Ukuhlela Ibhajethi - ngesisekelo khona ngempumelelo kunoma isiphi isimo

ukuhlela Ibhajethi - kuyingxenye ebalulekile ezezimali, okuyinto ngaphansi kwezimfuneko zenqubomgomo wezimali ka isimo. essence yayo kusukela iphuzu kwezomnotho umbono iyona ukuhanjiswa GDP emkhatsini wetincenye teluhlaka kohlelo yezezimali ukulungiswa nokugunyazwa izabelomali emazingeni ahlukahlukene.

ukuhlela Isabelomali inqubo isabelomali ngokuya ukulungiselela, ukwamukelwa nasekubulaleni isabelomali. nencazelo yalo kunqunywa izici ukuboniswa inqubomgomo yentela isimo, khetha isiqondiso ngezimali mali, ngesisekelo isidingo ukuphatha izimali ngendlela esimeme izinhlelo zezomnotho nezenhlalo yezwe, ukusungulwa amafomu okunengqondo ukugqugquzela izimali nokwakheka kwawo elilungile.

Ekuthuthukiseni isabelomali ngonyaka ozayo kumele kusetshenziswe izinkomba yedwa ongumholi onokwethenjelwa engenayo kanye nezindleko bentela, kanye kwesabelomali abathengi. Kusukela intuthuko emkhakheni ehlukene, izifunda kanye namabhizinisi exhumene nomunye, kubalulekile ukuba sicabangele le ubuhlobo e ukubikezela umthamo intela kanye nezinye izidingo isabelomali isimo.

Ukubhajetha kanye ukubikezela - ithuluzi ezimbili kwezomnotho, okuvumela ukwakha uhlelo sezimali ukuze uthole isimo esikhathini esizayo, ikhumbula imingcele ethile.

Isimo esibaluleke kakhulu zokwenza ibhizinisi ukuze uthole inzuzo ngasiphi ezingeni iyona eragela kwemikhuba ukuphathwa. Kukhona imfundiso eyinqaba phakathi abamele kwezamabhizinisi, "Phatha -. Isondela" Mayelana lo mbono ngokuya ithatha zawo zokuhlela isikhundla, isabelo sezimali ngesisekelo isibikezelo esizayo. Uma ezezimali Kwenziwa isikhathi eside, isabelomali ibalwa unyaka owodwa (ibhajethi) futhi qiniseka zigunyazwe isenzo ekhethekile zomthetho.

ukuhlela isabelomali eyenziwa ngesimo ukuthuthukiswa kanye Ukulungisiswa indlela kahle ekuthuthukiseni isimo ngosizo isabelomali sivunyiwe (nguye - uhlobo ibhalansi ezingeni likazwelonke phakathi engenayo kanye nezindleko). Ngakho isabelomali ibhalansi kungaba zombili zibe phozithivu (isivuno sisiningi kakhulu khona) noma kube kubi (kusilela).

Lapho isabelomali ukubikezela usebenzisa ezahlukene zezibalo izindlela: extrapolation, ukusetshenziswa okuyinto ucabangela imiphumela izinkathi odlule; kanye nobuchwepheshe, ogxile nezilinganiso ochwepheshe emikhakheni ethile yesayensi.

Uma Ibhajethi (ikakhulukazi) isetshenziswa ezingeni wombuso, Ibhajethi kudala ephelele futhi lokuphatha olusebenza futhi ehlukile ibhizinisi. Ngesikhathi esifanayo, uhlelo lwemali kahle Kwakhiwa ibhizinisi kungenzeka ukufezekisa izinjongo zamasu kuchazwe ukuphathwa inkampani.

igama elithi "Ibhajethi" yena ukuhumusha kusuka IsiZulu kusho "ukuhlela".

Ngo izinkampani naphakathi, ngokuvamile kungagcini ukusungulwa izilinganiso of izimali kanye nezindleko. Nge ukwanda inzuzo kunesidingo ukuqhuba ukuhlaziya okuningiliziwe ukusebenza kwabo kwezomnotho, ngokusebenzisa zonke izindlela ezifanayo zezibalo. Ngenxa yemizamo futhi wachitha umphathi imali eyengeziwe uzohlala unolwazi mayelana nesimo se-ibhizinisi labo lonke inkampani, kanye izingxenyana yayo.

Ukubhajetha kumele kusetshenziswe ekuheheni inkampani ukutshalwa kwezimali angaphandle. Phela, Abatshali ufuna ukuba ulwazi kweqiniso futhi kunembile mayelana nebhizinisi yabo esikhathini esizayo.