Isinxephezelo ngomngcwabo: isamba izinkokhelo 2017, i-oda yokubhalisa kanye nezinye ubuqili

Imizamo ukubuyela emuva komngcwabo endaweni yokugcina umbuzo izinzuzo ukuze nezihlobo zomufi. Abantu abaningi ukukhokhela emngcwabeni yabo: umuntu ethile yemali esetshenziselwa komngcwabo, othile wenza loan, aboleke. Kunoma ikuphi, uHulumeni enikeziwe isinxephezelo ngezindleko zomngcwabo. Ngeke sihlanganise lonke izindleko kodwa uzobuya okungenani ezinye imali wachitha.

Ubani ungathola izinzuzo

Ezimweni lapho umufi angcwatshwe ngezindleko zakhe siqu, imikhaya ufaneleke ukuthola isinxephezelo omngcwabo. It ungalindela:

• unkosikazi;
• abameleli zezomthetho oshonile;
• izihlobo kanye nabanye abantu ukuthi athathe icala ecabangela ukungcwatshwa kwami.

Uma umufi wangcwatshwa ngezindleko umphakathi, isinxephezelo alinikwa ukwenze ngenjongo yokungilungiselela ukungcwatshwa.

izinhlobo izinzuzo

Ngokomthetho, nezihlobo zomufi uncika izinzuzo. Ziyakwazi jikelele kanye ezikhethekile. Uhlobo lokuqala izinkokhelo ezenziwe ngemuva kulesakhiwo amaphepha adingekayo. Uma ukufa ezenzeka esikhathini ezimweni ezithile zinikelwa mthetho, izihlobo kamufi bathembele izinzuzo ezikhethekile.

izinhlobo ezivamile izinkokhelo:

• isinxephezelo yokungcwatshwa;
• ukuqokwa yempesheni umhlengikazi sika;
• inkokhelo eyisamba.

I ezikhethekile zihlanganisa:

• ukukhokhelwa lomshuwalense;
• izinkokhelo ku ezifakwa ezikhona nakwabafileyo;
• uma ukufa kwenzeke ngenxa iphutha kumuntu wesithathu, unelungelo isinxephezelo;
• ukuthola inkokhelo ezingakhokhiwe noma impesheni.

Ukufa izibonelelo kanye nezinye izinhlobo izinkokhelo ezenziwa ezikhungweni ezahlukene.

Ungaluthola kuphi izinzuzo

Iningi labantu alazi nokuthi lapho ukuthola isinxephezelo ngezindleko zomngcwabo. Umzimba ukuthi uzokwenza inkokhelo, kunqunywa ngesisekelo isimo oshonile:

1. Uma kwaba impesheni ekhubazekile, ngisho nobe loyo muntfu kokuthatha umhlalaphansi ngaphambi kwesikhathi, inkokhelo yenziwe Sempesheni esibhalisiwe.
2. Uma besebenza kuzo, isinxephezelo ikhokhwe ngumqashi.
3. Uma umufi eminyakeni engaphansi kwengu-14, inkokhelo yenziwe ejensi umshuwalense social. Futhi akhokhe isinxephezelo ngenxa yokungcwaba zishonile.
4. Kuzuze izakhamuzi abangasebenzi owafa zikhokhelwa kusukela isabelomali sikahulumeni noma iziphathimandla zendawo.
5. Military okhokhela isinxephezelo kuya isosha ehhovisi wezempi, futhi lapha kumele zisebenze ukuqokwa isinxephezelo umhlalaphansi, Veterans WWII, izicishamlilo, abasebenzi isevisi intela.

Uma izihlobo akunakwenzeka ukungcwaba oshonile ngezindleko zakhe siqu, zonke izindleko zikhokhwa nguhulumeni.

Isikhathi isinxephezelo

Ukuze uthole inzuzo, kufanele ubonane iphakethe kwemibhalo kwelinye kwazo lezi zitho. Cash izofakwa ngokushesha ngosuku olufanayo. Futhi ungakwazi ukufinyelela kwesakho izinzuzo ezinyangeni eziyisithupha kusukela osukwini kokufa isakhamuzi.

Imibhalo isibonelelo

Ukuze ukhokhelwe, udinga ukwazi ukuthi uthole isinxephezelo ngezindleko zomngcwabo. Usizo ne yomngcwabo ezinguqulweni ezahlukene:

1. Ukukhokhwa isinxephezelo. Nge lolu hlobo nesabelo ikhokhelwa izihlobo abantu oshonile noma ezinye asebethathe yonke: ukukhathalela onke ngezindleko zomngcwabo.
2. Samuntu ngokomzimba. Le ndlela kufaka nokuhlinzeka indawo yokungcwaba, ezokuthutha, amabhokisi omngcwabo, kanye nezinye izimfanelo ayadingeka ukuze emngcwabeni.

Ukuze uthole yiluphi uhlobo losizo, kubalulekile ukuba ilungise amaphepha ukuthi izoqinisekisa yokuthi sokufa. Ezimweni ezihlukahlukene kubalulekile ukunikeza imibhalo ehlukahlukene ukuze sivale lapho sisilela umngcwabo. Ungase udinge:

• idokhumenti eqinisekisa kokufa isakhamuzi (isitifiketi noma isitifiketi sokufa);
• umlando umsebenzi;
• Imibhalo eqinisekisa yokubhalisa ongasekho (isitifiketi, passport ne ukubhaliswa, njll ...);
• iphasiphothi komfakisicelo;
• akhawunti ukuhlinzekwa kwezinsizakalo emngcwabeni.

Ingadinga nezinye izinhlobo imibhalo. Uhlu wokugcina inikeza isikhungo ezokhokhela imali.

Isinxephezelo ngezindleko zomngcwabo owayesethathe umhlala-phansi yenziwa kulula. Ukuze wenze lokhu, yesikhwama sempesheni ukunikeza ulwazi mayelana isicelo futhi idokhumenti kokuqinisekisa sokufa.

usayizi iziqondiso

Ukwazi kanjani ukuthola isinxephezelo ngezindleko zomngcwabo, ningaqiniseka ukuthi ukusekelwa ngokwezimali ibe yisikali elandelayo (e 2017):

• isibonelelo sikahulumeni kuyinto ruble 5562;
• nesabelo ngenxa isici lesifunda (it has yayo kusifunda ngasinye);
• isinxephezelo kuya nezihlobo zomufi impesheni MVD kuze kube impesheni ezintathu zenyanga.

Manje cabanga isinxephezelo emngcwabeni kwezinye izifunda.

E-Moscow ibhekwa ukukhokhelwa federal kuyinto ruble ayizigidi 11. Ubude ukubuya ngezindleko zomngcwabo mayelana 17,000.

Ngo Ufa, le eliqinisekisiwe cishe ayinkulungwane ruble. Ngo Nizhny Novgorod, Coefficient akuyona.

Njengoba singabona esibonelweni eboniswe, akusiyo njalo nesabelo samanje.

Ukukhokhwa umshuwalense wokuphila

Uma umufi oVikelwe ngokuzithandela, izihlobo zakhe bangathola ukukhokhelwa umshwalense. Ukuze wenze lokhu, thola inqubomgomo kulandele ukubhala incwadi enkampanini yomshuwalense mayelana nesenzakalo lomcimbi. Ngemva kwalokho, ungalindela inkokhelo ku-akhawunti.

Mayelana umngcwabo bejwayele ukuthatha ikhefu emsebenzini. abaqashi amaningi avumela isikhathi sokuba acabangele njalo iholide ikhokhwe. Kodwa kukhona labo ungayeki. Kulokhu baphula umthetho, ezishiwo yiSigaba 128 ka TC ukuthola ikhefu izinsuku abafinyelela kwabahlanu ngezindleko zakhe siqu enhlanganweni ecabangela ukungcwatshwa kwami. Ngemva komngcwabo, futhi ngosizo Ukufa kufanele kube ngokushesha, ngaphandle kokulibala, ukulungiselela imibhalo ukuhanjiswa sikhungo afanele isinxephezelo.