Isibopho kwezibopho abashadayo: Umthetho womndeni

Phakathi lomshado zonke ngaphansi kwethonya a kwesasa ezithile. Ngakho-ke, akekho uyacabanga ngalesi sinyathelo. Akekho engasoze ukwamukela umqondo ukuhlukaniswa kwempahla noma lesikweletu noma ezinye izinkinga ukuzinikela. Zonke ngandlela-thile Ngicabanga ukuthi umkhaya yinto okungenakubhubhiseka, angunaphakade untouchable. Kodwa ake singahambi ihaba lutho, nje umuntu has lwazi luhlala namandla than fike alandiwe isitatimende. Kodwa angikwazi ukubalekela kusukela umthetho, futhi konke okudingayo ukuze ukwazi ukuthi kufanele ube nesibopho kwezibopho owakwakhe.

Uma uhlukanise ukubalekela imithwalo yemfanelo yokuba abangane bomshado ngaphansi kwesibopho kafushane, izobukeka kanje:

• ukuzibophezela zangaphakathi nezangaphandle;

• izikweletu siqu futhi kwabelwane;

• zokubekwa impahla ezivamile futhi yangasese

Zonke wemfanelo owakwakhe izibopho kwetafula uzokwazi ukuba embule kabanzi.

izibopho	yangaphakathi	ukondla obushade naye emuva kwesehlukaniso izikweletu
		izibopho izingane kusukela imishado odlule noma abanye esihlobene nabo abangakholwa
	zangaphandle	besithathu ngaphansi komthetho we-civil kanye zabasebenzi
izikweletu	siqu	Ngaphambi usuku imishado engokomthetho.
		Lapho eseshadile, kodwa ukuze kuhlangatshezwane nezidingo ngokuqinile siqu womshado ngamunye.
		Isikweletu se-testator, ie, izikweletu uzalwe nemuntfu abashadayo.
		Ngenxa yokulimala komunye abashadayo besithathu.
		izibopho ukondla obushade naye emuva kwesehlukaniso maqondana nezingane emshadweni langaphambilini, nezinye.
	ezivamile	Nesivumelwano sokubolekwa, inkontileka loan, inkontileka - ukuthengiswa kwempahla, ezweni zokuqashisa.
		Lon ngokuhlanganyela okubangelwa owakwakhe zangaphandle (Art. 1080 GK)
yokutakula	Impahla evamile	Yokutakula libhekisela impahla ezivamile ngothi uma izibopho ibangelwa kukhona izingane zabo ezincane (iminyaka ingeqi nane.)
		Ivikelwe ngaphansi izibopho jikelele abashadayo osebenza ku impahla langempela, uma impahla ezivamile akwanele ukukhokha izikweletu, umbolekisi unelungelo lokuthathwa njengomsulwa umyalelo wenkantolo zidinga nokuvulwa impahla siqu bobabili abashadile.
	impahla Siqu	Ukuvalwa ku impahla abashadayo izibopho siqu sibhekisela kuphela kokuboshwa kwala unkosikazi (okweletayo). Kungenzeka ukuthi kuboshwe kungenzeka wonke isakhiwo senkantolo.

Ukwakheka impahla somshado. impahla Evamile

• impahla Common amagugu obonwa umthetho, nezinye izinto eziwubucwebe uthenge ngesikhathi lo mshado ukuba izimali jikelele, nakuba izinto zokusetshenziswa ngumuntu.

• Ngo-kwencazelo impahla ezivamile akuthinti indlela impahla u aluthola ngokuba ukheshi noma credit, iqhaza bobabili abashadile noma eyodwa kuphela.

• bahlele amalungelo endawo futhi akusho lutho, ngoba othengiwe ngesikhathi umshado futhi inani izimali, eyalotshwa wokulungisa izivumelwano igama nomuntu owakwakhe, futhi kubhekwe jikelele.

• Umthetho uthi impahla ezivamile - ukuthi cash imiklomelo kanye umklomelo yemali onqobayo, uma ithikithi lottery yathengwa ngesikhathi umshado kungakhathaliseki ukuthi wathenga.

• Ezingenayo ambalwa izifundo kwezamabhizinisi.

• Kusukela umsebenzi.

• Kusukela umsebenzi bokusungula.

• Uthenge i ku imali ngokuhlanganyela wathola: endaweni zokuhlala, ezweni kanye nezimoto zokuthutha.

• Noma yiluphi olunye aluthola ngesikhathi impahla umshado.

Ukwakheka impahla somshado. impahla siqu

Lona yonke impahla ukuthi u aluthola ngaphambi komshado. Futhi, uma ngesikhathi abahlala ndawonye omunye ethengisa into kwempahla siqu futhi imali yokuthenga enye into, nezimpahla ezithathekayo noma engagudluki, aluthola into futhi kuyinto impahla siqu.

Lolu hlu olungenhla kwempahla jikelele kanye siqu alupheli, kodwa kakade kungenzeka ngokuvamile ukwethula ingxenye eseduze impahla somshado.

izinhlobo ukuzibophezela

Izibopho kungaba: yangaphakathi (izikweletu ukondla obushade naye emuva kwesehlukaniso nezibopho izingane kusukela imishado odlule noma amanye amalungu omndeni) nangaphandle (besithathu ngaphansi komthetho we-civil kanye zabasebenzi, okungukuthi, izikweletu).

ngoba izikweletu izibopho

izibopho ezinjalo: jikelele futhi siqu. izibopho zomuntu siqu yilawo wazithatha:

• ngaphambi kosuku imishado engokomthetho;

• Ngemva komshado, kodwa ukuze kuhlangatshezwane nezidingo ngokuqinile siqu womshado ngamunye;

• testator izikweletu, ie izikweletu uzalwe nemuntfu abashadayo;

• ngenxa yokulimala komunye abashadayo besithathu;

• izibopho ukondla obushade naye emuva kwesehlukaniso maqondana nezingane emshadweni langaphambilini, esimweni omunye umuntu;

izibopho Jikelele yilezo sekuvele isinqumo mutual bobabili abashadile ukuze kuhlangatshezwane nezidingo yawo wonke umkhaya. Lezi zihlanganisa:

• nesivumelwano sokubolekwa, izivumelwano loan, inkontileka ka ukuthengiswa kwempahla, inkontileka ezweni zokuqashisa;

• duty ngokuhlanganyela okubangelwa owakwakhe besithathu (Art. 1080 GK).

Ngakho, uma izinkinga, wemfanelo abashadayo bopho duty siqu futhi ezivamile ukunquma okweletayo ekuqaleni kudingeke ukuthi bathole lapho kuvela izikweletu (ukuze umshado noma ngemuva), ngenhloso imali abayithole (ukuhlangabezana nezidingo jikelele omkhaya, noma ezenzeke kithi ngokwethu omunye izinto langakashadi).

Impahla nezakhiwo abashadayo

Isibopho kwezibopho abashadayo, impahla nezakhiwo abashadayo izibopho zomuntu siqu, sibhekisela kuphela kokuboshwa kwala unkosikazi (okweletayo). Kungenzeka ukuthi isinqumo senkantolo kungenziwa abopha zonke impahla. Kodwa uma kungenzeki ukuba kamuva wafakazela sokusebenzisana komhiaba ukwakha omunye naye, umlingani ngesicelo yijaji kungenzeka ngokugcwele noma kancane ukukhulula isakhiwo kokuquleka. Uma ummangalelwa (okweletayo) akwanele izakhiwo zabo ukuba zikhokhe izikweleti ke zonke sidluliselwe umthwalo wokubhekelela abantu abashadile. Inkantolo iphoqe abashadayo ukwehlukana impahla (noma ngokuzithandela noma umyalelo wenkantolo). Uma umshado lo mbhangqwana yakhiwa inkontileka umshado, impahla sihlukene phakathi ngokusho kwakhe, futhi ukuboshwa ukhangwa ingxenye impahla omunye.

Kufanele sinake yokuthi ngokuhamba umangalelwa nofana umangali ngenxa yemidlalo ekumele bayidlale siqu yibhange kungenziwa impahla langempela, uma kunobufakazi ukuthi umhlaba okukhulunywa ngawo u aluthola noma kwandisa imali etholwe omunye abashadayo ngokungemthetho. Iqiniso ukuthi ubugebengu kufanele kube nobufakazi enkantolo.

Ivikelwe ngaphansi izibopho jikelele abashadayo osebenza ku impahla langempela, uma impahla siqu akwanele ukukhokha izikweletu. Owayebolekisile unelungelo lokuthathwa njengomsulwa umyalelo wenkantolo zidinga nokuvulwa impahla siqu bobabili abashadile.

Isibopho kwezibopho owakwakhe. umthetho umndeni

Uma kancane kude isihloko izinhlawulo ingane izindikimba, ngezinye izikhathi singakwazi ukuthola khona, ukuthi zazivelaphi. Abazali othandekayo, sicela uqaphele ukuthi uma ingane yakho ingaphansi umbuzo kanjani izinto njalo uthi ezinhle, lokho akusho ukuthi noma yini. Ungabi lazy ukubuza abangane, othisha, omakhelwane nobani ingane yakho abangane, nje ukukhuluma, kodwa wena wangabona ukuthi ingozi yakhe nabantu ubudala oda amadala kunaye. Izingane ngezinye izikhathi wenze akusilo izenzo eliphusile hhayi bebodwa, futhi nakakhulu phakathi nenkathi yokuqhuma kobusha. Konke kusuka isifiso "ukubukisa" phambi kwabangane abaphezulu phambi amantombazane noma abafana, kahle, noma nje ukubukeka amadala. Ngakho ungesabi ukucela ukuphinda waphinda ingane ukuphi, futhi isikhwama esingumsuka. Ake izobukeka ukukhashelwa noma bangabethembi phezu ingxenye kubazali kuya kumntwana, kodwa uyokwazi ukuvimbela noma ukugwema izimo ezimbi ukuthi ungathola nenzalo yakho.

wemfanelo owakwakhe

Khumbula, obaba nomama, ngaphansi komthetho, bobabili abazali banesibopho ukuziphatha kwengane ngesilinganiso elinganayo. Lokhu kubuye necala for kwezibopho owakwakhe. kwesigaba Its main - Umthetho womndeni. Yokutakula libhekisela impahla langempela, ngaphandle kokukhetha, uma onecala is bopho izingane zabo ezincane (iminyaka ingeqi kweminyaka eyishumi nane). Intsha engu - kusukela eminyakeni eyishumi nane kuya nesishiyagalombili, ebangela ukulimaza abanye kufanele athwale umthwalo wezimali bebodwa. Abazali kulokhu impahla abathintekayo kuphela uma ummangalelwa (ezincane ephakathi kwengu-14 no-18) akuyona imali eyanele yokukhokhela isikweleti, noma ummangalelwa ayinakho impahla ezingasetshenziswa foreclose.

Isibopho kwezibopho owakwakhe

Ekuphetheni inkontileka umshado sinika futhi uchaza bonke amaphuzu ummeli olungisa izivumelwano. Abashade aphoqelelwe ukuba azise zonke abakweletwayo mayelana noshintsho inkontileka umshado. Uma abangane bomshado ungafisi ukwazisa nganoma iluphi ushintsho ngokuvamile, kuyisibopho zabo kuhilela ikhomishana sokubika nabantu abakweletwayo. Uma nomuntu ayemkweleta yazisiwe mayelana nalolu shintsho yesivumelwano umshado, inkontileka yomuntu obolekisayo enjalo ayivumelekile, futhi zomthetho kuyoba inkontileka odlule noma yesivumelwano enjalo kunakwe nhlobo.

Ngokwesibonelo, ukube washintsha inkontileka umshado, ngokuya kulo wathi mayelana nokusatshalaliswa ezikweletini. Ngo isivumelwano langaphambilini, base langempela, futhi inkontileka entsha waba omunye siqu abashadayo. Kulokhu, umuntu ayemkweleta unelungelo lokwenza babuyele ngokugcwele impahla ezivamile. Kulokhu, wemfanelo abashadayo kuqedile, njengoba umbolekisi, lolu shintsho ayivumelekile. Kodwa ngemva nokubuyiselwa izikweletu ngezithukuthuku impahla somshado, omunye abashadayo, okuyinto inkontileka umshado entsha ummangalelwa kuphela ubophekile ukuba nxephezela enye ingxenye yesikweletu esikhulu ukuthi umbolekisi phindisela ngezindleko zakhe.

Awudingi amazwi big ukuba afingqe. Kuphela nje qaphela uma ungena ngemvume noma yimaphi amadokhumenti, uwafunde uma into akaqondi - ubonane nommeli, ungamenzi iziphetho ngokuphamazela bedle umuntu uthembisa izindaba ezinhle nokunye. Ikakhulukazi ungenzi izenzo ngamawala. Phela, ukungawazi umthetho asikho isizathu esamukelekayo wena noma izingane zakho. Qaphela.