Ukubuyiswa ekhadini lapho ubuyela izimpahla: imigomo, incazelo inqubo, izincomo

Kule minyaka eminyakeni embalwa emhlabeni wonke egubha mkhuba kunalokho engaguquki maqondana ukwanda isibalo sabantu abathanda ukukhokhela ukuthenga kwakho ezincane nezinkulu ngu -EFT. Akumangazi ukuthi abaningi zomthengi wanamuhla unesithakazelo kangakanani futhi Uhlaka yini isikhathi izobuyisa imali ekhadini lapho ubuyela izimpahla. Ngemva kokufunda lesi sihloko, uzofunda ezicashile eyisisekelo inqubo.

amalungelo umthengi

Labo abafuna ukuqonda ukuthi imbuyiselo izimpahla, kukhokhelwe nge-credit card, kudingeka wazi ukuthi iyini amalungelo enza umthengi. Izinhlinzeko zalesi Inqubo awashintsheki ezingeni zomthetho. Basuke kulawulwa umthetho "Ngo Ukuvikelwa kwamaLungelo Abathengi. Kulezi iziqondiso liyakushunyayelwa ezinemininingwane inqubo ukubuya izimpahla, futhi esichithwa lezi zimali.

Kulezo zimo, uma kuziwa imikhiqizo noma iziphi izici zazo umdayisi akuyona aziswe umthengi, leli temu elithi kwesokudla befuna ukubuya ukuthi bachitha imali engakanani, ukuqedwa khulula esithenjini isinxephezelo wokubuyiselwa izindleko umkhiqizo, ukuncipha eziphawulekayo yentengo noma esikhundleni kwamanye umkhiqizo okulingana .

izinga abanelisi

Ngaphambi ucela ukubuyiselwa imali ekhadini ne ukubuya izimpahla, qiniseka okudingayo ukuze uqonde kahle ukuthi kungase kubhekwe njengokwelapha umshado. Cishe nsuku zonke senza ukuthenga ezincane nezinkulu. Futhi ngezinye izikhathi umthengi akunakwenzeka ngokushesha ukuqinisekisa ikhwalithi izimpahla. Ukuthola ukukhubazeka, umthengi unezizathu ezizwakalayo uya esitolo bese ubuyela into ephansi izinga. Kulezi zimo, umdayisi ubophekile ukuba nxephezela ngokugcwele.

Kuyadingeka ukuba ukhumbule ukuthi imbuyiselo izimpahla wathenga ekhadini, senziwa ngesisekelo sokungalandeli umthetho yayo ebekiwe izivakashi ngokusemthethweni ezisebenza. Futhi, umthengi ungabuyela emuva into esitolo, akazange ukwanelisa kuye besigaxa yakhe, Umbala, ezindlini ezingakanani noma ezime.

Ukubuyiswa kwemali umnqamulajuqu umkhiqizo kumephu

Konke kubalulekile ukuba nesikhathi. Ngokwesibonelo, uma ikhasimende ibuyisela umkhiqizo ngaphakathi lokuqala ezilishumi nane emva yokufuna yayo, kuyoba lula kakhulu ukubhekana umdayisi. Ngaphansi komthetho wamanje, ngaphambi it iphela, ungabuyela hhayi kuphela into engaphelele, + kodwa lowo iye wathenga zisesimweni esihle. Man, okuyinto into wanelisa, kungadinga imali yabo emuva. Ukuze wenze lokhu, kudingeka ukubhala isimangalo olusemthethweni igama umphathi esitolo. Kufanele kube incazelo enembile inkinga. Ngemva kwalokho, umdayisi ubophekile ukuba ubuyisele yentengo zingakapheli izinsuku ezintathu. Ngaphezu kwalokho, yekhwalithi ephansi izimpahla ingathunyelwa umdayisi kulo sewaranti.

Labo abafuna ukuqonda ukuthi ukucela ukubuyiselwa kwemali ekhadini lapho ubuyela izimpahla kuyoba ukwazi ukuthi umenzi unelungelo ukuba buyisela izindleko izinto enesici, niyise iyokhandwa. Ikakhulukazi icala labo izimo lapho sewaranti siphelelwe yisikhathi. Imali ingafunwa kuphela uma umenzi alingeni umthetho enikeziwe izinsuku ezingamashumi amabili.

Indlela ukuqaphela imikhiqizo yekhwalithi ephansi?

Labo ukhathazekile mayelana nendlela imali emuva ikhadi ngemva kokubuya izimpahla, kudingeka siqonde ukuthi kuyodingeka athobele ezimeni eziningana saziso. Omunye wabo khona amacala, ukuvumela ukuba zitshele ukuthi umkhiqizo sathathwa emuva esitolo ukufuna ukubhalile.

Umdayisi ubophekile ukuba bashintshane nto noma ukubuyisela imali yezindleko zayo egcwele, ekutholakaleni:

• ukukhubazeka kokuvela ngesikhathi senqubo yokukhiqiza;
• ukukhubazeka imiswe phakathi zokuthutha endaweni kokusebenza yayo;
• langempela iphutha ukubukeka umkhiqizo kanye amasampula yayo ukucushwa embukisweni;
• imiyalelo ayilungile ukucacisa.

Libuye ngesisekelo ukubuya izimali zingakhiqiza umonakalo mechanical, ayikuvumeli ukuba usebenzise ukusebenza okugcwele umkhiqizo.

Yiziphi izimfuneko kumele kuhambisane lento wabuya?

umthengi ngamunye unelungelo ukuyala esitolo wabuyisela into uthenge ngaphambili ukuthi:

• akakavakasheli ukusebenza;
• igcinwe isethulo efanele;
• It has zonke izakhiwo uqobo;
• It has wonke amalebula, izimvu zamanzi kanye emaphaketheni.

Ngaphezu kwalokho, kubuye akwenzeki ngaso sonke isikhathi. Akuwona wonke ukuthenga anganika emuva esitolo. Ezingeni zomthetho, wazakhela uhlu kwezimpahla ezingeke benana noma isimo esibuyiswe. Kulesi uhlu kukhona imikhiqizo ukunakekelwa siqu, imithi kanye izimonyo.

I-algorithm

Labo anesizathu esizwakalayo ukuyala lwenziwe imbuyiselo ekhadini lapho ubuyela izimpahla Abakwazi ukhululeke ukuxhumana umthengisi futhi ukuqalisa inqubo ebhaliwe. Ngokusho imithetho sisebenza, ukuze ubuyele kwemali esetshenzisiwe, umthengi kumele anikeze umdayisi umkhiqizo ngokwayo, abe ukudla noma isheke cashier sika, ekhona lewaranti futhi idokhumenti ukuvumela ukukhomba ungubani umthengi.

Ngaphezu kwalokho, isidingo ubuye ikhadi lasebhange ngalo ukukhokhela ukuthenga. ikhasimende Awujabulile futhi kuyodingeka wenze esihambisanayo nohlelo lokusebenza isimangalo, okuyinto kuthanda imininingwane isizathu ukubuya umkhiqizo. Sample ungacela nomthengisi. Ngokuvamile banayo workpiece izitatimende ezinjalo.

Futhi, umthengisi kufanele enze isenzo elifanele kwasekhasini isinxephezelo tibalo kubathengi. Ngemva yokubhaliswa amaphepha adingekayo, angabuyela imali nge-EFT noma izeqamthetho lapho zenze khona ukuba ikhasimende ekhawunteni. Njengoba ojwayelekile, kusukela ukulotshwa isimangalo kuze kube lemali zafundiswa ikhadi sihamba izinsuku zekhalenda engaphezu kweyishumi ziqhubeka. Labo yokukhokhela ukuthenga ngokheshi, imali zizobuyiselwa ngosuku ukubuya izimpahla.