Kanjani ukuheha ngemali. Ezinye iseluleko esisebenzayo

Imali - ke into enjalo, lapho ezweni lethu kuyadingeka kubo bonke, ngaphandle kokukhetha, ngoba ukuphila ngaphandle kwazo akunakwenzeka. Umuntu ngamunye ongabona lokhu, uma kuphela nje uphume endlini ebhizinisini, ukukhohlwa esikhwameni.

Nokho, abantu abaningi enganakile has a kulungiselelwa ukuthi imali - kungcono embi, futhi wacabanga ngayo nje isono. izinkolelo ezinjalo iningi lezakhamuzi, owakhulela kwamaSoviet, beseseGibithe besendlini zonke alinganayo, futhi iphupho ezibonakalayo nje wokubungaza izivakashi kwakuyihlazo. Futhi abanye abantu abasebasha ukuba bamukele lezi zinkolelo kubazali bazo izihlobo esezikhulile.

Ngaphezu ukwenqatshwa nasehlazweni, umuntu bangezwa phambi nhlobo imali, ekubeni eqiniseka ngokuphelele ukuthi imali ngeke nilingenise ezinhle kuye. Phela, kufanele ngandlela-thile zizogcinwa, ukuze bakwazi bachithe nabo, kungaqedela sicebi. Ngakho-ke, abantu aba nemicabango enjalo abasoze bakwazi ukuceba, phela imali ayenakho ibakhathaze.

Enye umzwelo has impahla ukuze kuxoshwe imali nje - kungcono umona. Uma umuntu njalo nomona ingcebo abanye ', futhi babona into abanye ezibizayo, uyathukuthela, akakwazanga ukuthenga ke, imali akukaze kube isikhathi eside ukuba "silungise' ku-wallet yakhe.

Ngenxa yalesi sizathu, ngaphambi ukucabanga nendlela ukuheha ngemali, kudingeka ngokucophelela 'ezohlola "ingqondo yakho esesimweni sokungaphili ngokuphelele ukuhlola ukuthi kukhona izimo zengqondo ezingakhi sihlobene nokuceba. Uma kukhona ukuphika ukufakwa ingcebo eye yembula, musa ngicasuke. Ngakho manje wazi kahle ukuthi ekuvimbela ukuba nemali eningi futhi bakwazi ukubhekana naso. Udinga nje noma nini kukhona umcabango omubi, ngokushesha esikhundleni salo ukuze okuphambene. Ngokwesibonelo, kunokuba uthi: "Ngaso sonke isikhathi angizange sebenemali eyanele", Kumele ucabange: ". Le mali mina njalo e lemali edingekayo"

Ngakho uhlela ukufunda indlela ukuheha ngemali, ngakho kusuke kukufanelekele kokuhlola kanjani ukugcina izimali zakho namuhla. Hlola wallet yakho. Kuyinto enhle into entsha? wallet yakho noma osugugile, ezingcolile futhi ubukeka ngempela lemukelekako? Futhi, mhlawumbe ungenalo isikhwama, futhi imali wena uthwale ephaketheni lakho, izikweletu ngayinyomfoza ngayiphosa, futhi ukusabalala phezu trifle?

Ngicabanga mayelana nendlela ukuzenzela imali, kufanele sinake "izindlu" zabo, ie wesikhwama. Ngaphandle kwalokho yini iphuzu imali ukuya lapho ngokungagwegwesi awahloniphi? "Lungisa" esikhwameni kufanele wenziwe impahla yemvelo, njengoba zokwenziwa isithiyo kwemali. Umbala - ingcono kakhulu kunanoma iyiphi umthunzi ensundu, obomvu noma oluhlaza. Inketho okubi kakhulu - esikhwameni blue, umbala amanzi, futhi kungaba "basuse" imali.

usayizi esikhwameni kufanele lube sezingeni elingenza ngisho bill enkulu kungabeka emuva ifomu ukunwetshwa. Carry imali iphuma engathandeki kakhulu. Futhi kule esikhwameni kufanele kube gumbi zemali, okuyinto kufanele agcinwe ngokuhlukile izikweletu.

Kodwa izithombe nabathandekayo akufanele uthwale wallet yakho, ngoba thina ukuxazulula inkinga kanjani imali, ngakho musa "implicate" lapha futhi amandla lothando. Kodwa kwehla iconsi amafutha patchouli esikhwameni noma ukubeka ingcosana nesinamoni iyasiza, njengoba lokhu "imali" zokuhogela ezenza unekhono ukuheha ngemali.

Ziningi futhi abanesifiso sokwazi ukuthi ukuthola imali, okungukuthi, yini okufanele uyenze uma uthola imali endleleni. Ingabe kuyazuzisa ke eyolanda imali? Phela, abantu abaningi baye bezwa ukuthi kukhona isiko magic, lapho imadlana ukwenza hex Ukuhoxiswa enkingeni. Khona-ke la zemali befakwa empambana, kanti lo okunguyena ziyoyizwa penny, kanye "thatha" izinkathazo zakhe. Ngakho-ke, akukuhle ukuthatha uhlamvu lwemali noma okungenani ukukwenza amagilavu. Indlu kuwufanele zemali ngokubeka ezitholakala endishini amanzi usawoti, okuyinto excellently ahlanze ezimbi.

Kunezindlela eziningi ezahlukene umlingo kulabo abafuna ukufunda indlela ukuheha ngemali. Nokho, ukuze "bathole" kubo kuphela uma ufunda futhi ngiyazithanda imali. Ngakho-ke, kubalulekile ukukhulula ingqondo enganakile sokulahla izimo zengqondo ezingakhi, bese, mhlawumbe, futhi akudingeki ukuba iphendukele magic.