Isikhathi Ubuncane motor ayimpoqo umshwalense TPL ngo-2015

Ukuze bonke abanikazi imoto eRussia emthethweni oku ayimpoqo umshwalense motor. Ngenxa yale njongo kukhona inqubomgomo ekhethekile ukuze uthole yonke umshayeli. On yini kwesikhathi okungenani motor ayimpoqo umshwalense TPL e 2015 kuzoxoxwa ngawo kulesi sihloko.

Izigaba for umshwalense

Kunemikhakha eziningana abanikazi imoto, ubani kumele oVikelwe ngaphansi kwezimo ezihlukahlukene. Ngokwesibonelo, abanikazi izimoto ngubani bhalisiwe imoto yabo ngaphandle Russian Federation, ukuthenga inqubomgomo MTPL isikhathi izinsuku ezinhlanu kuya nanhlanu. Ungase futhi ukuthenga umshwalense kuze kudlule isikhathi eside - kufika ku nezinsuku ezingamashumi amabili. Lesi sidingo sisebenza kuphela labo bashayeli abangafuni ukuthobela kukhona sisendleleni futhi yathumela endaweni yokuhlala unomphela, noma ukudlula saziso wokuhlola lobuchwepheshe wemoto. Kulabo abaye bhalisiwe izimoto ensimini ka-Russia, ubuncane ayimpoqo isikhathi umshwalense motor TPL owodwa. Uma esikhathini esidlule yamuva bewukwati ukuthathelwa umshuwalense auto kwikhona lakho okungenani ezinyangeni eziyisithupha, ngo-2015 kuzoba engenakwenzeka ukwenza.

Kanjani ukubala izindleko

izindleko inqubomgomo kuxhomeke ezicini eziningana. Eyokuqala imoto kwayona. Ukulandela inqubo intengo esifundeni lapho imoto ebhaliswe. Ngemva kwalokho, umnikazi imoto kumele icacise kwinkontileka kwesikhathi lapho ahlose ukusebenzisa imoto. Nokho, kufanele sikhumbule ukuthi lapho ubalule isikhathi, ezifana izinyanga eziyishumi, intengo izobalwa njengoba unyaka owodwa. Ngakho-ke, kungakhathaliseki ukuthi ubuncane ayimpoqo motor TPL umshwalense isikhathi, izindleko umshwalense CTP ayikwazi esikhokhwa, ukuthi singanikezwanga kuyo umshwalense. Yingakho, befuna imali, abashayeli beveza namasu ehlukene, uma kuphela ukwehlisa izindleko inqubomgomo.

Indlela ukuthathelwa umshuwalense imoto

Odinga ukukwenza ukuthola inkontileka ezokuthutha ethemini ubuncane kakhulu motor ayimpoqo umshwalense TPL - kuyinto ukuxhumana inkampani inikeza ngamasevisi ezifana. Namuhla kukhona ezahlukene izinhlangano ngomumo ukukhonza amakhasimende ukuba ezingeni eliphezulu kakhulu futhi ngamanani ezingabizi. Okubaluleke kakhulu, awusebenzi anqikaze ukuthenga izinqubomgomo edingekayo esikhathini esizayo, akukho izinkinga, ikakhulukazi uma kwenzeka engozini yemoto. Uma ingozi kuzoveza yokuthi onecala kungekho umshwalense saziso, ngaphezu yokuthi uyobuyisela umonakalo owenziwe isisulu, le ndoda kwakudingeka ikhokhele inhlawulo esindayo uvale le dokhumenti.

Yikuphi nqubomgomo inzuzo engaphezulu ukuthenga

Njengoba kushiwo ngenhla, ubuncane ayimpoqo isikhathi umshwalense motor TPL owodwa. Wonke amazinga lokwelekelela kulawulwa isimo, futhi ngokuphelele zonke izinkampani zomshuwalense aphoqelelwe ukuba adayise idatha Inqubomgomo ngentengo ejwayelekile. Nokho, ungagcina kancane.

Ngokwesibonelo, uma ngesikhathi ebusika umuntu akasebenzisi imoto yakho ke, yebo, akudingekile ukuba overpay izinyanga ezimbalwa.

Kukhona nalabo abashayeli abanokuhlangenwe ukusebenzisa izithuthi ezintathu kuphela izinyanga ngonyaka. Ngakho, isipiliyoni ukushayela lukhula, ingozi-free ukushayela izinga liyana futhi engu-umnikazi we-auto nayo ekubeni iminyaka engaphezu kwamashumi amabili nambili. ukubala isici izinyanga ezintathu kuyoba ngaphansana unyaka wonke, ngakho qiniseka ukuthi icacise isikhathi ukusetshenziswa imoto.

Ngemva lokuqoqa yonke idatha, umphathi umshwalense ungenza isaphulelo ezincane ezifana kubashayeli isikhathi ubuncane ayimpoqo umshwalense motor TPL. Ezinye izinkampani, bezama uthole ngangokunokwenzeka, faka kwinqubomgomo futhi umshuwalense wokuphila. Ngakho-ke ngaphambi asayine inkontilaka, kubalulekile ukucacisa ejenti likhona isevisi. Uma asikho isidingo izinsiza ezengeziwe, kungcono ukuyiyeka, hhayi overpay, kodwa ke kufanele ulinde isikhathi esingaphezu kwenyanga sokubhalisa isikhathi ubuncane umshwalense MTPL. Rosgosstrakh, isibonelo, ne idumela elihle kakhulu, inikeza izinqubomgomo ngaphandle zimali eziseceleni ezikhokhiswayo ezengeziwe. Ngakho-ke, uma isikhathi sokusebenza zomshuwalense luphela, ongaya kuye ukuze inhlangano onokwethenjelwa futhi ngokuphepha ukushayela imoto omunye unyaka.