Uyini uhlelo nolwasebhange Russian Federation

Njalo lizwe uhlelo ayo ukuphathwa kanye zokuhlala umnotho wezwe. Ukuze uhlelo ezinjalo osebenza ku ohlelweni Banking we Russian Federation. Lolu hlelo - kungcono ingxenye uhlelo credit ezweni lonke. Kuhlanganisa amabhange nje kuphela, kodwa bonke izinhlangano credit, kokubili commercial futhi zikahulumeni.

Uma sikhuluma credit izikhungo, kungenzeka ukunikeza incazelo okulula isakhiwo - ke iyinhlangano esemthethweni ukuthi unelungelo ukwenza imisebenzi yasebhange. Ngaphezu kwalokho, lolu hlobo umsebenzi kungenzeka kuphela imvume ye-Central Bank of Russia ngokuhambisana nomthetho.

Amabhange kungaba kokubili commercial futhi ezikhethekile. isenzo ezikhethekile njengoba uhlobo ngamabhange, okuyizinto amathuba elinganiselwe. Umehluko kuzo ngamabhange - a izikhungo agcwele credit, okuyinto anelungelo afeze ukunxenxa kanye nokubekwa ezifakwa kokubili izinhlangano ezingokomthetho kanye nabantu ngemibandela ethize buyiselo, ukuphuthuma nokwesaba yokukhokha.

Ngqo Russian uhlelo yasebhange kuyinto ezikhethekile kanye jikelele. Ukwahlukaniswa kusekelwe imisebenzi ukuthi ukwenza amabhange, kanye ilayisensi, okuyinto ibhange. Uma uqonda izincazelo, nje ongathi injalo emsulwa akukho uhlelo jikelele noma ezikhethekile. Njengomthetho, iyiphi enye yazo ukwethula izici ezithile kokubili izinhlelo.

Kuleso simo, lapho Russian uhlelo yasebhange kubhekwa kusukela umbono wenhlangano, kungenzeka sokuhlukaniswa iziqephu kube abaphuma eyodwa futhi ababili abaphuma. Isitezi uhlelo eqala ukulingana phakathi kwawo wonke amabhange endaweni yezwe, kanye ukuntuleka a igunya olulodwa asimeme. Njengoba uhlelo ezimbili abaphuma, nakhu endaweni ukuba ibhange central, lobeka imithetho ethile neziqondiso okuyinto ziyadingeka kubhekwe, zonke izinhlangano commercial kuleli zwe.

Izinto zesimanje yasebhange simiso WaseRussia uhlelo ezimbili abaphuma, njengakwamanye amazwe amaningi athuthukile, abacabanga lolu hlobo inhlangano uhlelo kuzuzisa kakhulu. Nokho, e-Russia, isimiso esinjalo isebenza kuphela-yalolucwaningo 80 Ekhulwini lama-20. Kwaphela isikhathi eside, uhlelo yasebhange ye-USSR sasibhekwa njengophawu lokuthi ngokuchofoza ngakwesokudla ezingeni elilodwa, lapho nenani elincane kuphela elihlanganyela emabhange kanye eyodwa sesikweletu ukuwo. Kodwa okwamanje kuhlukile kakhulu.

Izinto zesimanje yasebhange uhlelo lezwe lethu inikeza isimo zokuhlala lonke sphere yemali, futhi uhlelo uyakwazi ukuvikela izithakazelo hhayi kuphela abantu, kodwa kwakuyiyo yonke yasebhange wemboni. Yonke imisebenzi nemisebenzi zisekelwe imithetho emibili: "On the Central Bank of Russia" futhi "Ngo Amabhange Banking Umsebenzi we Russian Federation."

Yonke uhlelo yasebhange Russian ayihlanganisi Bank of Russia kanye Bank of Foreign Trade, Sberbank eRussia, ngamabhange nezinye izikhungo obolekisayo. Nokho Bank of Russia sikhungo main zezimali, lapho wonke amanye amabhange zidingeka ukuba izinqolobane, kanye nemithetho neziqondiso asethwe yi-Central Bank.

Bambalwa abantu bazi, kodwa ekukhanyeni isimo somnotho samanje ezweni, Central Bank of Russia Uhlelo of kabusha ohlelweni Banking kwavunyelwana. Lokhu kwakwenziwa ukuze sithuthukise izinga ukusebenza uhlelo, kanye ukwakha uhlaka ezokwenza ngcono nje ngokwakheka kodwa futhi izinqubo inkonzo. Futhi mhlawumbe ngisho ekuvuseleleni e lonke uhlelo yasebhange.

Inzuzo ye-Central Bank of Russia kuwukuthi isimo salo, njengoba ukuzimela, okuyinto ngokuyinhloko ngenxa amandla ayo, okungukuthi kungenzeka yemali ekushayweni mass yezwe, ukukhokhela wonke nokusakazwa imali kanye nekhono lokufeza inqubomgomo yemali credit.