Debit Card VTB 24 "Ilungelo" Lokukhuluma: incazelo, amasevisi kanye nokubuyekeza

VTB 24 ibekwe njengezwe lesithathu emabhange 10 phezulu ngokuya elikhiphe esikweletu nawemali eRussia. IBhange linikeza amakhasimende ayo izinhlobo eziningana amathuluzi wokukhokha. Ukuze uqonde umsebenzi wabo kufanele kube ngaphambi kokuba sivule i-akhawunti. Ububanzi imikhiqizo zakudala, igolide, amathuluzi-platinum yokukhokha kanye debit card VTB 24 "Ilungelo" Lokukhuluma. Ake sihlole ngokuningiliziwe.

ikhadi "Classic"

Zonke amakhadi VTB 24 kunezimo yabo. uchungechunge Classical libhekene ongaphakeme yesondlo izindleko futhi kalula ukucutshungulwa. Isicelo sokukhishwa ikhadi kungenziwa ikhishwe ehhovisi noma nge website.

Izindleko kokuvula akhawunti kanye ikota yokuqala sevisi ruble 225. Abasebenzisi abasebenzayo nyangazonke evicted okungenani eziyinkulungwane 20. Hlikihla. i-akhawunti kanye ukudluliselwa deda ikhadi 75., ngoba imali service ezinyangeni ezizayo musa ukukhiqiza. Zonke ezinye abasebenzisi kufanele ukhokhe nsuku wekota ruble 75. nomunye ruble 59. I-izaziso ze-SMS.

Lesi sigaba amathuluzi wokukhokha, kanye debit card VTB 24 "Ilungelo" Lokukhuluma, itholakala ngendlela Classic engabhalisiwe futhi Standard. Ngaphezu kwalokho, ungakwazi umyalelo Cashback ngoba ruble 90. Ngaphansi kwemigomo yalesi simiso, 1% kubo bonke ukuthenga izobuyiselwa akhawunti. Inani eliphelele lembuyiselo kukhawulwe ayizinkulungwane 5. Ruble. Ngaphezu kwalokho, ungakwazi ukuvula i-savings account futhi wamukele 8.5% kusho ezisalayo.

Ngendlela efanayo njengoba lasebhange VTB 24 "Ilungelo" Lokukhuluma, Classic amathuluzi wokukhokha uvumele abanikazi babo ukusebenzisa amasevisi afana ngokuphelele khulula:

• akhokhe inhlawulo, amasevisi, akhiphe wire ukudluliselwa;
• ukuxhuma isevisi akude (VTB yomugqa 24);
• ukuxhuma i-SMS isaziso ukuthengiselana kufezeke ngekhadi.

"Igolide" amakhadi

Izindleko zokubheka debit card Gold kuyinto ruble 1,050 ngonyaka. Ngesikhathi esifanayo, abanikazi bamakhadi ukuthola preimuschetsva ezifana:

• uxhumano ikhadi eyengeziwe ku-akhawunti - mahhala;
• ngoba zonke ruble angu-30. - 1 ibhonasi iphuzu;
• yesondlo wekota izobiza 350 deda.
• Elinye ikhadi lalibhalwe ixhunyiwe kanyekanye ukuba akhawunti amathathu;
• amaphoyisa angakwazi cash out phesheya;
• ukuguqulwa Kwenziwa amazinga ebhange.

amalungelo engeziwe:

• abashayeli - 3% cashback lapho ukhokhela izimpahla esiteshini igesi, 1% - namanye zigqila;
• abathandi ukuzijabulisa - 3% cashback lapho ukhokha izikweletu ngo amathilomu, izindawo zokudla nezindawo zokubukela amabhayisikobho;
• abahambi - 2 bonus miles ngoba zonke wachitha 35 deda;. amamayela zanqwabelana kungenziwa kukhokhelwe Ukudluliselwa, namahhotela namathikithi.

"IPlatinum" amakhadi

Amakhasimende abafisa ukuthola inombolo enkulu amasevisi ongafaka isicelo Platinum ikhadi ruble 3000 ngonyaka futhi wamukele izinzuzo ezilandelayo:

• 2 uxhumano ikhadi eyengeziwe ku-akhawunti mahhala;
• ngoba zonke ruble 25. wachitha. i-akhawunti ibhonasi 1 iphuzu;
• Ukudluliselwa ruble zikhishwa mahhala inthanethi;
• ikhadi ngqo exhunywe kwi-akhawunti amathathu - US ruble, euro dollar ;.
• ukucubungula ngokushesha;
• 3% cashback emikhakheni ethile (inkokhelo uphethiloli ukuthenga zokudla, ezishibhile).

Debit Card VTB 24 "Ilungelo" Lokukhuluma

Umugqa umkhiqizo Ubuye sipho esikhethekile amakhasimende abafisa ukuthola ebekwa phambili. Map VTB 24 "Ilungelo" Lokukhuluma iyatholakala njengoba lasebhange MasterCard Black Edition kanye Visa Isignesha. nemicengezi yalo ukuthola izinzuzo ezilandelayo:

• uxhumano ku-akhawunti multicurrency;
• ATM cash ukuhoxiswa bokukhulisa umkhawulo;
• izaphulelo kuma amasevisi, ethengwayo noma yikuphi emhlabeni;
• inhlawulo overdraft okungagunyaziwe - 36,5%;
• balance nophenyo ngesikhathi ATM - ruble angu-15. izindleko zokuhlinzwa kwakho;
• ukubhalisa ikhadi Priority Dlula nge ukufinyelela lounge zebhizinisi zezindiza;
• iqhaza kuhlelo umshwalense eyamukela obuyizinkulungwane 75. ukukuthinta.

Map VTB 24 "Ilungelo" Lokukhuluma Kwemali kukuvumela ukusizakala mikhiqizo ibhonasi:

• Abavakashi zingenza "nebalazwe" bese 4 amamayela ukuze ruble 35 wachitha. Lesi sakamuva singabangela likhishelwe kwamahhotela noma ukuthenga amathikithi.
• Abanikazi of "okuvelayo kwemephu" uthole 5% cashback lapho ukhokhela amathikithi ebhayisikobho, cinema kanye bill yokudlela.
• Ngokwe- "Automap" ukuthola 5% Cash-ngemuva 5% uma ukukhokha amasevisi yokupaka, amagalaji futhi amagalaji.

Lezi izinzuzo ikhadi VTB 24 "Ilungelo" Lokukhuluma lasebhange. umkhawulo Ukuhoxiswa akugcini. Imali "bomdabu" ATM icala. Lapho cashing izindlela ngokusebenzisa ezinye ezikhumulweni yasebhange icala ngaphezu kwalokho-1% ukuhoxiswa lemali, imiz. - ruble 300.

izinzuzo Jikelele

"IPlatinum", "Igolide" kanye debit card "Ilungelo" Lokukhuluma ebhange VTB 24, uvumele abanikazi babo ukuthola:

• Personal inkonzo umphathi;
• amaphrojekthi umshwalense Connection;
• amasevisi ekhethekile;
• izaphulelo, izinhlelo ezikhethekile.

Map VTB 24 "Ilungelo" Lokukhuluma Kwemali: Izibuyekezo

Iphakheji isevisi "ilungelo" iye baziswa amakhasimende amaningi. Okokuqala, ikhadi ixhunyiwe ngqo akhawunti amathathu, ngakho asikho isidingo sokukhathazeka ukuthi izimali emazweni aphesheya uphelelwa. Kodwa ngisho kulokhu sizokwazi ukuhoxisa ukheshi kunoma iyiphi igatsha ebhange mahhala. A isisusa esihle futhi khona cashback uma ukhokhela i wonke amasevisi. I-cashing Imali yesevisi nokuthunywa ejenti ziyefana nakwamanye amabhange. I ethile kuphela iyona ukufuneka kakhulu khulula inkonzo akhawunti:

• nyangazonke ubuncane esele ekhadini main futhi eyengeziwe - ruble 350 futhi ruble 175.
• . Inzuzo kumephu ezingaphezu kuka eziyinkulungwane 35 basihlikihle.
• ukugeleza nyangazonke kwezimali - ruble ayizigidi 40 ..

umkhawulo wesikweletu

Ngaphezu ikhadi lasebhange kungenziwa ikhishwe credit card "Ilungelo" Lokukhuluma. Wasebenza ngaphansi kwale mibandela:

• Izinga nyangazonke - 18% ngonyaka;
• uma izimo inkonzo khulula zinganeliswa, imali nyangazonke kuyinto ruble 850.
• ithuba ukwandisa nomugqa wekhredithi;
• khona inkathi khulula;
• Isaphulelo uqagula cashback.

amakhasimende avamile ezikhanyisayo wesikweletu ngaphansi 22% ngonyaka.

ukudluliswa kwemali

Ngokusebenzisa intanethi "VTB-24 Online" ungenza Ukudluliselwa ngaphakathi ebhange efanayo mahhala, kodwa kuma-akhawunti e nezinye izinhlangano - ne ikhomishana 0.4%. Ukudluliselwa izimali zakwamanye amazwe icala ngesilinganiso esingamaphesenti 0.6%. Uma isicelo sifakwe ihhovisi lesikhungo ikhredithi, ngakunye ngaphakathi imali ebhange lizokhokhiswa. Ukwedlulisela akhawunti besithathu basolwa ngesilinganiso 0.5-1%, e izimali zakwamanye amazwe - 0.75%.