo senziwa.

inqubo Kunalokho kuyinkimbinkimbi - ukubhalisa ubunikazi ifulethi esakhiweni esisha. Imigomo ukucabangela kwemibhalo kanye lingadlula 1 inyanga. Isizathu salokhu kukhona ezimpini ezihlukahlukene phakathi inkampani ukwakhiwa kanye lomthengi seqiniso. Kaningi kuyenzeka ukuthi ekuphathweni zendawo inkampani ukwakhiwa ilibele inqubo ukudluliswa kwempahla kumthengi unala semthethweni ngamabomu. Ezimweni ezinjalo, ikhasimende angaya enkantolo.

Ukugwema kwamalungelo ukubhalisa

Ukuthengiselana eziphathelene ahlukahlukene izindlu nezindawo ukuthengiselana angaphansi ayimpoqo afakwe Unified State Register. Nokho, onjiniyela abaningi bakholelwa ukuthi isivumelwano sokuthenga kuyinto amadokhumenti omthetho. Nokho, ekujaheni isitifiketi. Onjiniyela ezinjalo ngemva kokwamukela imali anqikaze ukugcwalisa e Rosreestr. Ngakho-ke, umthengi ayinakho kungenzeka ukuhlela ubunikazi emakhaya ngokuvumelana nezinqubo ezivamile. Uma inkampani ukwakhiwa shies kude isicelo service ukuqoshwa, ilungelo ubunikazi ingase ibhaliswe enkantolo.

Ukubhaliswa kobunikazi efulethini esitheni isakhiwo sokuhlala esisha: imibhalo enkantolo

Uma umthengi seqiniso uyaqonda ukuthi unjiniyela noma ekuphathweni bendawo hhayi angabhekana ngayo ekwenteni imisebenti yabo noma ukukwenza ngasekupheleni, yena angaya enkantolo. kuleli cala, umthetho ungakimi yomthengi.

Kumele ukufaka isimangalo ukuqala ukubhalisa ubunikazi ifulethi esakhiweni esisha. Imibhalo on inkantolo kudinga okulandelayo:

• inkontileka eqinisekisa ukuthengwa efulethini indlu elalisanda kwakhiwa,
• ezimbili indlela isitifiketi ukudluliswa noma ugunyaza yesikhashana
• namarisidi namarisidi eqinisekisa ukukhokhelwa ngaphansi inkontileka,
• eqinisekisa ukusebenza kwempahla imibhalo,
• isivumelwano sesikweletu, uma impahla u aluthola ku mortgage,
• Ikhophi ye-civil ipasipoti umthengi.

Ngokusekelwe kule sethi kwemibhalo inkantolo ibona ilungelo ubunikazi umthengi, kungakhathaliseki isikhundla unjiniyela kulesi senzakalo. Writs kungaba kokubili collective ngabanye.

Ngakho, ngiko lokubalulekile uma uthenga ingcebo iyona ukubhalisa ubunikazi ifulethi esakhiweni esisha. Imibhalo, ngokuya isicelo kuchazwe emthethweni. Kwezinye izimo inqubo yokubhalisa kungathatha indawo enkantolo.