Bobani zimali, noma kuphi imali yebhizinisi

Ezweni lanamuhla Kuyinto engacabangeki ngaphandle agcwele lezimpahla-imali inzuzo. Nakanjani ukuthi iyiphi ubudlelwane impahla kuyobuswa imithetho ethile kanye nabantu. Ngakho-ke, kulesi sihloko sizofunda okwengeziwe mayelana nokuthi ubani lo zimali, iyini indima yabo ubudlelwane zezimali zomhlaba kanye nomthelela ekuthuthukisweni kwezomnotho wamabhizinisi ahlukahlukene.

definition

Ngokushesha, siphawula ukuthi namuhla mkhuba emhlabeni wonke ukuthi noma iyiphi iphrojekthi ethembisa ngeke uthole ukuthuthukiswa efanele, ngaphandle ngokuletha kuso ezinye izibalo zezimali.

Ngakho, obani la zimali? Ngokwe amagama esamukelekile, kuba umuntu (kokubili okungokomzimba ngokomthetho), abatshala imali yabo ezihlukahlukene imiklamo enenhloso eyodwa - ukuze uthole inzuzo esiphezulu bona.

ukunikwa amandla

Ukuheha abatshali bezimali inika umuntu ithuba ukukhulisa ibhizinisi yabo, ezingeni elisha eliphakeme. Ngaphezu ukuqonda kangcono ukuthi ubani bezimali kufanele baqaphele ukuthi lemali kubo uvame esetshenziselwa ukunwetshwa, ezifana amandla ukukhiqizwa, ubuchwepheshe nokuthuthukela kanye nemishini, ukuqeqeshwa kwabasebenzi, beqhuba imisebenzi yocwaningo.

imithombo utshalomali

Thola imali namuhla ukufeza imisebenzi lohleliwe, unga:

• isikhungo yasebhange;
• enhlokodolobha ibhizinisi;
• kusuka zimali yangasese.

Ngayinye yalezi izinto sizoxoxa ngokuningiliziwe.

Okokuqala, siphawula ukuthi yiliphi ibhangi - ukugcina imali eningi, kodwa lokho akusho ukuthi umnikazi uyoziphonsa kubo kuzo zonke izindawo. Kubalulekile ukuqonda ukuthi bagcini bemali izimali zabo ngangokunokwenzeka uzame ukugwema ingozi. Ukuze afeze lokhu, ukuphoqelela ababoleka zabo izidingo esiqinile kakhulu.

Kasibili lonke usebe ukwenza njenge umtshali wemali uyobe kuphela uma isimo sezimali oluzinze lenkampani, uzama ukuboleka imali. Ngokuvamile, inhlangano yezimali idzinga kunika wonkhe eseduze noma imali ebolekiwe by nabelane amaphesenti athile. Ngesikhathi esifanayo bebhange eduze ukutadisha imibhalo, futhi uma kukhona ukungabaza kancane mayelana solvency iklayenti, udaba lwemali kwenqatshiwe.

Phuma e inombolo yabatshali bezimali , ibhizinisi izimali. Kuyinto indlela elula ukuheha kubo imali kumaphrojekthi ezintsha.

Futhi, kweBraam- kungenzeka kuphela uma umuntu othile ubona isithakazelo sakhe siqu letsite futhi uyaqaphela ukuthi sibonga wakhe imali etshaliwe bayobuyela inzuzo. ngqó, impendulo ingu zimali ngamunye onjalo kuyakhethwa ngamunye kuncike kwezamabhizinisi. Nokho, ikhasimende kuyodingeka ukuthi isu lebhizinisi noma izibalo lobuchwepheshe nezomnotho ngesisekelo okuzokwenziwa kunqunywa rationality wokubambisana olwengeziwe phakathi kwesibambisene nabo okungenzeka. Kodwa noma kunjalo, kweBraam- uthole lula kunalokho isivumelwano ebhange noma Venture Capital Fund.

izibambiso emakethe

Lokhu ingxenye global imali emakethe is nayo igcwele ezihlukahlukene abadlali. Siphinde uqaphele uhlamvu, njengoba zimali zezimali. Umsebenzi oyinhloko we-umuntu wemvelo noma womthetho ukuba uthole okuningi ngangokunokwenzeka ngokusebenzisa imali iphothifoliyo futhi kahle ezicatshangwe isu lalo. Ukubheka izinhlobo idatha zimali.

• zimali Aggressive. Ubizwa kuqhutshwa yisifiso ukufeza inzuzo esiphezulu. Isikhathi esining impela, ubeka imali ku entsha, amaphrojekthi engaziwa ngokuphelele ukuthi esikhathini eside ukuletha udumo inzuzo enkulu. Kulokhu, ingozi kakhulu.
• zimali olandelanayo. It inenhloso main enze inzuzo ngesisekelo ukutshalwa costed. Akalokothi esukela esiphezulu, kodwa izibophezele nokwethenjelwa nokuvikeleka idiphozi.
• zimali Lokulingene. Portfolio ayo utshalomali bekulokhu ukulinganisela phakathi adventure kanye logic. Isikhathi esining impela, kuba izibambiso kahulumeni, ukwabelana owaziwa futhi izinkampane asishintshi neze futhi izinkampani.

ukwabelana inzuzo

Kuzo zonke izimo has umehluko wemisindo nemiqondo yamagama yayo. Kule ndaba, akufanele sicabange ukuthi lemali ukuthuthukiswa ibhizinisi noma ibhizinisi, banjalo. Zonke izinkampani-zimali abafuna kuphela ukuqinisekisa ukuthi uthola aphakeme izinzuzo kungenzeka. Nakuba zikhona izibonelo lapho umboleki ngokoqobo "ekucindezela" imali ukuze ukhokhe inzalo. Ngakho, esekelwe S & P 500 zinde ezweni uhlu njengoba Berkshire Hathaway, i-Google ne-Apple akuzona zasizakala kakhulu ukwabelana inzuzo ne emabhange abo, futhi lokhu naphezu kweqiniso lokuthi abakwazi kubhekwe ukulahlekelwa. Ochwepheshe bathi uma lezi zinkampani baye baphendukela bamasheya abo nazo waqala ukukhokha imali eshisiwe, kunalokho manje, ukubaluleka amasheya lezi titans wemakethe ubuchwepheshe obusha ikhuphuke kakhulu.

Sithemba Ngalesi sihloko wena sobala ngubani bezimali nokuthi kungani zikhona.