Nombono wokuthi "izinsuku yasebhange": kuyini?

Man, ngisho nakanye labetibambile ezandleni isivumelwano ezibophweni ezingokwezimali, ngokuqinisekile emehlweni ibinzana "izinsuku yasebhange". Njengomthetho, basuke kulinganiswa kwemibandela yokukhokha, ukulethwa kanye nezinye izenzo. Ngakho-ke, ukuze ugweme ukudideka enqubeni ngokubulawa yesivumelwano, iqembu ngalinye kumele ngokucacile ukuthi yini uhlobo umqondo.

Ukuhunyushwa kanye nokusetshenziswa

Ngu definition, nosuku lwebhizinisi - isikhathi we amabhange kahulumeni (kusukela kuvulwa electronic yokukhokhelana futhi Ukuvalwa yayo). Okungukuthi, kuvela ukuthi phakathi nalesi sikhathi kungase kube yiziphi izinkokhelo phakathi kwabantu nezinhlangano ezingokomthetho, kanye nezikhungo zezimali, kuhlanganise interbank.

Leligama lisetshenziswa kuyo yonke izivumelwano abolekise kanye idiphozi, kubuye kube khona kwezinye kwezezimali waphetha ngaphansi ukuthengwa nokudayiswa ukuthengiselana, ukulethwa nokunye. D. Njengomthetho, inkulumo ethi "yasebhange ngosuku" elisho inkathi yesikhathi, ngaphandle nangezimpelasonto kanye namaholidi . Ngeshwa, le ncazelo akusho ngaso sonke isikhathi sihambisana ngokoqobo. Phela, okokuqala kunakho konke, ngempelasonto amabhange (ngisho uhulumeni) musa njalo uqondane kazwelonke. Okwesibili, uma kuziwa ukuthengiselana lokukhokha, umqondo wegama elithi "usuku ibhizinisi" efana igama elithi "ezisebenza isikhathi" futhi kukalwa ngama-iri, hhayi izinsuku. Kule ndaba, ukubaluleka ibinzana luyehluka kuye ngokuthi isimo.

izinsuku Banking ngokheshi kanye settlement amasevisi

Izinhlangano, amabhizinisi kanye ngabanye, ukuvula akhawunti zamanje, ekwenzeni izinkokhelo kwamanye counterparties, kufanele futhi athobele Uhlaka isikhathi esithile. Ngokwesibonelo, ngempelasonto (ungelona) izinsuku kungenziwa kuphela labo imisebenzi ukuthi lwenziwa i SOPs yangaphakathi.

It kuvela ukuthi uma umuntu kuyinto ngosuku ukuze uthumele imali, isibonelo, ekhadini omunye umuntu, kodwa oluvulekile isikhungo esifanayo zezimali, zikwazi ukufinyelela umamukeli ngesikhathi. Lapho izimali kumele idluliselwe ku-akhawunti eyodwa yasebhange komunye, inkambo kuyinto uhlelo interbank. Ngakho-ke, imali ethunyelwe ngosuku okukhipha ukufika ku-akhawunti kuphela ekuqaleni we yokusebenza kuqala. Ngo izinkontileka for cash futhi isiphetho amasevisi, esiphakathi ikhasimende futhi ibhange, njengoba umthetho, icacisa ngesikhathi lapho efeza zonke izinhlobo ukuthengiselana lokukhokha. Kulokhu, 1 usuku yasebhange kunikezwa kuphela izibalo zangaphakathi. Abanye zenziwa phezu 3 kuya 5.

Ukusetshenziswa kwegama elithi yesivumelwano ukunikezela

Ukuxoxisana ukuthengwa nokudayiswa kwezimpahla noma ilungiselelo imigomo services ukukhokhelwa, njengoba umthetho, futhi baxoxisana nombono wokuthi "izinsuku yasebhange". Lokhu kwenziwa ukuze kugwemeke ukudideka phakathi ngezimpelasonto namaholidi, ikakhulukazi eside. Ngokwesibonelo, kwezinye izifundazwe kukhona ngamaholide New Year noma Christmas, phakathi kwesikhathi lapho musa ukuvula izinhlelo zokukhokha. Kulezi zinsuku awacatshangwa njengoba yasebhange udedele aphume ukubala imigomo jikelele ukugcwaliseka izibopho.

Ngakho, kuvela ukuthi, kuye ngomongo, leli gama angase abe namanani ahlukene. Banking Day - okungukuthi, ngakolunye uhlangothi, usuku yokukhokhelana ezweni. Ngakolunye - isikhathi kusukela mzuzu wokuvula yayo futhi ngaphambi kokuvala.