Xhumana noma hhayi Sovcombank? Izibuyekezo usizo akusilo njalo

Kube umbuzo mayelana yini noma cha ukuxhumana Sovcombank? Ake sizame ukuqonda ndawonye. Ngenxa yalezi zinjongo, sizosebenzisa-Inthanethi ikuyo yonke indawo. Manje impela nje ukuthola ulwazi olufanele, futhi osebenza ku isikhungo like Sovcombank. Izibuyekezo zabantu inthanethi kule usizo.

Kancane mayelana Inkampani ICB "Sovcombank". IBhange yasungulwa ngo-1990, ihhovisi itholakala Kostroma. Zinikeza ezinsizakalweni ezifana abolekise kanye idiphozi ukubekwa. Ngaphezu kwalokho, ngenkuthalo isekela imisebenzi yomphakathi. Lokhu izinhlelo yesihle, futhi bahlanganyele emisebenzini ehlukahlukene amasiko kanye wezemidlalo. It has a inethiwekhi kahle ramified. amahhovisi ayo zitholakala ezifundeni 35, kunamahhovisi kuka 1,800. Lokhu ephawula omuhle eceleni Sovcombank. Izibuyekezo ngakho, futhi nenombolo yabo omkhulu, kukhona iwubufakazi balokho.

Isithakazelo amazinga ezifakwa alihlukile. Lapha, njengoba yonke indawo, ukuthi yimuphi omunye ebhange Sovcombank. Iminikelo idiphozi eziyisisekelo, idiphozi ethandwa kakhulu - lena "nenzalo isithakazelo". Inzalo nyangazonke sengezwe idiphozi, ngokwenza kanjalo wandise nenani oyinhloko lapho kuzokwengezwa inzalo yemali mboleko ngenyanga ezayo.

Manje mayelana indawo sore yiliphi ibhangi, lokhu kusebenza futhi isikhungo like Sovcombank. Izibuyekezo kuthinte uhlangothi olulodwa kuphela umsebenzi wakhe, okungukuthi - loan. Ngo Sovcombank enze okungaphezu 10 imikhiqizo credit. Lapha, yonke ukunambitheka nombala. Ngokushesha, thina ngigcizelele ukuthi lo mqingo ngaphezulu olihlinzekayo loan, inani elihle ngaphezulu kuyoba amazinga isithakazelo. Futhi umehluko kuyaphawuleka ngempela. Uma imibhalo emibili izinga kuyoba azungeze 28%, konke akuvezwe isitifiketi umsebenzi futhi ungatholi mholo - mayelana 19% ( "Umndeni" loan). Kukhona credit imali ngo-12%. Nokho, kungcono maningi amathuba abantu ekhokhela kahle kakhulu, noma labo elindela ethile imali. On lokhu loan ikhishwa ruble ayizigidi 50 isikhathi esingaphezu kwezinyanga eziyisithupha. Lapha kukhona uhlelo lapho kungenzeka ukuba senqabe loan. Okusho ukuthi, uma amasonto 2 kusukela ngosuku kokusayina inkontileka, uzothola izimo ngesikweletu ezikahle, ungabuyela imali ngaphandle kokukhokha isithakazelo.

Njengoba ubona, lutho ekhethekile kwezinye izikhungo credit Sovcombank nsé. Kodwa nansi inhlanganisela impendulo Sovcombank-ikhasimende ugxile kakhulu ezimbi. Ngokwemvelo, umuntu angabona enganciphisa isici womuntu. Phela, abantu abaningi ukugula. kwenzeka into, into ubuhlungu. Ngakho, kudingeka sihlanganyele lokhu lapho uthukuthele.

Futhi kulesi simo - kulungile. Phela, cishe kanye nazo zonke izibuyekezo ezimbi ezihlobene bakuchwensa noma ukuntula ikhono abasebenzi asebhange. Mhlawumbe iphutha kule nethiwekhi omkhulu amahhovisi. Futhi uma ngesinye isikhathi wena uzonikezwa ezingeni eliphezulu kakhulu ke kwenye indawo - Nokho zimemeza unogada. Akukona nje kuphela ukuthi awukwazi ukuthola izimpendulo ezicacile, kanjalo narveshsya le luhlaza evulekile. Konke lokhu kuyadingeka ukuze ivule abantu amehlo ka ukuphathwa yebhange. Futhi kubalulekile ukuba ningabi nje kuphela amakhasimende, ngokuyinhloko ezidingekayo ebhange uqobo. Phela, nethimba lakhe - kungcono ubuso bakhe.

Kodwa bonke abanye engemihle - lena ekubalekeni yethu, amathuba ethu. Kodwa mina Ngijahile, akucaci yini ukuthembile, angazange alifunde, abazange babuze ukuthi, nokunye. Ubani obangela lapha? Manje futhi kungatholakala kwi main indawo Sovcombank konke kusuka A kuya Chiliza And ungaxhumana yamahhala ucingo line ukusiza isevisi ebhange. Futhi believe me, ngeke kube khona izinkinga. Ngakho, funda hhayi kuphela ukubuyekezwa, kodwa nezinto ezithandwa nokwaziswa.