Kanjani ilivu yokugula?

Lapho kuqala kubanda, abantu ngokuvamile bavezwa izici nolaka kwemvelo. thonya kuphakamisa imikhuhlane. Kule ndaba, omunye izihloko kwaphikiswana kakhulu phakathi ezimali zihlanganisa yokuthi indlela ilivu yokugula ibalwa. Phela, ukufunda nokubhala onguchwepheshe kule ndaba incike ngesandla esisodwa, inhlalakahle isisebenzi, elinye - idumela le nkampani.

Kufanele ikhumbule ezinye ezintsha

Njalo wabasebenzi isikhulu self-ukuhlonipha kumelwe uqaphele izinguquko zakamuva umthetho. Emadolobheni amakhulu, ngezikhathi ukuhlela seminar lapho ezimali baziswa izinguquko kancane. On ibalwe kanjani esibhedlela ngo-2013, kuyafaneleka ngifuna kabanzi. Iqiniso liwukuthi njengoba ekuqaleni kwalo nyaka, izichibiyelo zomthetho, owawuthi inkokhelo yenziwa ngesisekelo izitifiketi ezifanele ziye kwangena, futhi ngqo emahhovisi umshwalense senhlalo. Kwakamuva obhekene kokukhipha imali ngqo umamukeli. Ngakho, iziphathimandla ziye enikeziwe isheke double ngokunemba enqwabelene lemali kanye nokunemba kwemibhalo inkampani. Ukuphendula umbuzo mayelana nendlela ukubala esibhedlela kwasekuqaleni, siphawula isidingo ukuqinisekisa ukuthi lo mbhalo uyiqiniso. Umgcinimabhuku service izisebenzi noma umsebenzi kumele bazivikele kulondolozwa imibhalo etholakala ngokungemthetho. Ubufakazi obanelisayo ukuqinisekisa ukwazi ukufunda nokubhala ugcwalise imininingwane eyisisekelo, khona ukubhala ezimanzi nezikhathi zokukhokha Ulungise ngokucacile. Ihhovisi Social Security ngezikhathi lucwaningo ku-site ukuhlolwa ngokuvakashela izibhedlela ethize nasemitholampilo. Kodwa inqubo enjalo wenziwa kakhulu kuyaqabukela kuphela ezimweni ezikhethekile.

Kangakanani isitifiketi wezokwelapha? imithetho eyisisekelo

ifomu kuqhathaniswa esihlanganisiwe ibuyekeziwe muva nje, ilivu yokugula, futhi zavunyelwa imithetho ngokugcwalisa kulezi amashidi. Ngakho manje isimo sokubala kuyakuba isilinganiso wenyanga we ilungu labasebenzi iminyaka emibili. Kufanele kuqashelwe ukuthi inkonzo yezempi kuyingxenye isipiliyoni umsebenzi. Kusukela okuholela iminyaka emibili inani udinga ukuthola isilinganiso sokuhlukanisa yi wethu ngu izinsuku 730. Ngaphezu kwalokho, lo mthetho uchaza indlela izinkokhelo kubalwa ngoba abasebenzi esibhedlela nge eyehlukile. Ngokwesibonelo, uma isipiliyoni encane (kuya eminyakeni emihlanu), it is icala 60% of the nomholo isilinganiso esingashintshi kuze kufinyelelwe esikhathini esiyiminyaka emibili. Ngakho, isipiliyoni seminyaka emihlanu kwabayisishiyagalombili, iqinisekisa 80% isilinganiso somholo, kanye nakho kweminyaka engaphezu kuka ayisishiyagalombili, enza ukukhokha ilivu yokugula ebalelwa kumaphesenti angama-ayikhulu iholo.

kanjani abagulayo? Ungakhohlwa mayelana isikhathi

Isikhathi esiphezulu ngesikhathi lapho umsebenzi inelungelo ukuthi ingabi khona ngenxa yokukhubazeka, ngeke sidlule izinsuku ezingu-15. ukuhlala enabileko nezikhungo zezokwelapha kusekelwe esiphethweni salo myalo ihlelwe udokotela abakhulu. Nokho, uma isikhathi ingqikithi kokuhlala esibhedlela ezingaphezulu kwezingu-4 ngonyaka, adinga ngihlolwa. Ngemva kokuthola usizo kubalulekile ukunikeza accountant lenkampani ezinyangeni eziyisithupha, uma kungenjalo inkokhelo ngeke ukhokhiswe. Kwezinye izimo, yomnyango womshuwalense zenhlalo kuphela okhokhela nesabelo, kodwa emuva kokucubungula izizathu.