Ukubuyisela amakhadi Savings Bank: inqubo

abanikazi eziningi amakhadi epulasitiki Sberbank cishe wabhekana nezinselele eziningi. Iningi lazo ezihlobene nokusebenzelana ukulahlekelwa, ukweba noma ukulimala ikhadi lesikweletu. Kungakhathaliseki ukuthi inkinga, ukuxazulula kuyokusiza ukubuyisela Sberbank ikhadi. inqubo kanjani? kanjani konke ziqala? Futhi siqiniseke ukuba sifake wazise yasebhange mayelana nokuthi izinkinga ezihlobene ne-ikhadi?

umqondo ezimfushane inqubo yokutakula

Uma kwenzeka ukulahlekelwa, ukweba noma ukulimala credit card yakho Kusolwa yokutakula lesikweletu. Sberbank wenza inqubo ngokuvumelana neziqondiso zamanje lesikhungo credit. Ngokusekelwe iziqondiso yasebhange zamanje, umqondo yokutakula kusho ikhadi khiphani elahlekile noma ezilimele. Uma lokhu kwenzeka it is esaziwa-akhawunti ikhadi bese uthumele ibhalansi izimali debit noma credit card entsha.

Yini enquma luhlelo lwekusebenta?

uhlelo obengeziwe isinyathelo incike izizathu kwakuthatha ikhadi alulame ngokugcwele (Savings Bank - omunye amabhange ngobukhulu Russian ngamasevisi efanayo). Ngokwesibonelo, udinga isinyathelo ngokushesha ezimweni lapho ikhadi lakho eyebiwe noma ilahleke. Kulokhu, isinyathelo sakho yokuqala kufanele ibe ukukhiya plastic yasebhange. Futhi ungakwazi ukwenza okukodwa kokukhethwa kukho okulandelayo:

• siqu (ngosizo yasebhange akude);
• emtholampilo siqu noma ikholi yefoni ku ebhange;
• ngokuthumela umlayezo we-SMS igama elithi "ukhiye" enombolweni iDemo 900.

Ake sibone ukuthi nokuvulwa Savings Bank of ikhadi uma kulahleka.

Indlela ukuze alulame ngemva kokushona ikhadi: ukuvakasha ebhange

Ngakho-ke uma wathola okukhulu ekulahlekeni noma ukweba ikhadi, into yokuqala okumele uyivale nganoma iyiphi yalezi zindlela ezilandelayo. Kodwa uma ikhadi lakho Sberbank ikhiyiwe, ungakwazi ngokuphepha ukuya egatsheni yasebhange, lapho wathola ngaphambili. Ukuze wenze lokhu udinga ipasipoti isitatimende ekhombisa izizathu khiphani amakhadi. Kulokhu, ulinde ebhange elisha njengoba plastic kungaba kusuka imizuzu engu-15 (uma une osheshayo kanye nokuntuleka imephu) kanye kufikela kuzinsuku ezingu-10-14.

Uma umnikazi ikhadi siqu, ukukhululwa kwencwadi entsha kufanele nakanjani ukwaziswa ngocingo noma nge-SMS.

Ngenxa imali wahlala: yini okufanele uyenze?

Ngezinye izikhathi kuyenzeka ukuthi ikhadi ilahlekile noma yebiwe kuyinto ennaya lemali. Kulokhu-ke kuyadingeka, kuqala, ukwenza zokuvala ikhadi eziphuthumayo, futhi okwesibili, ukubuza ummeleli we-akhawunti ebhange. Ngakho ungakwazi ukuthola uma ikhadi lakho elahlekile noma umhlaseli ayikwazanga ukuzisebenzisa.

Okulandelayo kuba ukubhala isicelo esisha sokuthola i-akhawunti ekhona ku inani cash. Ngemva ukuhlonza yakho bese kuqinisekiswa ungathola imali eceliwe ngemishini yokushintsha imali sesikweletu. Nokho-ke kubalulekile ukuba abe nesineke, ngoba ngokuvamile isheke enjalo ingase yephuze 5-10 izinsuku. Kancane ngaphezu kwesikhathi uqobo kuthatha ikhadi Buyisela. Savings uyojabula wenze ezivuna, kodwa kuphela ngaphansi kwesimo sokuthi wenze ungazami ukuba bakopele ummeleli ebhange.

Kungenzeka yini ukuba oda ikhadi elisha i-Internet?

Lapho, emva zokwebiwa noma ukulahleka elidala Savings Bank ikhadi ikhiyiwe, kwi-inthanethi ungahlala oda entsha. Ukuze wenze lokhu, ngena ngemvume ku-"I-akhawunti yami" yeselula noma yasebhange inthanethi kanye enze izinyathelo ezilandelayo:

• Khetha into yemenyu "Amamephu" futhi uye ekhasini elisha.
• Chofoza kuthebhu "Ikhadi kabusha Ukukhishwa".
• Gcwalisa ifomu (faka imininingwane yokuxhumana, isizathu ukwelashwa, nolunye ulwazi olumayelana nawe).
• Khetha umnyango esifanele izinhlangano zezimali bese uqinisekisa isenzo.

Nokho, ukuze uthole imininingwane eyengeziwe, futhi ekugcineni uthole plastic entsha kusadingeka ukuza ebhange. Ngakho-ke, lapha kungaba okufanelekile ukuba bathi ikhadi kungenziwa yayala inthanethi. Kodwa kusadingeka khona kwakho siqu. Kulokhu, nokuvulwa ikhadi Savings Bank kuzothatha ncamashi esilinganayo izinsuku njengoba inqubo ejwayelekile futhi liphinde likhiphe credit card (10-14).

Okufanele ukwenze lapho ikhadi ivinjelwe?

Ngezinye izikhathi imbangela ubunzima ikhadi kungaba umnikazi. Ngokwesibonelo, kukhona amacala uma umsebenzisi elahlekelwa noma akhohlwe PIN yawo. Futhi-ke, wonke ezama ukwethula kancane inhlanganisela ajwayelekile phambili i nqabela othomathikhi ikhadi. Kulesi simo, it akudingi kabusha ukukhishwa noma nokubuyiselwa Sberbank ikhadi emva uvala. Ukubuyela izintambo akhawunti kubalulekile kuphela ukubiza hotline bese uphendula imibuzo ebuzwe opharetha.

Lapho wehluleka noma ezisele amakhadi e-ATM

Akuyona into engavamile, futhi lapho iholo, ikhadi lesikweletu noma lasebhange ngesikhathi i-ATM ukhohlwe. Ngezinye izikhathi umane nje wehluleka noma ATM "bagibele". Kulokhu, ungase ukhohlwe ngisho ukuthi ukhiye futhi ikhishwe ikhadi. Enough uxhumane nesevisi yamakhasimende ibhange noma inkampani wahlanganyela enkonzweni ATM terminals.

Ngokuvamile, nenombolo yokuxhumana yefoni ezitholakele ku-yunithi. Kukhona inombolo akhethekile abelwe imishini. Kuphakathi uzocelwa ukuba igama nekheli esitolo noma omunye endaweni yokudayisa, lapho-ATM. Ngisho elula kunjalo uma imishini yasebhange etholakala ngqo sikhungo credit. Kwakuzoba ngokwanele ukucela usizo abamele ebhange.

Uma ikhadi sekulibalekile nguwe at i-ATM, kufanele kuqala qiniseka ukukhiya. Bese ungabuyela unit, elalikade wasala yasebhange plastic. Ngokulandelayo, ukuphinda yonke inqubo ngekholi ebhange ukuthola ibhalansi ye-akhawunti kanye ucele ivulela. Ungasebenzisa ikhadi. Uma ikhadi kusuka i-ATM wayengekho, iya ebhange futhi wenze isicelo esiphathelene kabusha Ukukhishwa kwekhadi lakho lesikweletu.

Yokutakula Card (Savings Bank): intengo

Naphezu zonke izinzuzo kabusha udaba amakhadi, isevisi has ethile abalulekile: knowledge entsha - lena inqubo ikhokhwe. izindleko kwakho kuncike ezihlukahlukene amakhadi. Ngokwesilinganiso, ukhipha ikhadi kufanele ukhokhe ruble 150 kuphela.

Lapho kumele ikhadi selikhishiwe khona?

Oda ikhadi elisha kumele futhi kunjalo, uma uguqula contact yakho noma ulwazi lomuntu siqu. Ngokwesibonelo, igama nekheli lokuhlala. Ngesikhathi esifanayo, ungavakashela noma igatsha le-yezezimali. Nokho, uma ikhadi itholiwe muva nje (isibonelo, uma ubhala igama noma amagama kwakuyiphutha), khona-ke yayo kabusha ukukhululwa kungenzeka kuphela ehhovisi, lapho ekuqaleni yakhishwa.

Akufanele yini ngenze kabusha kweqa ikhadi ngokushintsha ifoni ixhunywe ku yasebhange?

Uma ushintsha inombolo ixhunywe yasebhange mobile, asikho isidingo ukwenza kanjalo. Kwanele ukubhala isitatimende mayelana nendlela ukuvimbela odlule bese uxhuma inombolo yocingo entsha ocingweni. Bese kuzodingeka kuphela ishintshe inombolo emnyango intanethi yebhange.