Bank "Revival": mortgage (izimo)

Lwezezimali Inhlangano "Revival" ungaphakathi TOP-50 amabhange Russian ngokuya nokwethenjelwa nokuduma. Kuyinto endaweni 37. Kuze kube manje, amafa Imininingwane yenhlangano kancane ruble esingaphansi bhiliyoni 243. It has a ezahlukene ngokuphelele inkonzo yasebhange "Revival". Mortgage - omunye okufunwa kakhulu.

Imibandela nezimo

Umkhawulo loan Isamba ruble ayizigidi ezingu-30. Down yokukhokha - okungenani u-20% we izindleko isamba ukuthenga kuhlelwe. Ubude besikhathi - kusukela eminyakeni emi-5 kuya ku-30. inani lenzalo yonyaka iqala ngo 11,85%. Loan is isikhokhwe nyangazonke kubhadalwa kwemali yemphesheni. Kuvele wokuhlengwa ekuseni - kodwa ngemva kwezinyanga ezintathu ukubhaliswa (akukho ikhomishana) kuphela.

Ngokwemvelo, ukuze ahlinzeke lolu hlobo loan sivunyiwe, kufanele uhambise amaphepha. Le phrofayela ngokuhlukumeza okunamandla obolekayo, ne-Russian yisakhamuzi iphasiphothi (+ amakhophi wonke amakhasi igcwaliswe), i-ID lempi amadoda (ngaphansi 27 iminyaka), eqinisekisiwe ngumqashi ikhophi yencwadi umsebenzi, kanye inkomba 2-PIT.

Futhi-ke, kudingeka imibhalo esemthethweni impahla kuluthola. Plus, isidingo ipasipoti lobuchwepheshe into, sicashunwa USRRE (kubonisa ukungabi khona encumbrances) futhi ikhophi umdayisi iphasiphothi. Umbiko asihlole we uchwepheshe othile ozimele kufakwe ohlwini kwemibhalo edingekayo ukuze zethulwe.

Nokuthathelwa ne "Iqembu PSN"

Lokhu - umkhiqizo wokuqala loan enikeza ibhange "Revival". Mortgage, noma yini kungase kube, kufaka isiphelo sesimiso inkontileka ukuthenga / ukudayiswa. Futhi, uma lokhu kudingekile ukwenza, kungani ungaphendukeli umdayisi okunokwethenjelwa?

IBhange izipesheli, kule ndaba, le -credit target ukuthengwa amafulethi ezikuleyo ndawo, ukwakhiwa zazo waziphatha "SPE Iqembu" - unjiniyela ngobukhulu, abelokhu esebenza isikhathi eside, futhi ngaso sonke isikhathi kufanele ukuxhumana imiklamo yabo kuze kube sekupheleni. Naye nokubambisana yasebhange "Revival".

Mortgage kubonakala ishibhile. Iklayenti ovunyelwe ukukhipha kwakhe nge sozaomschikami esengeziwe ezimbili. Izinga base iqala ngo 13% ngonyaka, ikhumbula ukuqaliswa impahla kanye umshwalense siqu. inkokhelo Down - kusuka 0% kuya ku-85%. Sibheka isicelo ngaphakathi esikhathini esiyizinsuku 2 kuya ku-15 kusukela ngosuku wokufaka.

I eseduze ukubala

Kubuka izinombolo, uthola ukuqonda wesifunda isheshe. Ngakho lokho inikeza ibhange "Revival"? Mortgage, okwakubekelwa okukhulunywe ngaye ngenhla, uyawuthanda ukuthandwa okukhulu. Ngaphezu kwalokho, le sevisi ngenkuthalo ukukhangisa. Yini kuvela emsebenzini?

Ake sithi insizwa wacosha indlu 3 000 000 futhi wanquma ukukhokha inani ingakapheli iminyaka 5. Konke kungadingeka akhokhe 4.088.764 p. Amaphesenti lemali 1088764 p.

Ngakho kwathi ngenyanga yokuqala, wayengeke akhokhe ruble 32.500. Ngemva kwalokho inani nyangazonke lenkokhelo ukuze 69 935 p / ngenyanga. Isamba okukhulu, kodwa uma uthatha target loan yalolu hlobo futhi kuphela kule nkathi, ukhetho best.

Ngoba lokhu mortgage esifanayo, esilinganayo, kodwa iminyaka engu-10, izobiza ezibizayo nokunye okuningi. Naphezu kweqiniso lokuthi ukukhokha njalo ngenyanga kuyoba 45 165 ruble. Kodwa ekugcineni abantu bakhokhe 5362058 p. Zazo ngeke 2.361.058 njengoba amaphesenti. Kuwufanele ukukhumbula ukuthi loan esithathwayo 3 000 000. Inani intshisekelo akuyona kancane kakhulu okwedlula lokho okunikwa sathathwa ngesikweletu.

Kodwa, ngendlela, ibhange "Revival" kuyinto Ukugunda kakhulu wokubala inthanethi, ngawo ungakwazi ukubala zonke. Kukhona ngisho isigaba ehlukile, lapho konke zaveza eminyakeni - inzalo ekhokhiwe, isikweleti sakhe futhi elanikelwa unyaka wonke.

"Flat-okusha"

Lona igama omunye umkhiqizo credit enikeza ibhange "Revival". Mortgage imigomo zimi kanje: ruble 10 million esiphezulu, izinga uqala ngo 12,95%, kanye nesikhathi - kusukela ngonyaka 1 iminyaka engu-30. Iklayenti uyakwazi ukuhlela udumo eliqondene nokuthenga izindlu endlini efulethini we kwenani lezinto Kwakhiwa GC "Pik".

Futhi akuvumelekile ukuheha ezimbili sozaomschikov. inkokhelo Down - kusuka 0% kuya ku-20%. Umshwalense kuba isibopho, kanye nomklamo futhi okwalandela yayo ukwandiswa eliqinisekisiwe. Phakathi nonyaka wokuqala abolekise bekungaba 1% lemali mboleko. Kodwa njengoba esiphezulu - ruble 100 000. Ukuze wesibili nazo zonke eminyakeni elandelayo mayelana nenani umshwalense ukuze 0.7% yezindawo ezivelele izikweletu loan.

ukunikezwa okubalulekile

Manje abantu abaningi bathenga izindawo zokuhlala phakathi izakhiwo ukuthi Kwakhiwa. Futhi ngempela kakhulu isixazululo engabizi, ngoba izindlu izakhiwo esakhiwe imi 20-30% ezishibhile le useqede ezandleni izinto. Empeleni, lo muntu obolekayo ehilelekile ukwakhiwa ngokuhlanganyela. It unikeza Bank "Vozrozhdeniye".

Mortgage uthola Izibuyekezo ezinhle. Zonke Onjiniyela bahlanganyela nenhlangano zezimali, osekuyisikhathi eside isetshenziswa. Leli qembu "Inteko" izinkampani GC "yendiza Development" GC "Morton" futhi GC "Etalon-Invest" LCD "okusha Zelenograd" LCD "abavelele-Kupelinka" futhi GC "MR Group".

Izinga iqala ngo-13%, inani lemali etholakalayo loan - ruble ayizigidi ezingu-30. Inkokhelo yokuqala - kusuka 0% kuya ku-85%. Ngokuthakazelisayo, ngokuya isithakazelo izinkokhelo kanye izikweletu - kuyinto izinga efanayo lowo owayephatha okukhulunywe ngaye ekuqaleni. Kodwa kulokhu ngoba izigidi ezintathu ungakwazi ukuthenga efulethini ezinhle, njengoba indlu siphelile ke uzokwakhela phezu 20-30% ngaphezulu. Ngakho izinga lomuntu lokuthoma kuzodingeka athathe 20-30% semalimboleko voluminous more.

Trust loan ngemali yokugibela

Le sevisi futhi anikezwa yasebhange "Revival". Nokuthathelwa emakhaya yesibili bekulokhu ethandwa njalo. Futhi lokhu inhlangano yezimali unqume ukudambisa izimo kumakhasimende ezingase zizibangele. Shono inyanga edlule, Novemba 22, 2016, kwamenyezelwa ukuthi "Revival" liye langena amabhange ezinhlanu eziphezulu ezinomthwalo aphansi senzalo ku abatshelekayo nokusekela umbuso.

Phela, amakhasimende ahlinzekwa% 10.9 nje ngonyaka. Njengoba sazi ukuthi yonke indawo, okungenani ama-13%, akuyona Ngamangala isilinganiso enjalo ephakeme inhlangano. Ukuncishiswa amazinga - kuba isisusa olwengeziwe for abantu abaningi abafuna ukuthola siqu square metres yabo.

Yini enye engingabuye kubalulekile ukwazi?

Kukhona izizathu ezimbalwa kungani abantu ukuyivala ibe "Renaissance" ebhange. Mortgage kumadokhumenti ezimbili - okungukuthi, onjani inkonzo ungathola khona. Kodwa akukho ucacise izimo lapho - konke kuxoxwa ngamunye.

Futhi kule nhlangano kungathatha out a mortgage ukuthenga izakhiwo okungezona zokuhlala. Uma umuntu unquma ukuthenga ke kusukela izinkampani ukuthi abambisane yasebhange, bese izinga kuyoba 12.5% ngonyaka.

Futhi kunomvuzo ukwazi ukuthi inhlangano kungathatha loan okubhekiswe ukuthuthukisa izimo izindlu. Ukuze le sevisi ngokuvamile sinake abantu owaguqukela ibhange "Revival".

Imibhalo Mortgage kusho ukuletha ezihlukahlukene. Lapho kwabo kuyoba - ayanda amathuba ukuthola loan. Ukuze osomabhizinisi ngabanye, ngaphezu zonke kushiwo ngaphambili, kudingeka isitifiketi sokubhalisa isimo ibhizinisi (ikhophi +), i kula EGRIP, entela intela ku yengeniso, isitatimende sasebhange phezu inzuzo kanye ukuthengiselana ku-akhawunti wamanje, njll

Empeleni, udaba mortgage kumba eqolo futhi iqukethe eziningi amatshe "kwamanzi". Ngoba, uma ufuna ukuthola imali-mboleko zalolu hlobo, kudingeka ucabangele ngokucophelela konke ukwaziswa futhi azijwayeze umehluko wemisindo nemiqondo yamagama ahlukene.