Udinga imali-mboleko noma umnikelo? "Standard Russian": incazelo amasevisi asebhange

Namuhla amabhange ahlukahlukene amaningi kangaka ukuthi ngokoqobo wonke umuntu angakhetha omunye onazo zonke zindlela ngabanye. Kulokhu, le ndlela kungathatha isikhathi eside, ngoba kudingeka utadishe izimo adingekayo imikhiqizo ukuthola izinga lenkonzo, indawo emahhovisi, nokunye. N.

Hhayi ukuze sizungeze umuzi usuku lonke, ungathola kangcono izimo yendlu. Kulesi sihloko, sethula incazelo emfushane imikhiqizo, alinikela ibhange "Russian Standard".

the isikhungo sezezimali kancane

Lesi sikhungo yasungulwa emuva ngo-1999. Kusukela ngaleso sikhathi, kwathatha isamba esikhulu izinguquko nezinqubo ezintsha. Kuze kube manje, lo lunye ebhange wukunikezela sezimali ngabanye.

Izilinganiso ngamazwe ejensi izilinganiso zisikisela ukuthi ibhange "Russian Standard" nganoma yisiphi isikhathi sikulungele ukuba siphathe bonke izibopho zabo, okhombisa ukuzinza ezinhle zezimali.

Holdings

Yezefundo linikeza amakhasimende ayo izinhlobo ezine umnikelo: "imali esiphezulu", "rentier", "refillable" futhi "Kulula".

Elinesimo okusezingeni eliphezulu lenzalo abafika kwabangu-10% we idiphozi kuqala. "Russian Standard" ayikuvumeli amaklayenti ubuyise ke, okuyinto kusimo enkulu kwalo mkhiqizo. Buyisa imali futhi isithakazelo kungenzeka kuphela ekupheleni kwesikhathi. Interested? Inani umnikelo ngeke sibe ngaphansi kuka-100 eziyinkulungwane. Ruble.

Eyesibili lenzalo eliphezulu kancane - 9.5%. Nokho, noma ngasiphi isikhathi, ungakwazi ukugcwalisa umnikelo onjalo. "Russian Standard" linikeza akhokhe inzalo kule idiphozi kuze kube sekupheleni kwesikhathi. Osukwini lokuqala eyaphuma ngalo kumele okungenani ibe izinkulungwane 100. Ruble.

Kulabo abafuna ukuthola inzalo njalo ngenyanga noma isisekelo ngekota, kukhona umnikelo okhethekile. "Russian Standard" linikeza amakhasimende umkhiqizo "rentier". Isithakazelo amazinga ezifakwa ezinjalo anqunyelwe 8.5%. Ngokungafani owedlule izinhlobo ezimbili imali "rentier" inikeza ithuba isithakazelo ofeleba, okwandisa kakhulu inzuzo yayo.

Ingabe ufuna ukuba ukufinyelela njalo imali yabo idiphozi? Futhi laba bantu, futhi, uma umnikelo. "Russian Standard" inikeza ithuba ukuvula idiphozi "Elula". Watjho aphansi senzalo, uma kuqhathaniswa nabangu-imikhiqizo odlule, esiphezulu - kuyinto 8% ngonyaka. A inzuzo enkulu wukuthi kukhona kungenzeka kwezimpawu esinqunyiwe.

Futhi, lapho amanani abalulekile ibhange izimali nokuzimisela ukucabangela izimo ngabanye kanye zenzalo ekuphetheni izivumelwano idiphozi.

nokubonga

ithuba Bank perdostavlyaet ukusizakala izinhlelo ezimbili credit:

• umthengi credit yezimpahla;

• elikhiphe ikhadi lesikweletu ibhange "Russian Standard".

Isikweletu esingu izimpahla senziwa ngqo Izitolo okudayisa noma izitolo inthanethi. Okungukuthi, awudingi ukuba lokuqala uya esitolo, thatha invoyisi, bese uya ebhange ukuqedela amaphepha adingekayo - abasebenzi abangamalungu e Izitolo okudayisa, kuzosiza ukwenza konke endaweni.

Inani loan kungaba isukela ruble kusuka 3 kuya kwezingu-300. Izinga lenzalo yemali mboleko incike esitolo, njengoba ngamunye has Uhlelo ayo. Umkhawulo loan eside - kuze kufinyelele ezinyangeni ezingama-24.

Futhi uma ekhaya lakho isivele ine yonke imishini ezidingekayo kanye nemali engukheshi, ibhange angakunika kuze ruble 290 000. elithi loan kungaba izinyanga 36. Izinga tariff ibalwa ngamunye futhi kuncike ezintweni eziningana, kuhlanganise ezinhle umlando esikweletu eside nokubambisana. Ngakho-ke, amakhasimende nethuba isikhathi ngasinye ukuba ingenzele incwadi loan ngemigomo izindawo ezingconywana.

Futhi, kulabo abantu abalahlekelwe ikhono lazo akhokhe okwesikhashana, kungenzeka ukuphetha isivumelwano ku kabusha credit sikweletu ukubuyiswa kwemali schedule ukuze bakwazi ukufeza umboleki.

indawo

"Russian Standard" umelwe cishe kuwo wonke ezinkulu yasebhange idolobha: Moscow (amagatsha 27), Saint Petersburg (7 amagatsha), Novosibirsk (3 Amahhovisi), Ekaterinburg (3 Amahhovisi), Nizhny Novgorod (3 Amahhovisi), njalo njalo.

inethiwekhi Kuhlangene nezinye izinhlangano zezimali imayelana ayizinkulungwane 3. ATM elikuvumela ukusebenza amakhadi epulasitiki cishe lonke Russian Federation.