Subrogation umshwalense - Iyini? Umgomo we inqubo kanye nokuvulwa subrogation

Umshwalense Subrogation - kuba kahle entsha umthetho Russian umqondo, lathathwa umkhuba angaphandle zokwahlulela, ngokukhethekile, isiNgisi nesiJalimane. Ngakho-ke, uma sifuna izindlela yokusetshenziswa kwawo esisemthethweni ngokwanele ukuba ibe ireferensi isipiliyoni international.

Indlela yokulungisa ngempahla

Subrogation kuyinto Latin ulimi (subrogation) esikhundleni. Subrogation umshwalense - ngokusemthethweni walungisiswa ukudluliselwa izidingo kwesokudla, eqinisweni, ingenye izinhlobonhlobo ukunikezelwa. Ukuze kuvikelwe abalulekile kakhulu izinto ezibonakalayo we umshwalense inikeza ukuliliswa ezingaba, njengoba evikelwe izibopho sivumelwano. Ukuxazulula le izinkampani zomshuwalense impahla impikiswano (abahlomulayo) kunalokho bagweme izinkinga ezingemnandi ekutholeni lowo owenze lokho.

Nokho, lo umshwalense unelungelo hhayi ukukhokha lokumiswa umshwalense ukuze umzuzi ngokungabi bikho ubufakazi obucacile bokuthi ngomonakalo owenzeke ngesimo ezihlukahlukene amadokhumenti, uchwepheshe imicabango yabantu, njalo njalo. N.

Umqondo ekuhlehleni

Regression - ilungelo Sokuzivikela lapho umuntu ophethe isinxephezelo umonakalo owenziwe ngomunye umuntu, ilungelo kufunwe Ingahlehlela ukubuya lowo muntu. Ngokwesibonelo, uma inkampani yezokuthutha njengoba umnikazi wemoto iye offset ngu umonakalo obangelwa umsebenzi walo, it has ikhono emkhakheni wezomthetho ukuze recoup izindleko zabo, okungukuthi, ukukhiqiza ekuhlehleni.

Cishe, lokhu kusho ukuthi lo umshwalense akuthathwa njengephutha umuntu, ukuze sivale lapho sisilela umonakalo, njengoba aliveli njengoba izikhonzi ubudlelwane isinxephezeliso umonakalo kanye yomshuwalense isinxephezelo kuyisenzo ukulungiswa ukuze umonakalo oVikelwe ukuthi kwavela inqubo ukumlethela ebulungisweni ngenxa yomonakalo kumuntu wesithathu. Ngakho, le nqubo Sokuzivikela ukhiqiza ukubuyiselwa kwemali ukulahlekelwa oVikelwe, hhayi isisulu.

Inkulumo efanayo izimangalo umshwalense

Kungaba okungalungile ukucabangela uhlobo subrogation izimfuno kwamaciko. Kodwa imiqondo le zifana, subrogation futhi abaphindela ku umshwalense olunikezwa izenzo sivumelwano futhi amandla okushaya imithetho: imfuneko kwamaciko zokuhlola ezasungulwa Article 14 uMthetho MTPL futhi subrogation - Article 965 Code Civil kuphela maqondana ubudlelwane umshwalense. Bobabili izincazelo - uhlobo ilungelo sicelo sesinxephezelo kuphela lapho kukhona ezinye izibopho. Ngaphezu kwalokho, kwesibopho main kuyofinyelela abulawe yayo, ekhishwa wesithathu. Kuyinto ukugcwaliseka futhi isisekelo ukuvela kwalamatleyimi umshwalense.

Subrogation futhi Ingahlehlela ku umshwalense, ukungaboni ngaso linye kwabo

Ngokungafani subrogation Sokuzivikela ngokuyinhloko itholakala izindlela ezahlukene isinyathelo. Uma subrogation e umshwalense - okuhlukile nokudluliswa kwesokudla isidingo, lo ekuhlehleni - lena ukuzinikela entsha. Kufanele kuqashelwe ukuthi ukuhlukanisa imibuso yabo ehlukene zokulawula, kanye isimiso ukulinganiselwa.

Umshwalense subrogation isebenza kubo bonke abantu, futhi ukuhlehla elinganiselwe umbuthano esincane sabantu. Ngaphezu kwalokho, ukudluliselwa ilungelo lokufuna subrogation ngokuhambisana nomthetho, umbolekisi ubophekile ukuba wazise umshwalense kwalo lonke ulwazi etholakalayo bese uthumela imibhalo ehambisana ekutholweni ngomshuwalense yezimfuneko kwesokudla, lidlule kuye.

Umgomo we subrogation

Isimiso eziyisisekelo subrogation e umshuwalense ukuya umshwalense ukwenza izinkokhelo ngokuhambisana inkontileka, ilungelo lokufuna i nokubuyiselwa inani ukulahlekelwa esenziwa umuntu yimina imbangela umonakalo.

WokuLawula ubuhlobo obunjalo Kwenziwa ngomshuwalense ngokuhambisana imithetho emisiwe nendlela imithetho yangakini. Ngakho, subrogation e umshwalense - okwakuvela ohlotsheni olukhethekile lwenkanyezi ekusebenzisaneni kwezomnotho, esekelwe ukuhanjiswa ingozi ehambisana ne-umonakalo ezibonakalayo amaqembu abantu abahilelekile kule nqubo. Ngaphezu kwalokho, lolu hlobo umsebenzi wenziwa izinhlangano ezikhethekile, ukuqongelela amaphrimiyamu futhi esikhiqiza Imihlomulo yomshuwalense uma isicelo maqondana nokulahlekelwa oVikelwe impahla izithakazelo. Ngokuhambisana Art. 965 we Code Civil, uma inkontileka engabondli abakubo nezinye izimo, lo umshwalense ikhokhele abafowethu isinxephezelo, uthola ilungelo ukuyala ngenani elithile yokufelwa umuntu obhekene naso.

Inani ukulahlekelwa ngaphansi subrogation

Ukulahlekelwa (.. Isigaba 2 Article 15 we Code Civil) kusho:

• Inani izindleko okwamanje noma esikhathini esizayo ukubuyisela amalungelo i-.
• Inani umonakalo uqobo, okukhulunywa ngaso ukulahlekelwa noma ukulimala kwempahla.
• Inani inzuzo elahlekile, okungukuthi, bebengeke bathole iholo ukuthi Olimele lithole esimweni ukuhlukumeza, uma civil umshwalense inzuzo iphutha ngendlela evamile.

Ngakho, isimo compensatory ka subrogation inikeza isibopho sezomthetho ofanayo usayizi umonakalo.

Inqubo kokuthola izikhalazo

Kaningi, inkampani yomshuwalense ngokumelene onecala uzothunyelwa i-imeyili equkethe uhlu izihloko Code Civil kanye ngezimo zale ngozi, futhi kufinyeta umbhalo izaziso mayelana nesidingo abuyisele izikweletu ku nemali ethile.

Nokho, ngokulandela oda subrogation, kubalulekile ukuhlola iphakethe okuphelele imibhalo isimangalo pre-trial isinqumo isimo ingxabano, okuyinto kuzomele sifake izinto ezilandelayo:

1. Imibhalo ngokuchaza futhi eqinisekisa isamba umonakalo, kufanele libe isenzo ukuhlolwa imoto luhlolo ezimele ngezithombe ebiza umsebenzi wokulungisa noma ukukhokhela izindleko umsebenzi wenziwa.
2. Imibhalo kokuqinisekisa yesaphulamthetho ingozi. Afakazela ubufakazi liyireferensi traffic (Ifomu 748) futhi isahlulelo noma isinqumo isimo imoto ukuhlolwa.
3. Imibhalo noma amakhophi abo eqinisekisa onecala efanele - isitifiketi sokubhalisa isimo, kanye umshwalense ngoba imoto, ihlola yokuyikhokhela futhi isitatimende ngengozi.

Uma inkampani yomshuwalense akubandakanyi wonke amadokhumenti ulunge kangakanani ilungelo subrogation, kubalulekile ukubhekana ukwenza impendulo yabo ngesethulo isimangalo. Lencwadi ingathunyelwa ngeposi isaziso noma mathupha ukunikeza kuNobhala, bhala inombolo idokhumenti engenayo.

Kwenta tinhlaka izinhlamvu Ukubukeza

Ukubukeza incwadi noma amazwana senziwa ngokucophelela, futhi uma kunesidingo, kungenziwa oda Autoexpert. Hlola ukuthi amaphoyisa izitifiketi traffic amangalelwe umonakalo ukuze kulungiswe, ukuqinisekisa ukuhambisana amahora ejwayelekile eyenziwa lonjiniyela lisebenza ku ukubuyiselwa imoto.

Uma inani umonakalo ulungisiswa inkampani yomshuwalense empeleni ikhokhwe amasevisi ukulungisa, futhi ngokuhambisana ekubalweni kokuxilongwa ezimele ke inselelo ukubala abazenzayo uzakuba nelungelo inkampani uchwepheshe kuphela. Kanyekanye Ukubuyekeza ukubhekana inkampani yomshuwalense kuyatuseka ukuthumela incwadi ikhava, injongo okungaba ukunqinda ukulahlekelwa ukuba ihlawulelwa, noma izikweletu kabusha, ukulungiselela buyiselo schedule. Futhi, lencwadi kungasiza ukugxila sina ezinhle ukuvikela amalungelo abo kanye ukuze bathethelele isicelo nokubuyiselwa kwezimali esetshenziselwa amasevisi angokomthetho enkantolo.

Umsebenzi ku yokutakula

Kokujeziswa subrogation ngokuvamile eyenziwa yizinhlangano zomthetho ehlukahlukene kuhilela izinhlobo ezahlukene izinsiza:

• Ukubuyekeza idatha zomlando kuhlatiya ka izivumelwano zomshuwalense ukunquma ivolumu izikweletu kanye nokungaba zokuluthola.
• Ukulungiselela kwemibhalo ngokona ngaphandle kwenkantolo, kanye kumangala ukulungiselela.
• I Inhlangano ucingo, e-mail futhi phuma endaweni yokuhlala kuya abantu zemvelo abangekho abakweletayo. Kulokhu, lo ukugcizelela esiphezulu ukuqaliswa isijeziso owandulela ukuqulwa kwecala.
• Kuvikeleke izidingo iklayenti enkantolo, kanye bailiffs enkantolo.
• Ukuqoqwa kwezimali.
• Ukunikeza iziqinisekiso ukuba isephulamthetho e ukuhlolwa ezanele inani subrogation kulawulwa umthetho futhi engeqile izimangalo umshwalense.

umshwalense Subrogation - kuyingxenye ebalulekile yebhizinisi, okuqhubekayo kanye nomsebenzi eliphezulu nolwenza ukunciphisa nesikhathi ukubuya ikhokhwe imali. Ekugcineni, sibonga inkampani yakhe umshwalense unekhono kakhulu ukwandisa nekusebenta imisebenzi yabo.