Ithengwa kanjani i-silver bullion e Sberbank eRussia

Ukutshala imali bullion - ingenye yezindlela ukutshala izimali okwesikhashana khulula. Kulokhu, it is zenani ezingaphezu kuka amatshe ayigugu. eminye imininingwane mayelana nokuthi futhi ngaphansi kwaziphi izimo kungenzeka ukuthenga bullion nesiliva Sberbank eRussia, funda ku.

izinzuzo

Abatshalizimali abafuna imali yabo, ungakwazi probresti bullion esiliva. okunamathiselwe okunjalo libhekene ezingeni lelisetulu zezimali kanye nokwenza inzuzo, kodwa kuphela esikhathini eside. Ukwabela ejwayelekile ntathu bullion esiliva. Zenziwa ngokuxosha, nginyathela, noma nge-electrolysis.

Ngaphambi ukutshala imali izimali kufanele bacabangele imininingwane ukutshalwa ezifana:

1. esiliva Ingot, okuyinto kuyohambisana namazinga kazwelonke kufanele ibe ukungcola metal. izinsimbi Iningi eliphezulu Delivery Good uphawu.
2. Ukutshala imali izinsimbi eziyigugu ukuvikela ekongeni ukwehla ngenxa yokukhuphuka kwamanani ezimpahla.
3. Sales kuthengiselana kumele kuphetfwe kunoma yiliphi izwe emhlabeni. Zimali akuxhomekile ukusebenza ebhange, ngoba izinto zensimbi eziyigugu ziba igugu yonke indawo.

ukuthenga

Inqubo ukuthenga ensimbini eyigugu ilula futhi indlela angajwayelekile.

Imibhalo ngomumo khona iklayenti. ukubhaliswa Ibanga kuthengiselana akuvunyelwe. Ukuze imibhalo yokubhalisa ukuze iklayenti kuphela lidinga iphasiphothi.

inqubo ukudayiswa kuhilela saziso enesisindo metal ngesilinganiso. Kulokhu, umthengi kuyodingeka abone yi ngokwakho. Isisindo ukuzimisela wenziwa nge ukunemba 0.1 amagremu (esiliva) kanye 0.01 amagremu (igolide).

Kungaba kuphela ithengwe ngokusebenzisa ingot elinganisiwe Sberbank. Isiliva khuculula dweba ukungcoliswa kuya kuthengiselana akuvunyelwe. Kumelwe ibe-pre-usule.

ukuthengwa nokudayiswa sivumelwano metal kumele wasekela ngabakhiqizi ipasipoti-izinga. Lokunye lokubaluleke kakhulu ukufaniswa kwe-idatha enesisindo ulwazi afakwe isitifiketi.

wonke Ukusebenza Kwenziwa ngokusebenzisa cashier. Imibhalo isiphetho eqoshiwe ngokucacile isisindo, inombolo, futhi inani Isivivinyo ingots. Futhi esikhathini irisidi libonisa usuku kuthengiselana kanye nenani kuthengiselana. Ukuthengwa nokudayiswa metal senziwa nesenzo ukwamukela ukudluliswa.

amanani

Ezahlukene izinga izinsimbi angathengwa ngokusebenzisa imali. Isiliva, efana negolide, kushintsha njalo ngenani. Lokho ukusizakala investimenti futhi kungenzeka kubangelwa ekushintshashintsheni ngemali yasemakethe. Intengo yamanje zesiliva Savings Bank ethulwa ethebuleni elingezansi.

Kwezinye izikhungo ukuthengisa ingots encane kakhulu 1, 5, 10 no-20 grams. Kusukela isisindo ingot incike intengo metal. Ayanda njengoba linjalo, njengeliyiZwi kancane izindleko igremu elilodwa. Intengo ensimbini eyigugu sithinta izinga lwemali kazwelonke kanye nekhotheshini of Central Bank. Quotes finchrezhdenii esithile futhi kuncike Inani okuthengwa ngalo ebhange atholwe metal. Isikhathi esining impela kukhona isimo lapho emakethe ngokumelene isizinda ukunciphisa izindleko isikhungo sezezimali esaqhubeka okusezingeni eliphezulu lesisho engasafuni ukurekhoda ukulahleka kusuka yokuthengisa metal ngamanani aphansi.

ngokucacile

Ungakhohlwa ukuthi yonke imisebenzi nge izinsimbi eziyigugu angaphansi VAT ngesilinganiso 18%. Ukutshala imali yesiliva, intengo olubonakaliswa kulelithebula lelingenhla, it ikuvumela ukuba enze inzuzo, kodwa uma ukubala kahle isivuno. Sidinga ukulinda kuze intengo emakethe liphuma ngama-20%, ukuze nje recoup investimenti. ngaphambi kwesikhathi ebesibekiwe abangakwenza ukuze baphule isivumelwano kufanele kube kuphela esiphuthumayo kakhulu.

Gcina indlu uthenge bullion esiliva akudingekile. Ngezinhloso ezinjalo, amabhange ukunikela ikhono ukugcina isizinda esitokisini esikhethekile. Kuyarentisa wakhe uzophinde sikhokhe imali. Kodwa kungcono ukuthatha isinyathelo ukuze uphephe. Uma kukhona umonakalo okuncane kokufuna intengo silver bullion iconsi.

metal Alien

Imininingwane ehlukile of credit izikhungo esikhathini bullion isiliva division futhi "izihambi" esiliva "yabo". Intengo ye-metal, ikakhulukazi, incike lapho yathengwa. Ngezenzo ngomsebenzi esiliva namuhla kusukela-30 70 credit izikhungo anezithunywa kwilayisensi msebenzi. Kuphela 20 babo empeleni ukufunda emakethe metal. Kodwa kule Russian Federation "alien" sensimbi namanje ithengiswe, siqala at isaphulelo futhi kuphela ngemva kokuba luhlolo. Kodwa e-Ukraine, amabhange abenqaba ukuthenga bullion nezinye izikhungo obolekisayo. izikhungo ezine ezinkulu bekwi ngokukhethekile ukudayiswa bullion ngaphandle kokuba nokwenzeka ukuqaliswa impendulo yayo.

Isidingo kwensimbi

Izimpahla ethandwa kakhulu emakethe ubhekwa i ingot esiliva enesisindo 100 grams. I emikhulu ucezu metal, ephansi ngentengo eyodwa igremu. Ngakho, eqolo izindleko ingot 1 igremu, futhi ubhekwa eshibhe kg ingot. Intengo iqala ukuba wehlise kusuka ezingeni 250 amagremu. Kodwa i ingot enjalo kuzokuhlupha usebenze Ngenxa umehluko omkhulu phakathi ibhidi bese ubuza amanani. Elinye iphuzu elibalulekile: ngokuthenga kwe metal enesisindo esingamakhilogremu angaphezu 100 amagremu, ibhange ubophekile ukuba abone iklayenti. Amabha Small angathengwa ngaphandle ukuhlonza njengesipho izihlobo zabo.

Isidingo kuyinto ephakeme, isisindo kancane. Kuvamise 10%. Okusho ukuthi, uma, ngokushesha emva ukuthenga kunesidingo ukuthengisa bar, lo intengo emakethe kumele kwehle ngo-10%. Futhi uma wengeze kulesi inkokhelo esiyisibopho VAT, inani izindleko bayovuka nakakhulu.

Intengo bullion esiliva kubuye sincike indlela yokukhiqiza okufanayo. metal wanyathela kuyabiza. Thengisa bullion esiliva kangcono ibhange efanayo lapho yathengwa. On the "bomdabu" metal ngokuvamile ukusetha intengo enkulu, futhi anobungcweti ngokuthenga ohlangothini sensimbi hhayi kwenziwe. Futhi umbuzo uwukuthi ngisho izindleko amasevisi, futhi isikhathi esichithwa ekwenzeni lokho okuhleliwe.

isitoreji

Bullions (ikakhulukazi nge isisindo ongaphakeme) kumele compulsorily phama okuqinile plastic noma plastic indehiscent ngokugcwele noma ingxenye icala ngale. Ngezinye izikhathi kukhona isipho emaphaketheni ezihlukahlukene. Kubalulekile futhi ukucacisa ebhange ukuthi uhlobo kunjalo kuthinta ukuthengwa zensimbi yisiphi isikhungo credit. Iqiniso lokuthi ezinye amabhange bathenga bullion kuphela iphakheji ethile noma uphawu lokuhweba wakhe icala.

Ngokufanayo, njengoba umonakalo ingot kuthinta imali yayo, umonakalo icala kuthinta zezimali zalo. Ngokusho bebhange, le ingot ulahlekelwa sikhalo salo. A sesikweletu Angase enqabe ngisho uyithenga noma ukunciphisa amanani 20% wemakethe. Uma ibhange uthenga bar, noma kunjalo kuyodingeka ukuthola indlela nekuwusebentisa. Abanye ababolekisi ngisho nangaphansi kwezimo ezinjalo, ukunikeza ukuthenga metal ngesikhathi intengo Scrap. Endabeni engcono, ikhasimende siyonikwa ukwenza kokuxilongwa ngezindleko zabo futhi kuphela ngemva kokuba ezokwenza yakha intengo.

metal okunye

Ngaphansi ezivamile emakethe yasebhange kukhona palladium metal, ne-platinum. Thenga kubo abakwazi kuzo zonke ebhange. Intengo emakethe cishe izikhathi ezimbili kunakunoma igolide, futhi ukusabalala mkhulu kuka-50%. Isikhathi payback utshalomali okungenani engu 5.

Enye ehlukile kuya metal emakethe zemali eziyigugu. inzuzo ngokuyinhloko ukubaluleka iqoqo. Isiliva negolide zemali engasindi nge design esiyingqayizivele bayigugu emakethe metal. Ziyakwazi ngcono kakhulu elivikelwe ngokumelene manga, futhi-ke elinegazi emakethe cishe akekho. Izindleko incike ihlelo zemali futhi ayenza lezi zinhlamvu. Ngezinye izikhathi enza yabo, ngaphezu kwensimbi esetshenziswa ayigugu. Thenga mikhiqizo ngeke nje ube ibhange commercial, kodwa futhi "Central Bank".

Ukutshalwa kwezimali zemali - abaqoqi uyilungelo. Ukuze kuzongisiza ukusebenza kuzodingeka silinde iminyaka engaphezu kwemithathu. inzuzo enkulu kusuka ukudayiswa zemali ingatholakala emva kokuthenga 5-10 kweminyaka. Eminyakeni yokuqala emibili, ibhange othenga zemali at isaphulelo kusukela intengo ukudayiswa. Elinye iphuzu elibalulekile: ukuqaliswa kwe-uhlamvu lwemali kubalulekile ukuthi unikezele ngenkontileka ka ukuthengwa nokudayiswa.