Yeka indlela okuhle ngokushayela ngaphandle kwezincwadi MTPL

Bonke abashayeli ukwazi ukuthi imoto kumele sikhishwe inqubomgomo yomshuwalense okuyimpoqo, ofuna ukuba baphathe. Uma umthetho woniwa, khona-ke eziphoqelelwe inhlawulo ngokushayela ngaphandle kwezincwadi CTP. Cabanga onjani izinhlawulo ukholelwa.

CTP

umshwalense CTP kuyinto inkontileka ukuthi umnikazi imoto iphetha inkampani yomshuwalense. Ngokusho kwakhe, uma kwenzeka ingozi umnikazi imoto, kabani iphutha ngozi, uzobuyiselwa imali umonakalo. Lolu hlobo lwe-umshwalense kumele litholakale bonke abashayeli. Ngakho-ke, njengoba engekho, umnikazi imoto ubophekile ukuba ngikhokhe inhlawulo ngokushayela ngaphandle kwezincwadi CTP.

Uma wenza izingozi ezimbalwa womgwaqo, inkampani yomshuwalense uyavuma ukuvikela ngamunye wabo, njengoba inombolo inkontileka ezingozi akugcini ngesikhatsi sethemu kwenqubomgomo.

Ngakho-ke kuvela ukuthi zombili izinhlangothi bazuze inqubomgomo ingozi. Omunye umshayeli ivikela ukuziqhelelanisa ukulahlekelwa kwezimali elihlobene ne-umsebenzi wokulungisa imoto, uma lowo ophathwe kabuhlungu bese kuba nengozi. Ngakolunye uhlangothi, isephulamthetho yengozi futhi ngeke isinxephezelo umonakalo.

Nokho, naphezu izinzuzo ezisobala, kunezindlela eziningi abanikazi imoto abaya amaqhinga ahlukahlukene.

CTP inkohliso

Ngenxa yokuthi izindleko emigomweni MTPL wanda kakhulu kule minyaka yamuva kuye kwaba ezingasho ukuhlangabezana imibhalo engamanga. Kuyacaca ukuthi kokubili zokukhiqiza nokuhanjiswa, futhi uzisebenzise ngokungemthetho. I sokuthatha leso sinyathelo kwenzeka kokubili zokuphatha kanye nomthetho wezobugebengu.

Nokho, iningi osonile akhokhe inhlawulo ngokushayela ngaphandle kwezincwadi CTP. necala lobugebengu ngenxa lokukhiqiza, ukusabalalisa kanye nokusebenzisa ngamabomu umshwalense zamanga. Naphezu kweqiniso lokuthi amaningi CTP inkohliso esetshenziswa abanikazi imoto ngamabomu ukuheha ngaphansi sihloko efanele kumele mlandu. Futhi ukwenza lokhu, noma kungenzeki nhlobo, noma kunzima kakhulu.

abalimale ezingozini zomgwaqo

Nokho, bashayeli abangafuni ukuthobela ukushayela ngaphandle CTP noma ukuthola idokhumenti zamanga, kokubanga hhayi kuphela iqiniso lokuthi ime traffic amaphoyisa. Into ebalulekile ukuthi uma obuphumela umonakalo engozini eyabangelwa imoto, kuyodingeka bakhokhe ngokwakho.
Kuze kube muva nje, lapho izinqubomgomo Zazibiza umonakalo ingasakhulunywa-ke nje party walimala ihlawulelwa muncu. Yiqiniso, manje kukhona amacala anjalo. Kodwa, noma kunjalo, inkampani yomshuwalense, ukwehlisa inani lemali yokukhokha umshwalense, Ungamangalela kudingeka ukubuyisela imali yemoto.
Kungenjalo kufanele ngikhokhe inhlawulo ngokushayela ngaphandle kwezincwadi saziso yomshuwalense imoto, futhi ukulungisa izimoto abathintekayo. Ngaphezu kwalokho, amaphoyisa omgwaqo siphawule umshayeli usebenzisa inqubomgomo MTPL inkohliso.
Abashayeli abaningi banesithakazelo omunye umbuzo: noma olungaba isinxephezelo umonakalo ngesikhathi kwehla ingozi yomgwaqo, uma umshayeli engozini yemoto kuyinto lowo ophathwe kabuhlungu? Impendulo yalo mbuzo inguyebo. Umshayeli kungaba ukhululeke ukuxhumana inkampani yomshuwalense imbangela yalokho okwenzeka ovamile isisekelo. Nokho, njengoba kwenziwa esihle ngokushayela ngaphandle kwezincwadi MTPL uncika, kumelwe futhi kwenziwe ikhokhwe ngokugcwele. Ngokwemvelo, kulesi simo, umshayeli ngokuqondile nentshisekelo iqiniso lokuthi inkinga isixazululiwe kuyo leyo ndawo ngaphandle kokushayela omgwaqo.

Isijeziso ngokushayela ngaphandle kwezincwadi umshwalense MTPL

Qhubekisa ngokuthwebula ngqo isijeziso zokuphatha. Ngakho-ke, lokhu icala ubhekene isibopho sezomthetho ngaphansi Izihloko 12.3 futhi 12,37 kweKhodi Administrative we Russian Federation.
Uma umshayeli has a CTP inqubomgomo, kodwa yakhohlwa ukuthatha nawe, khona-ke kulolu inganikelwa isexwayiso noma eziphoqelelwe inani ruble anamakhulu mahlanu esihle.
Ngokushayela ngaphandle kwezincwadi Inqubomgomo MTPL e esihle jikelele kuyoba ruble namakhulu ayisishiyagalombili, umshwalense sekwephuzile - ruble, anamakhulu mahlanu.

Okuye idluliselwe injalo, futhi yini akuyona futhi wayengekho

Kuze Mashi 2008, kwaba khona izinga lapho kuvunyelwe ukusetshenziswa inqubomgomo umshwalense ayimpoqo enye inyanga emva kokuphela kwesikhathi. Nokho, labo izinsuku kade laphela. Namuhla, kusukela ekuqaleni ngosuku olulandelayo kubhekwa umshwalense sekwephuzile, nokushayela kulokhu uncika esihle.
Kuthiwa amaphoyisa womgwaqo kungaba aveze iphutha inkontileka futhi ngenkani Isijeziso ke. Nokho, lokhu akulungile. Akekho ilungelo kahle uma inqubomgomo yomshuwalense okuyimpoqo yephutha kutholwa.

Can amaphoyisa ukuze uhlale?

Ngasekuqaleni Ikhodi Amacala Administrative ezishiwo yiSigaba 27,13, owawuthi CTP ngokushayela ngaphandle kwezincwadi amaphoyisa omgwaqo umane ususe inombolo yemoto. Nokho, ngenxa yokuthi namuhla ungakwazi kalula uzenza izinombolo impinda, esilinganisweni sahoxiswa ekupheleni 2014. Manje ukhipha inombolo kusuka imishini kule amaphoyisa omgwaqo Awunalo ilungelo lokuphenya.

Innovations ngo-2016

Ekupheleni kuka-2014 umongameli ngemvume umthetho kahulumeni yokunikeza abashayeli isaphulelo amaphesenti ayisihlanu kusuka 2016. Inhloso yayo ukwandisa komuzwa wesibopho nabashayeli izinhlawulo, okungukuthi inkokhelo yabo. Ngokwezibalo, iningi ukwephula i-okuyinto wabeka umthwalo zokuphatha, kukhona ukukhanya. Abashayeli ngokuvamile waqongelela kushe amathikithi ezingakhokhwanga.
Nokho, kusukela ngo-January 2016, ikhishelwe Inani eliphelele namarisidi kufanele Postscript ezansi, lapho kushiwo ukuthi uma inkokhelo zizokwenziwa zingakapheli izinsuku ezingamashumi amabili, isijeziso kuyehla kube 50%. Kodwa akuzona zonke emacaleni imbozwe lo mthetho. Isijeziso umnyuziki kungadingeka akhokhe uma:

• iziyaluyalu elihlobene ne-ukusetshenziswa kwezidakamizwa noma uphuzo oludakayo lapho beshayela;
• nokwenqaba ibhekane ngihlolwa isimo utshwala ukudakwa;
• Kwakuthinta kabusha ngobugebengu umkhawulo isivinini;
• Kwakuthinta iphazamiseke ngokuphindaphindiwe egijima irobhothi libomvu;
• Kwakuthinta kabusha bhalisiwe imoto ukushayela ngendlela engafanele;
• ephumayo at kwindlela ngakuye;
• ukulinyazwa kwabantu.

Akukho kulezi zinto ongakaphathelani MTPL icala. Kulokhu kuba sobala ukuthi inhlawulo ukushayela ngaphandle CTP uzokhokhelwa zingakapheli izinsuku ezingamashumi amabili ngemuva kokuthi ekhishwe.
It kuvela ukuthi uma esihle zaba ruble 500, ungakwazi ukukhokha ingxenye yemali, okungukuthi ruble 250. Uma esihle zaba ruble 800, ngokulandelana, ingakhokhelwa ruble 400. Kulokhu inkokhelo yenziwa ngendlela evamile, noma ngayiphi indlela ofuna ngayo.

Ukukhokha inhlawulo?

Ngokomthetho, isijeziso kumele akhokhe umnikazi wemoto. Nokho, ngokuvamile kwenzeka ukuthi isondo ngesikhathi nokuphulwa omunye umshayeli. Khona-ke kungenzeka ukuba uphikise unswinyo. Ubufakazi lokhu, ngokwesibonelo, kukhona ikhamera isihambi sika, eyayibhalwe kokunikezwa kwe-abanye abashayeli. Nokho, esimweni ukushayela ngaphandle ubufakazi ukushayela Eqinisweni CTP umshayeli kakade efakwe emva imoto eyeka omgwaqo.

Ubani ongafaka ukugibela ngaphandle saziso umshwalense imoto?

Umnikazi imoto ingase, zingakapheli izinsuku eziyishumi kusukela ngosuku ukuthengwa umshini ukugibela ngaphandle kokukhipha umshwalense ayimpoqo. Ngaphezu kwalokho, umthetho umisa kwezinye izigaba abashayeli, lapho isibopho ukuthathelwa umshuwalense imoto engamboziwe ayimpoqo umshwalense motor TPL. Ziyakwazi:

• TC, ijubane esiphezulu esingeqile amakhilomitha amabili ngehora;
• TC bhalisiwe Armed Forces;
• Imoto bhalisiwe kwamanye amazwe futhi umshwalense inhlangano yamazwe ngamazwe;
• trailer;
• Imoto zilandelwa isigamu-track hambisa.

isiphetho

Kusukela sihloko sifundile yeka isibonelo esihle ngokushayela ngaphandle kwezincwadi umshwalense isibopho sezomthetho ithuluzi inqubomgomo kanye lowo kufanele kube. Futhi esiphethweni kanjani ukukhokha ingxenye yemali kuphela lemali. Kodwa-ke, kungcono ukuya nge inqubomgomo bangempela zamanje ukugwema izinkinga eziningi.