Ukwahlukanisa izimali kanye nezinhlobo isisekelo sokuthuthukiswa amasu utshalomali ngesikhathi ibhizinisi

Ukwahlukanisa izimali kanye imibono yabo ingase ihluke nomunye in a inqwaba izici. Sibala kwamasonto ayinhloko:

1. ngezigaba ukuze wephrojekthi umbono zingahlukaniswa zibe yangaphakathi futhi kwaheha izinsiza utshalomali.
2. Ngokusho kwemithombo, amaqembu utshalomali ngezigaba kanye imibono yabo ngqo maqondana ibhizinisi kungenzeka labo okuyinto akhiwa ngaphakathi, futhi lezo akhiwa emithonjeni yangaphandle.
3. Ngokusho amafomu yemvelo-izinto ka ekhangayo ezizalayo selihlukene laba izimali ngendlela imali, ngesimo, e-hlobo, hhayi ifomu zezimali impahla.
4. Ngokwalesi sigaba kanye izinkathi edonsa izimali kanye imibono yabo zihlukaniswe ukutshalwa bakhangwa esikhathini eside, kanye nokutshalwa bakhangwa esikhathini esifushane.
5. Okubizwa ngokuthi ukutshalwa isisekelo kazwelonke yilawo akhiwa ngezithukuthuku dolobha yasekhaya, nalabo ezisetshenziswa kumiswa dolobha angaphandle (angaphandle utshalomali kusigaba ukuhluka imiqondo kazwelonke).
6. Ngokwe-ndlela yokusetshenziswa Yimali ukuthi zenzelwe ukusetshenziswa ezinqutsheni ukutshalwa kwezimali, kanye nokutshalwa elisetshenziswa real izinqubo utshalomali.
7. Ngu izinyathelo inqubo utshalomali utshalomali zihlukaniswe labo ezihlinzeka isinyathelo pre-investimenti ye-investimenti esigabeni utshalomali futhi okunikeza isinyathelo utshalomali post-utshalomali ibhizinisi.

Ukwahlukanisa izimali kanye nezinhlobo ukudlala ukubaluleka okukhulu nokuhlela utshalomali ibhizinisi. Omunye isiphawulo ezibaluleke kakhulu ungumnikazi isihloko. Sekuyisikhathi eside iningi amabhizinisi ezweni lethu, lokhu lezizindawo kwenziwa imikhakha emibili abanikazi utshalomali: bangaphandle zangaphakathi.

Ngaphansi imithombo sangaphandle utshalomali yilezi ezilandelayo izinhlobo ezitshaliwe: izimali zimali ezifuywayo angaphandle, ukonga kanye imali evela emphakathini, ukutshalwa kwezimali isimo, okuyinto evame enikeziwe ngesimo ukubolekisa uhulumeni, imali engenanzalo okubhekiswe, ngokwabiwa kwemali, kanye nokubolekwa kwemali yamaHholo anikezwe loans yasebhange, izibopho (izibambiso) ukuthi zikhishwa njengoba inkampani kanye neziphathimandla zendawo.

Okungukuthi, utshalomali zomphakathi ingenye ebaluleke kakhulu ukusebenza ngempumelelo kwezinhlelo utshalomali kuleli zwe. Ngisho nasemazweni athuthukile, lapho kukhona emnothweni emakethe eqinile akuyona izinkampani ezingavamile aye ayisebenzisa kaningi abolekise uhulumeni. UMbuso efanayo inganikeza uxhaso izinhlelo utshalomali ngabanye kanye amaphrojekthi, inqobo bathonya futhi kuthinte izimboni ezisondelene nalomkhakha.

Phakathi imithombo zasekhaya kungenziwa inzuzo ibhizinisi ngokwayo, ocwilayo izimali, izinzuzo kanye isithakazelo, kanye nezimali atholakale kusukela kuphawulwe kuyi lamasheya, futhi Yebo imali etholakale ngokudayiswa ingasetshenziswa noma Disposals kwempahla.

Ukwahlukanisa izimali kanye ukubukwa bazo abazithandi akuvamile inquma izindlela ngezimali izinhlelo ngabanye kanye amaphrojekthi, kanye uvumele ukwenza iimbalo zibe enkulu ekwakhekeni imithombo okungenzeka bakhangwa izinsiza utshalomali. Ngakho-ke, singazibona iwumgomo oyinhloko bezingelwa kumiswa izinsiza utshalomali ezinhlobo ezahlukene futhi amakilasi - ukuhlangabezana nezidingo yenkampani amafa utshalomali, futhi nokwenza kwesakhiwo by ukusebenza ngemiphumela nemisebenzi utshalomali.

Ngakho, ngokuyisisekelo kwezomnotho kanye ngezigaba of izimali labawatfolile esifundvweni nobe izimo zanamuhla ngezimali izinhlelo zokutshala izimali ezahlukene namaphrojekthi ezibaluleke kakhudlwana.