Umshwalense. Kuthiwani uma inkampani yomshuwalense kuqinisa eside yokukhokha?

Uke uxhumane inkampani yomshuwalense ukhokhelwa umshwalense isinxephezelo futhi sibhekene nesimo lapho umshwalense uzama zonke izindlela ongazithatha ukuze uqinise lokukhokha, badle zithembiso?

Motor Insurance ku Russian Federation kuyinto sphere kunalokho entsha. Kuze kwaba seminyakeni embalwa edlule, umshwalense kwaba abahamba ngezimoto isiRashiya, into entsha, akwaziwa.

Nje ngakho kwenzeka aseRussia izinkampani zomshuwalense ngokuvamile alibale isikhathi ukukhokhelwa lomshuwalense isinxephezelo. Lokhu kwenzeka ngenxa yezizathu ezihlukahlukene: nezingcindezi zezimali ngomshuwalense sika; Imibhalo olunikezwa pholisi alanele ukuze zibonise izimo umcimbi insured; alibale nokuhlola wesithathu; inkampani yomshuwalense kanye esiteshini inkonzo isikhathi eside angeke bavumelane izindleko sokubuyiselwa ukulungiswa, njll Nokho, lokho namanje ukukwenza, uma ngilindele yokukhokha sekuqhubeke isikhathi eside ngokwanele, futhi oremontirovat imoto yakho siqu kuyadingeka ngokushesha ngangokunokwenzeka?

Ukuze uqalise, vula imithetho umshwalense CASCO noma MTPL futhi uthole kuzo isikhathi silinganiselwe ngaphakathi kwalo la i umshwalense iyadingeka ukushaya vyplatu.Esli ungumnikazi ayiqondakali imithetho umshwalense, ungakwazi ukucela ukusizwa umshwalense Omunye uchwepheshe isikhungo.

Nge ukubambezeleka ezincane (amasonto 1-2), ungakwazi ukulinda. Kungenzeka ukuthi ukubambezeleka kungenxa lokudlela emnyangweni lokukhokha noma bureaucratic.

Qala ukuthatha izinyathelo ezidingekayo ukuze kokuqina lokukhokha eside esingaphezu kwenyanga. Kungenjalo, umshwalense angaqhubeka ukondla "zithembiso" infinity.

Ukuze umthelela inkampani yomshuwalense, kubalulekile ukubhala yesimangalo owandulela ukuqulwa kwecala igama lwemibhalo lapho ukuchaza imininingwane imithi yakho enkampanini yomshuwalense kanye ukucela umnikezi womshuwalense ukuchaza isizathu ukubambezeleka umnqamulajuqu yokukhokha. Futhi e isimangalo Lizakubizwa ukwenza inkokhelo futhi abonisa ukuthi inkampani yomshuwalense akuniké impendulo ngokubhala.

isimangalo Oku-Isivivinyo kungaletha ngokwakho enkampanini yomshuwalense, lapho umqondisi wenkampani ethola sika ukufaka isimangalo ngokusebenzisa uNobhala kunothi oyisibopho ukwamukelwa yayo. Ungase futhi uthumele isimangalo owandulela ukuqulwa kwecala enkampanini yomshuwalense ngencwadi bhalisiwe nge bazisise irisidi. Ikhophi izimangalo owandulela ukuqulwa kwecala ingathunyelwa FSIS (Federal Izikhungo uMshwalense Ukugada) kanye RSA (Russian Union of izinkampani zomshuwalense), uma ukubambezeleka yokukhokha kwabangelwa CTP.

Ezimweni lapho inkampani yomshuwalense akasabeli isimangalo noma ithumela nokwenqaba ebhaliwe isimangalo sakho, kubalulekile ukuya enkantolo, futhi izinkantolo ukufuna umshwalense nokubuyisela. Ngaphezu isinxephezelo umshwalense ezinkantolo kungaba collect kusukela isithakazelo inkampani yomshuwalense ukuthi inkokhelo imisiwe.