Inkontileka yemali: umqondo kanye nezizathu esiphethweni

Isivumelwano sokwebolekwa imali - isivumelwano oyedwa idlulisela ngaphansi okuyinto into e ukusetshenziswa oludlulele isikhathi esithile kwelinye icala, kanti isixuku esikhulu ubophekile uyibuyisele esimweni lapho eyamukelwe, ikhumbula kwentengo. Le nkokhelo iwela isigaba izivumelwano ukudluliswa kwempahla. isikhundla sayo kungase kushintshwe nge amaphuzu efanayo isivumelwano sokuqasha, kodwa ngesikhathi esifanayo, umehluko phakathi lezi zivumelwano Usekhona. Lesi sivumelwano ngokuvamile namanje kubhekiselwa kuye ngokuthi "ukusetshenziswa isivumelwano sesikhashana".

Izinhlaka kanye into yesivumelwano

Amaphathi kulesi sivumelwano yilezi:

• Umbolekisi - umnikazi we into (umuntu ogunyaziwe) ukuba ngocansi. Kuyaphawuleka ukuthi lapho ushintsha inkontileka ukuthi lomuntu hhayi sinqanyuliwe sokubolekwayo.
• Obolekayo - umuntu usezuze ilungelo lokusebenzisa into ethile (izinto).

Umthetho alisho kahle hle ukuthi yiziphi izinto ingathunyelwa phezu nesivumelwano sokubolekwa. Into esemqoka ukuthi lezi zinto ziye icaciswe futhi ebalulwe inkontileka. Ngokwesibonelo, uma adluliselwa ucezu imishini, kubalulekile ukubhalisa kulo mqulu, zonke izici zayo (igama, inombolo, ngonyaka, intengo, nokunye. D.).

Loan: nemibandela yesivumelwano

Ifomu kuthengiselana kumele kubhalwe emacaleni anjalo:

1. Omunye umhlanganyeli iyinhlangano esemthethweni.
2. luhlobo loan abiza izikhathi 10 ezingaphezu kuka amaholo.

Isimo esibaluleke kakhulu kunani kuyinto gratuitousness (ie, khulula). Uma-ke ngoba ukusetshenziswa isihloko loan lizokhokhiswa, kuyobe sekuba i-sokuqasha. inkontileka yemali kungaba fixed eside futhi levulekile. Kodwa uma omunye amaqembu enquma isivumelwano, kufanele wazise ngenyanga edlule kuze kube komunye.

nezibopho

Owayebolekisile ubophekile ukuba:

- uthumele into okuyinto akanayo ukukhubazeka (uma ukukhubazeka abakhona, ucacise ke);

- ukuxwayisa umzuzi kwamalungelo abaseceleni ngale ndaba;

- uma izinto zihamba ukuba izesekeli, awadlulisele kanye nalo;

- peredostavit impahla, okuhambelana imigomo yenkontileka.

Obolekayo kumele:

- ukusebenzisa into inhloso yazo futhi ngokuhambisana nezinhlinzeko yesivumelwano;

- ukulondoloza into zisesimweni esifanele, futhi bafeze olunzulu futhi elungisa zamanje , uma kunesidingo;

- hhayi ukuze uthumele into ngaphandle kwemvume yomnikazi ukuba nabanye abantu;

- emva kokuphela umbolekisi ukuze abuyisele ithoyizi.

ekunqanyulweni kwe inkontileka

inkontileka loan inqanyulwa ngezizathu ezifana:

• ukuphelelwa isikhathi;
• ukufa umboleki noma ekuvalweni kwenhlangano (uma inhlangano yawo ibe esemthethweni);
• ukwenqaba inkontileka omunye amaqembu (isivumelwano uma engaziwa);
• nezinye izimo (uma echaziwe esivumelwaneni).

Okwenziwayo anganqanyulwa ekuseni ezimweni ezinjalo:

- ukusetshenziswa izinto umamukeli akuyona endaweni yayo;

- eziya ziba zimbi isimo zesifundo;

- ukudluliselwa umamukeli loan impahla kwezinye izidalwa;

- ukudluliselwa umbolekisi izinto okuyiphutha unwarned ku amalungelo abanye kuso, kanye ukwehluleka ukunikeza izinsiza kuso, noma imibhalo kuwo.