Kokutshalwa kwezimali ezimpahleni ezingasuki

Kokutshalwa kwezimali ezimpahleni ezingasuki (IEC), kuyinto utshalomali dolobha kwi eside isisekelo eside ukuze athole inzuzo. Kulokhu, inqubo utshalomali yiliphi ukusebenza kwi inhlangano ukuphathwa ukuze andise nekomkhulu lalo yangempela, ezithinta isikhathi silinganiselwe, kodwa okwanele ukuze lokhu isici kwaba juqu ukuthola imiphumela.

Ngakho, i-investimenti kungaba ngesimo imali, amasheya noma nezinye izibambiso, amalungelo endawo, ukusetshenziswa ngokusimama kwezinsiza zemvelo kanye nobuchwepheshe, credits namalayisense, izimpahla angaphatheki.

Ngakho, singasho ukuthi inqubo utshalomali kuwumphumela ibhizinisi zezimali (noma isifunda) lomunye, noma ukudluliselwa amalungelo Thobelanani. Kumele wathi, ukuze kusisa kwadingeka ukukhula eliphakeme, kumele ube ezifanele umthombo ngezimali, njengoba le nqubo abengeke kwenzeke. Ngamanye amazwi, lizinga lekusisa kuyoba enkulu uma kwenzeka ukuthi ekukhuleni kwayo oyosisiza ukukhula nayo yonke imithombo uxhaso.

Le nqubo ungalunga uma kusekelwe indaba ephelele imithombo ekhona lasetulu, phezu esakhiweni izinto mali elenziwa umkhakha kanye imikhakha yezomnotho.

Ukutshalwa kwezimali ezimpahleni ezingasuki phansi kuyinto encike ngqo kwi inani uxhaso, ngakho yokugcina lungangamela ukusebenza kwabo. Le ndlela asisebenzi emnothweni sisonke, kodwa isetshenziswa izinhlangano izibalo ezinobukhulu obuhlukahlukene. Ngokwesibonelo, inani izinhlangano-IEC ilingana isamba imithombo ezimbili uxhaso - kokubili izindlela zayo futhi bazibandakanye.

izimali siqu eyenziwe inzuzo futhi ukwehla kwezimali. Nakuba bakhangwa - zihlanganisa loans yasebhange, waboleka futhi isabelomali izimali, ukutshalwa kwezimali angaphandle kanye nokunye.

Kunoma ikuphi, kukhona izinto ezimbili agcwele le nqubo: ubungozi kanye nesikhathi.

Ngakho, kungashiwo ukuthi utshalomali ezimpahleni ezingasuki phansi - isamba sazo zonke izindleko, okuyinto yenzelwa ukudalwa ezimpahleni ezingasuki phansi: ukuthengwa imishini, izinto ezisetshenziswayo Ukwakhiwa kwezikhungo ezintsha, kwezakhiwo ubudala, okuholela ekwandeni inani layo, ngakho ukuze kwandiswe inzuzo. Futhi, kuze kube manje, izindleko wezemfundo, isayensi, kanye nokwenza ngcono abasebenzi neziqu angabhekwa investimenti e fixed capital.

Kufanele kuqashelwe ukuthi uhulumeni ubelokhu abahilelekile utshalomali ngezindlela ezimbili: by imali engxenyeni kahulumeni nokunikezela izimali ezibolekiwe kanye nemixhaso. Iningi lezi zimali ezifakiwe siqondiswe nokuthuthukiswa kwengqalasizinda, lonke (utshalomali ezimpahleni ezingasuki phansi) - izindleko kanti ukwanda nokwenza umsebenzi wokuvuselela izakhiwo amabhizinisi, kanye nokwakhiwa yabo entsha njalo njalo.

Echaza-IEC, basebenzisa igama elithi "izinga nobungako ukonga." Ivolumu obonakaliswe Invest, kuyilapho izinga siveza ratio ivolumu umkhiqizo kwangaphakathi.

Ngakho, utshalomali ezimpahleni ezingasuki phansi kuyingxenye ebalulekile nje kuphela kwanoma iyiphi inhlangano, kodwa futhi isimo. Bonke ahloselwe ekwandiseni amabhizinisi, ukwandisa umthamo wabo, okuholela ekwandeni ekukhuleni lokuletfwa kusisa. Ngesikhathi esifanayo ngendlela utshalomali ingaba njengesihluthulelo imali, kuhlanganise izinhlobo ezahlukene izibambiso, kanye ilungelo lokusebenzisa izinsiza bemvelo, ilungelo impahla, kanye ezihlukahlukene izimpahla angaphatheki, ethulwa ngesimo ucwaningo lwesayensi, kusungulwa izidingo ezintsha zobuchwepheshe, okuyinto okungase kusehlele esikhathini esizayo engenayo.