Uyini Umshuwalense oluphelele futhi kungani uludinga

Uyini Umshuwalense esibanzi? Kunengqondo ukuphetha ngokuthi imigomo MTPL futhi CASCO ijwayelekile cishe bonke abashayeli, kodwa hhayi wonke umuntu aqonde kahle ukuthi abukeka kanjani. Uyini sikebhe futhi CTP, nokuthi zihlanganisa Yiqiniso, ungacela inkampani yomshuwalense yakho, kukhona nakanjani ekuchazeni yonke into, kodwa uthole ukucwaningwa okuningiliziwe kokulandisa le nkinga kungenzeka, ngaphandle asebenzise Ochwepheshe.

CTP (umshwalense okuphoqelekile okwenziwa ezikhungweni motor wesithathu isibopho sezomthetho) - uhlobo umshwalense ayimpoqo, okuyinto kancane noma ngokugcwele ivikela umshayeli kulokho umonakalo kwabanye ababambiqhaza yengozi uma kwenzeka ngokusebenzisa iphutha lakhe. umshwalense CTP ungaphakathi uhlu wokufaka kuphoqelekile asemthethweni, ngakho ngeke kwenzeke ngaphandle kwalo. Ngaphandle kwale dokhumenti abakwazi ngisho ukufinyelelwa kusukela salon egalaji, ngakho-ke kungcono ukukhipha inqubomgomo ngokushesha lapho uthenga imoto.

Sicela uqaphele ukuthi lo umshwalense uthembisa ukukhokha isamba ababambiqhaza elingenacala yengozi, kodwa hhayi wonke, futhi imikhawulo umthwalo wabo wemfanelo. Umkhawulo inani umshwalense Ukusabalala kuvezwa ifomu inqubomgomo. Ngaphansi komthetho wamanje, lokhu kufana ruble ayizigidi 120, esimweni ukulimala impahla isisulu, futhi 160 ayizinkulungwane, uma ukulinyazwa kwempahla kwabangelwa abantu abambalwa. Lona esiphezulu ikhokhelwe komunye isisulu, impilo nokuphila ngalo ayelimele. Manje kucace ukuthi lokhu CTP.

Nezigqoko - futhi umshuwalense, okuyinto isebenza kubo bonke izimoto, okubalwa izimoto. Uma igama elithi "sikebhe" livame ukusetshenziswa nabo. Ngakho, liyini umshwalense esibanzi? Ungacabangi ukuthi lolu hlobo yomshuwalense izovikela imoto kusuka kunoma iyiphi ngamashwa - akunjalo, Nokho, izingozi eziningi ngeke udluliselwe emahlombe ngomshuwalense sika.

CASCO kuqedile noma olungaphelele. Futhi, izinkampani zomshuwalense kabanzi Franchise extenders izindleko inqubomgomo, kodwa futhi ngifihla ezinye ingozi ukuze oVikelwe, okuzoxoxwa ngezansi.

Uyini Umshuwalense okugcwele esinqunyiwe esibanzi? Uyini umehluko?

inqubomgomo Okugcwele kuhlanganisa ubungozi umshwalense ezifana nokweba, ingozi, umonakalo imoto, ukweba nokuphatha abanye izingxenye zayo, izinhlekelele zemvelo, izinto ehlela phezu imoto, kanye namanye izinhlobo eziyingozi. Kwengxenye yomshuwalense sikebhe kusho kuphela abanye izingozi, isibonelo, miningi imigomo ungafaki ukweba noma ukulimala imoto ngenxa yezinhlekelele zemvelo kanye sezulu, ngakho udinga ukufunda imigomo yomshwalense kanye nezimo kakhulu ngokucophelela.

Franchise - elinye iphuzu okufanele kuphawulwe inkontileka. Limelela ethile, futhi uma umonakalo emotweni, kulinganiselwa ukuthi inani laso licela esingaphansi franchise, ngomshuwalense okhokhela yayo. Le mali ingase esinqunyiwe noma zibe nenani ezilinganiselwe.

Kukhona 2 izinhlobo franchise: okunemibandela futhi ngaphandle kwemibandela. Lapho umshwalense ezivamile nxephezela ngokugcwele ngoba umonakalo esingeqile kulinganiselwa franchise, futhi ngokuphelele - kuphela umehluko phakathi okulingana malini umonakalo futhi franchise. Okusho ukuthi, uma umonakalo balinganiselwa ku ruble 1000, futhi Franchise yilolu 700, inkampani yomshuwalense ivala isikhala 300 kuphela, futhi uma franchise kungaba olungenamkhawulo, umshayeli bekungeke kudingeke ukuba bathwale izindleko nhlobo, ngomshuwalense ngabe ikhokhwe ngokugcwele 1000.

Ngakho manje, kwaba sobala ukuthi sikebhe ezinjalo. Nokho, imigomo lolu hlobo umshwalense kusuka izinkampani ezahlukene ziyahlukahluka kakhulu, ukuze mayelana nanoma yisiphi izikhathi iyadida kufanele ubuze imibuzo ku-ejenti.