Yini umnikelo nenzuzo "Rosbank" banganikeza amakhasimende ayo?

"Rosbank" - inhlangano kunalokho enamandla wezimali jikelele. Inani izimpahla salo ruble 783.6 bhiliyoni ngesikhathi Disemba 2016. Ibhange lifaka indawo 12 e sohlelo 600. Lokhu kubonisa ukuthi linokwethenjelwa. Abantu abaningi hamba khona ukwenza umnikelo. "Rosbank" inikeza ezihlukahlukene yamanani. Mayelana ambalwa Ngingathanda ukutshela.

"Iminyaka engu-150 ukuthembeka"

Lokhu tariff inikeza isivuno esiphezulu, ngisho noma inani atholakale iklayenti kancane. Nakuba inzuzo ukutshala izimali ngangokunokwenzeka njengoba nokufaka futhi ukhipha umsebenzi ayitholakali. Ngakho, liyini ezahlukene lo mnikelo?

"Rosbank" linikeza 7.7% ngonyaka kanti isikhathi esiyizinyanga ezingama-36. Uma umuntu unquma ukutshala 1 million ngalesi sikhathi, bese ekugcineni yena Uzothola phezu ngaphezulu ayizinkulungwane 231 ruble njengoba isithakazelo. Kodwa kudingeka sazi ukuthi tariff "Iminyaka engu-150 ukuthembeka" isici sokuvula idiphozi inthanethi. Khona-ke izinga kuyoba ephakeme - mayelana 7.9% ngonyaka. Futhi esimweni esinjalo kusukela isithakazelo nomholo obuyizinkulungwane 7 ngaphezulu.

Nakuba inani ukuqhutshwa kuxhomeke kulokho ayeyisilinganiso semali yokuqala futhi isikhathi eside kangakanani umuntu ukuvula idiphozi. "Rosbank" linikeza izimo ezahlukene. Isixazululo kakhulu engabizi - ke uvula i-akhawunti in inani ruble ezingaphezu kuka-1.5 million izinyanga ezingu-6. Khona-ke inzuzo ngabe "uphonsa" ngesilinganiso 9% ngonyaka.

"Refillable"

Kumele ukunakwa lo mnikelo kuphawulwe. "Rosbank" linikeza lesi tariff kubantu abafisa lifake izimali phakathi izindlela eside. Kahle, yonke into futhi kuncike ezicashile esishiwo ngaphambili. I isikhathi inani lotshalo mali, ukuba ngqo. Kuyinto kunenzuzo kakhulu ukuvula i-akhawunti izinyanga ezingu-18 (lesi yisikhathi esiphezulu). Futhi ukutshala abayizigidi ezingu-1.5 p. Khona-ke izinga kungaba isukela 7 kuya 7,36%.

Uthola inzuzo enhle, ngisho noma ungenawo ubuyise i-akhawunti. Kodwa ezifakwa evulekile yalolu hlobo ngqo lokhu. Okuncane ashona amount - ruble 1000.

Kubalulekile ukwazi ukuthi kulesi simo inzalo hhayi nje icala, kodwa ngaphezulu bese lifakwa. By the way, bangakwazi ikhokhwe mathupha ekupheleni kwesikhathi sisonke, noma bayohlala kwisi nyangazonke kumephu. Uma kungathiwa khetha.

nosizo

Kufanele kuqashelwe ukunakwa tariff "Run", ukhuluma ngalokho inikeza amakhasimende, "Rosbank" zalo. Imali abantu zihlukaniswa izici ezithile, futhi kulokhu kuba ikhono ubuyise i-akhawunti bese ukuhoxisa izimali kancane.

Ikhambi best - ukutshala isamba esingama-ruble angu-1.5 million izinyanga 6/9/12. Okungenzeka futhi ngomhla ka-18, kodwa ngaleso sikhathi inani lenzalo kuyoba ngasikhathi 6.4% futhi 6.1%. Futhi inzuzo ekupheleni kwesikhathi lemali 96.000 ruble "ukuhlanzeka". Futhi, unikezwa iqiniso lokuthi okomnikelo yafakwa, izinzuzo iyoba nkulu nakakhulu.

Ngizothanda futhi ukuthi amagama ambalwa mayelana tariff "ATM." Mhlawumbe elula kuzo zonke, okusikisela "Rosbank". Imali abantu zivulwa ngezindlela ezahlukene, kodwa lokhu - ngokusebenzisa ATM. Ukuze afeze le nqubo udinga ukusebenzisa ikhadi main "Rosbank". credit card kuphela ngeke zisebenze. Futhi Ikhadi Cash-e - kakhulu.

Ngakho lokho ahlinzekwa? Umnikelo ruble 3 000 lokuthenga ngesikweletu futhi inzalo ka 6.6% ngonyaka kuya kwayi izinyanga 3. Inzalo osonhlamvukazi, kukhona kungenzeka replenishment nokuvuselela okuzenzakalelayo. Uma uchitha okufanayo million, phezu izinyanga ezintathu bayozibuthela mayelana 16 590 ruble inzuzo.

Futhi "Rosbank", ungavula funa idiphozi "ngokufunwa" sokwenza lasebhange ukuthengiselana, ngesikhathi lokuthenga ngesikweletu futhi inzalo ka 0.01% ngonyaka - ne ofeleba emakethe, futhi ukuphothulwa Ukukhishwa esinqunyiwe.

ezifakwa

Ekugcineni amagama ambalwa kulesi sihloko. Imali inikeza "Rosbank". Inzalo ezifakwa ezinhle, kungashiwo okufanayo wathi kuleli cala. amakhasimende Business uphiwa nohlu omkhulu idiphozi, uhlelo umshwalense zokuphepha, ukuqapha inthanethi nokusekelwa professional.

Kanti inikeza ingqikithi ezinhlanu. Tariff lokuqala - a "okuvamile." Inani obuncane 50 000, isilinganiso ngonyaka bengase bazikhandlele 8.5%.

Imali ekhokhelwa "Grand" oholela kangcono. It yenzelwe amakhasimende abe izindlela ezinkulu. Uma ufuna ukuvula idiphozi esikhathini esiyizinsuku ezingu-31 kuya 1095, inani lemali elincane ruble 10 million. Ubuningi bokugcina 300 Mill. Izinga ongafinyelela 8,85%.

Kukhona tariff "Standard", obonisa izimo nezimo. Kukhona kungenzeka lokuhoxa esinqunyiwe kanye ekuqaleni, isithakazelo ofeleba, futhi esinye isandiso futhi umthamo wemvula. Isamba esincane - ruble 100 000, isilinganiso singamaphesenti 6.5%.

Eminyakeni emibili ye-tariff - a "Blitz" futhi "Rational". Nge iminikelo okuncane okungu-500 futhi ezingu-100 ngokulandelana, futhi ngesilinganiso esiphezulu 8,25% kanye 8,68% ngokulandelana.

Ngokuvamile, "Rosbank" njengoba omunye amabhange edume kunazo Russian ukunikela amanani ezinhle ngempela futhi imigomo. Into esemqoka, ngaphambi kokuvula idiphozi, ukubazi nabo bonke umehluko wemisindo nemiqondo yamagama.